IndusInd Bank Platinum Aura Edge Credit Card Review

There are so many credit cards for the customers of Indusind Bank. And Indusind Bank Platinum Aura Edge Credit Card is one of them. It is a free credit card, and it offers a bunch of attractive benefits such as welcome gifts, reward points, lounge access, fuel surcharge waiver, insurance coverage, total protect facility, concierge service, etc. let’s discuss the benefits of this card in detail. 

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: ₹25,000 monthly. 
  • For self-employed person:
    • Age: 21 to 60 yrs. 
    • Income: ₹25,000 monthly. 
  • Good CIBIL Score (750 or more).
  • Good relation with the bank. 

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recent audited financial report. 


  • Joining Fee: None. 
  • Annual Fee: None. 


  • Welcome benefit:

With the issuance of the card, you will get some exclusive gift vouchers from the Oberoi group of hotels, Jet Airways, Genesis Luxury, etc.

You will get gift vouchers from Amazon, Flipkart, Big Bazaar, Zee5, Swiggy, Zomato Gold, Apollo Pharmacy, Biba Online, Ola cabs, Myntra, Uber, and a lot of other brands. 

  • Reward benefit:

This card offers reward benefits from your purchase, if you choose a shopping plan you will get reward points at this rate. 

 When you spend Rs.100 at Departmental Stores you will get 4 rewards points.

When you spend Rs.100 for buying consumer durables or electronics products you will get 2 reward points.

When you spend Rs.100 for purchasing a book and dining you will get 1.5 reward points.

When you spend Rs.100 for other purposes you will get 0.5 reward points.

These reward points can be redeemed through cash credit (1 reward point equals ₹0.50), IndusMoments, Airline miles on InterMiles, Airline miles on Vistara, etc. 

  • Lounge access:

You can get lounge access to more than 600 places. You can make your Travel easy with your IndusInd Bank Platinum Aura Edge credit card through its priority pass membership.

You can also get 8 free lounge access per year by its Travel Plus facility.

  • Fuel surcharge waiver:

You will get a 1% fuel surcharge waiver if you spend at any petrol pump in India. The savings you can earn depends on your spending on this particular category. 

  • Insurance Coverage:

The card will give you air accidental insurance of up to Rs.25 lakh.

Also, this card comes with ₹50000 coverage for loss of passport, ₹1 lakh for loss of baggage, ₹25,000 coverage for delaying of baggage, and ₹25000 coverage for loss of ticket, etc.

  • Lost card liability coverage:

If your card information is stolen you will get the coverage of the total protect facility. 

  • Concierge service:

You will get concierge services with this card which is available 24×7. With this facility you can avail of pre-trip assistance, flight booking, hotel reservation, sports, and entertainment booking, ordering flowers and gifts for your special one.

This card also offers an auto assist facility it assists in Roadside repair, Emergency fuel service, Emergency towing assistance, Accident Management and medical assistance, etc.


  • Cash Withdrawal Charge: 2.5% against the transaction amount, min ₹300
  • Finance Charge: 3.83% monthly. 
  • Foreign currency transaction: 3.50% against the transacted amount. 

Contact Details:

Call: 1860-267-7777

Mail: [email protected]

100xGain Ratings:


Final Opinion:

After analyzing the benefits of this card it can be said that it is one of the best free credit cards available in the Indian market. Not only it comes free of cost, but also it offers some exclusive and premium benefits like lounge access, insurance coverage, auto assist facility, etc. this card also offers reward points on every transaction, fuel surcharge waiver, etc. So if you are looking for a free credit card then this card will be a very good option for you. 

Although it offers several exclusive and premium benefits, this card does not feature any movie or dining-related benefits. So if you are looking for those benefits, you can go for HSBC Visa Platinum Credit Card. But if you want to spend a bit more to have more benefits then you can go for HDFC Bank Millennia Credit Card

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