There are so many credit cards available for the customers of Indusind Bank. Indusind Bank Pioneer Legacy Credit Card is one of them. There are so many benefits of this card such as welcome gift, reward points, Pioneer Legacy Golf, Pioneer Legacy Travel, Pioneer Legacy Life, Pioneer Legacy Concierge, Pioneer Legacy Auto Assist, Pioneer Legacy Assurance etc. Lets discuss about the card-
- Age: The age of the applicant should be 18 years or more.
- Citizenship: The applicant must be an Indian or non resident Indian .
- Occupation: Applicant should be salaried or self employed.
Applicant should have a good credit score.
Applicant should have a good source of income.
- Identity proofs: Voter card and Aadhaar card, Driving license.
- Address proof: Ration card, aadhaar card,
- Income proofs: Last 3 month’s bank statement, salary slip of last 3 months or any document of income.
- PAN card
Fees: Rs.45000 for joining fees
No renewal fees.
No add-on card fee.
Privileges on Indusind Bank Platinum Aura credit card:
- Welcome gifts: If you choose IndusInd Bank Pioneer Legacy credit card you will be able to get some welcome gifts. After paying the joining fees of your card you will get a SMS on your registered mobile number. You will receive gift vouchers by this SMS. You can choose the gift vouchers by replying the SMS or by calling the customer care number. The gift vouchers includes vouchers from oberoi group of hotels, vouchers of Genesis Luxury , Luxe gift card etc.
For reserving the oberoi hotels you have to call in this toll free number 1800 11 2030 or you can mail to this email I’d [email protected] .
- Reward Points: Youearn reward points by making payments.
In weekdays ( Monday to Friday) if you spend Rs.100 with your Indusind Bank Pioneer Legacy credit card you will get 1 reward points.
And in weekends ( Saturday and Sunday) if you spend Rs.100 you will get 2 reward points.
No reward points for fuel transaction.
These reward points can be redeemed through cash ( 1 reward points is equals to Rs.1), gift voucher, airmiles, online shopping etc.
You will get 6000 reward points if you spend total of Rs.6lakh in between 1 year after receiving your card.
- Pioneer Legacy Golf: If you are a golf lover then you will love to use the card. There are some complimentary golf games and golf lessons available in this card. You can use the benefits in the leading golf clubs of Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad etc.
- Pioneer Legacy Life: You will get movies offer from bookmyshow.com and Sathyam Cinemas. You can book your tickets from your home. If you buy a ticket from bookmyshow.com you can get a free ticket.
You can avail 3 tickets in a month. This offer is valid for all registered cardholders.
You can get Rs.50 discount for select the F&B option.
You can also get discount on music, workshop, comedy and many more. You can get up to 20% off ( up to Rs.200) on non-movie transaction.
From Sathyam Cinemas you will get 2 tickets in price of 1 ticket .
You can avail 4 tickets in a month.
This offer is only for the customers of Chennai.
- Pioneer Legacy Travel: If you like to travel then there are so many travel offers for the Indusind Bank Pioneer Legacy cardholders.
You can get discount from foreign currency mark-up.
You can get lounge access to more than 600 places. You can make your Travel easy with your Indusind Bank Pioneer Legacy credit card through its priority pass membership. You can save minimum 198 USD ( approximately Rs.9900) per year.
You can also get 8 free lounge access per year worth 27USD by its Travel Plus facility.
Travel insurance cover: There is a insurance policy which makes your travel safer. This policy is applicable against losing of passport, losing of baggage, delaying of baggage, losing of ticket, air accident etc. The amounts are-
- Rs.50000 for losing of passport
- Rs.1lakh for losing of baggage
- Rs.25000 for delaying of baggage
- Rs.25000 for losing of ticket
- Rs.25000 for missing of connection
- Platinum Aura Concierge: You will get concierge services with this card which is available in 24×7. With this facility you can avail pre-trip assistance, flight booking, hotel reservation, sports and entertainment booking , ordering flowers and gifts for your special one.
- Platinum Aura Auto Assist: If any problems comes to in emergency services, the Indusind Bank pioneer Legacy credit card will help you in your emergency time. Just call at auto assist care. You can avail this offer in this cases-
- Roadside repair
- Emergency fuel service
- Tire services
- Losing of keys
- Battery service
- Emergency towing assistance
- Accident Management and medical assistance. Etc.
- Platinum Aura Assurance:
- Total Protect: You will be helped if your card or card details are stolen. The Total Protect facility of this card will help you.
- Air accident coverage: The card will gives you a air accident insurance of up to Rs.25 lakh.
- Contactless Advantage: You can use the Indusind Bank Pioneer Legacy Credit Card for your daily purchases. For transaction, go to any secure reader and wave your card smoothly.
It is fast and convenient that it is very unnecessary to give your card to anybody for everyday small purchases.
It is very secure. If you transact without contact , the card will always attached in your hand. The card has a skimming facility which helps you to prevent any fraud of the card and also save the card from losing.
- Interest rate 3.83%.
- Cash payment fee Rs.100
- Late payment charges:
- Rs.0 for up to Rs.100
- Rs.100 for Rs.101 to Rs.500
- Rs.350 for Rs.501 to Rs.1000
- Rs.550 for Rs.1001 to Rs.10000
- Rs.700 for Rs.10000 and more.
- Customer service: For more details you can contact in this 24×7 customer care number 1860 267 7777.
- 100X Gain Rating: 4.5 stars
Final Opinion: If you searching for a credit card of low charges and with many facilities then you can use IndusInd Bank Pioneer Legacy Credit Card. You can save money by using it.