IndusInd Bank Platinum Aura Credit Card Review

If earning reward points with every transaction sounds beneficial for you then you would love the indusind bank platinum aura credit card. It is a low-cost reward credit card that comes with a set of very unique rewards plans that can easily fit your lifestyle. Apart from that, the indusind aura credit card offers an attractive waiver on fuel surcharges, complimentary travel insurance coverage, and lots more. more about the indusind aura credit card benefits are discussed below.

Who can apply for the indusind bank aura platinum credit card?

  • Resident Type: Indian. 
  • IndusInd bank credit card eligibility criteria for salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Rs.30,000 monthly. 
  • IndusInd credit card eligibility criteria for self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Rs.30,000 monthly. 
  • A CIBIL score of 650+ is needed to apply for this aura indusind credit card.

You can apply for your desired indusind card from the online indusind bank credit card application portal. If you are unfamiliar with the credit card online credit card application process, then you can get some help from our faq page.

What documents are needed to apply for an indusind platinum aura credit card?

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recent audited financial report.

What are the indusind bank platinum aura credit card fees?

  • IndusInd bank platinum aura credit card joining fee: Rs.500 + GST
  • IndusInd bank platinum aura credit card annual fee: None.

What are the indusind platinum aura credit card benefits?

  • Get started with an attractive indusind bank credit card welcome kit:

As you activate indusind credit card for the first time, you will receive a bunch of attractive gift vouchers from the top brands like EazyDiner, Vouchagram, etc.

  • Make your every transaction rewarding:

The indusind bank platinum aura credit card features four rewards plans, the details are mentioned below.

Transaction category IndusInd card reward points for every Rs.100 spent
Shop plan Home Plan Travel Plan Party Plan
Departmental stores 4 points 2 points
Consumer durables and electronics 2 points
Restaurants 1.5 points 4 points
Books 1.5 points
Grocery 4 points
Cell phone and electricity bills 2.5 points
Insurance Premium and medical expenses 1.5 points
Hotel booking 4 points
Flight tickets 2.5 points
Car rental and railway tickets 1.5 points
Bars and pubs 2 points
Movie tickets 1.5 points
All other expenses 0.5 points 0.5 points 0.5 points 0.5 points

You can choose any of the indusind platinum aura credit card reward points plans according to your lifestyle.

  • Get freedom from fuel surcharges:

This Indusind platinum aura card features a 1% fuel surcharge waiver across all fuel stations in India. You can earn up to Rs.80 waiver every indusind credit card billing cycle.

  • Complimentary Indusind aura card travel insurance coverage:

The details of the indusind platinum aura card insurance coverage are mentioned below.


Total coverage amount
Lost baggage  Rs.1,00,000
Delayed baggage  Rs.25,000
Lost passport  Rs.50,000
Loss of ticket Rs.25,000
Missed connection Rs.25,000
Air accidental death coverage Rs.25 lakh
  • Complimentary lost card liability coverage:

This indusind bank aura credit card also features a complimentary lost card liability coverage, which means, if your card ever gets lost or stolen then you just have to report it to the indusind credit card customer care department and you will no longer be liable for anything bad that may happen to your missing platinum aura card.

You can also temporarily block indusind credit card online from your indusind credit card app.

What are the indusind bank platinum credit card charges?


Chargeable amount

IndusInd credit card cash withdrawal charges 2.5% against the amount, min Rs.300 (check your credit card cash withdrawal limit before making a withdrawal)
IndusInd platinum aura card finance charge The indusind bank credit card interest rate can go up to3.83% monthly (applicable if your indusind credit card bill is not made in time)
International credit card transaction fee 3.5% against the transacted amount
IndusInd bank card add-on card fee None

How to contact the indusind bank credit card customer care department?

  • Call the indusind credit card customer care number: 1860-267-7777 / 022-4406-6666 or 022-4220-7777 (Premium Customers)
  • Write to the indusind credit card customer care mail id:

100xGain Ratings: 


Pros and cons of the indusind aura credit card:



  • The Indusind platinum card reward program is really impressive.
  • It is an indusind bank lifetime free credit card.
  • There are no dining or entertainment benefits on this Indusind aura credit card.

Final Opinion:

For regular usage, this card can be really helpful, especially because of the unique indusind bank credit card platinum aura rewards plans that can easily sync with every lifestyle. It also features attractive fuel surcharge waivers and complimentary travel insurance coverage which enhances the interest in this Indusind aura platinum card.

But unfortunately, indusind bank has stopped sourcing the platinum aura credit card, therefore if you are looking for some similar cards then make sure to take a look at the alternative card options given below. You can also take a look at our best rewards credit cards page.

Alternative cards of the platinum aura indusind credit card

  1. Bajaj Finserv RBL Bank Platinum Plus SuperCard (Best for lounge and movie benefits) 
  2. IndusInd Bank Pioneer Heritage Credit Card (Best for movie, dining, and lounge benefits) 
  3. RBL CA Super Card (Best for lounge benefits)
  4. Yes Prosperity Business credit card (Best for reward and lounge benefits) 

4 thoughts on “IndusInd Bank Platinum Aura Credit Card Review”

Leave a Reply

Share via
Copy link
Powered by Social Snap
%d bloggers like this: