IndusInd Bank Pioneer Legacy Credit Card Review

The indusind bank pioneer legacy credit card is one of the most premium credit cards available in India. While it charges a huge joining fee of Rs. 45,000 it gives you free access to airport lounges, exclusive deals on movie tickets, complimentary golf rounds, the facility of a multilingual concierge service, and lots more. more details about this card are given below.

Who can apply for the Indusind Bank Pioneer Legacy Credit Card?

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Rs. 25,000 monthly. 
  • For self-employed person:
    • Age: 21 to 6 yrs. 
    • Income: Rs. 25,000 monthly. 
  • Good CIBIL score (750 or more) is required to apply for this card.
  • Having a good relationship with the bank will help you to get this card. 

What documents are required to apply for the Indusind Bank Pioneer Legacy Credit Card?

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR (Income Tax Return)
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recent audited financial report. 

As you submit your application, you will get a unique application id, you can use that to track the status of your indusind bank credit card application status by calling the customer service department.

What are the Indusind Bank Pioneer Legacy credit card fees?

  • Indusind Bank Pioneer Legacy credit card Joining Fee: Rs. 45,000 + GST
  • Indusind Bank Pioneer Legacy credit card Annual Fee: None. 

What are the indusind bank credit card benefits?

  • A huge gift to welcome you:

With the issuance of the card, you will be welcomed with gift vouchers from Oberoi Hotels, Genesis Luxury, Luxe Gift Card, etc. 

  • Make your every transaction rewarding with a powerful reward program:

This card comes with a powerful reward scheme that has the potential to add value to your every transaction. The details are given below.

Category of transaction

Rate of earning reward points

For every Rs.100 transaction made using this card.

1 Reward point.

For every Rs.100 transaction made on Saturdays and Sundays.

2 Reward points.

On spending Rs. 6 lakh within the first anniversary year.

6000 reward points.

These reward points can be redeemed through cash (1 reward point equals Rs. 1), gift vouchers, air miles, etc. You can also use them to pay your shopping bills.

  • Enjoy free access to airport lounges:

Under the priority pass membership, this card offers you free access to more than 600 airport lounges worldwide. You can also get 8 free lounge access per year worth 27 USD by its Travel Plus facility. You can save a minimum of 198 USD (approximately Rs. 9900) per year.

  • Earn free movie tickets every month:

This indusind bank credit card offers some attractive deals in the movie and entertainment categories. The details are given below.

BookMyShow offers.

  • Get 1 movie ticket completely free with the purchases of another. (Max 3 movie tickets every indusind bank credit card statement cycle)
  • Up to a 20% discount (up to Rs. 200) on non-movie transactions.

Offers on Sathyam Cinemas.

  • Get 2 movie tickets at the price of 1. You can earn up to 4 free movie tickets every month. (Offer applicable for the customers of Chennai)
  • Make your weekends entertaining with complimentary golf rounds:

With this indusind bank credit card, you will get 4 complimentary golf rounds and lessons monthly. You can use the benefits in the leading golf clubs of Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, etc.

  • Complimentary Insurance coverage to stand for you in emergencies:

In unfortunate events, this card can also support you with its built-in insurance coverage scheme. The details are given below.


Total coverage amount

Death caused by an air accident.

Rs. 25 lakh.

Coverage against loss of passport

Rs. 50,000

In case of lost baggage.

Rs. 1 lakh.

Delay of baggage.

Rs. 25,000

Loss o ticket

Rs. 25,000

  • A multilingual concierge service to fulfill your travel needs:

This card comes with a multilingual concierge service to assist you with its facilities like – pre-trip assistance, flight booking, hotel reservation, sports, and entertainment booking, ordering flowers and gifts for your special one, etc. 

This card also has a roadside assistance service that can provide you with facilities like – roadside repair, emergency fuel service, accident management, and medical assistance, and lots more.

What are the indusind bank credit card charges?


Payable amount

Cash Withdrawal Charge


Finance Charge

3.83% monthly.

Foreign currency transaction

3.5% against the transaction amount.

Add-on card fee

Depending on the spending of the card holder.

How to contact the IndusInd Bank Credit Card Customer Care department?

  • Call the indusind bank credit card customer care number: 1860 267 7777
  • Write to the indusind bank credit card customer care email id:

100xGain Ratings: 


Pros and Cons:



  • This indusind credit card offers free access to airport lounges.
  • You can get some free movie tickets every month.
  • There are also some complimentary golf sessions with this card
  • The joining fee is really high
  • There are no dining and travel booking benefits on this indusind pioneer credit card.

Final Opinion:

Like most of the premium credit cards this card is stuffed with premium lifestyle benefits, from free lounge access to complimentary golf rounds, this card has everything to add a touch of luxury to your already premium lifestyle. 

But the biggest drawback of this card is the high joining fee, which reduces the interest for this card. Also, there are no dining or fuel benefits on this card. So, if you are not satisfied with the benefits or if you want to compare some more options then make sure to take a look at the 100xGain top 10 credit card pages. You can also take a look at the alternative card options given below.

Alternative Cards: 

  1. Bajaj Finserv RBL Bank Platinum Choice SuperCard (Best for offering movie benefits)
  2. IDFC First Bank First Classic Credit Card (Best for reward points, lounge access, and movie benefits)
  3. Indusind Bank Platinum Select Credit card (Best for offering lounge access and movie benefits)

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