IndusInd Bank Platinum Aura Edge Credit Card Review

If earning reward points for every transaction seems beneficial to you, then you should take a look at the indusind bank platinum aura edge credit card. This indusind bank credit card features a perfect blend of usefulness and affordability. Offering powerful rewards on every transaction, an exclusive waiver on fuel surcharges, and free access to airport lounges, this indusind card can add the touch of luxury to your everyday lifestyle that you are looking for. More about the indusind bank aura edge credit card benefits are discussed below 

How does the indusind bank platinum aura edge credit card eligibility work?

• Resident Type: Indian. 
• IndusInd credit card eligibility criteria for salaried person:
  • Age: 21 to 60 yrs. 
  • Income: Rs.25,000 monthly. 
• IndusInd bank credit card eligibility criteria for self-employed person:
  • Age: 21 to 60 yrs. 
  • Income: Rs.25,000 monthly. 
• A good CIBIL Score (750+) will help you to get this Indusind bank platinum card more easily.

As you submit your indusind bank credit card application, you will get a unique application id. Later, you can use that to track the status of your indusind bank credit card application status.

What documents are required to apply for this indusind bank aura edge credit card?

• Photocopy of ID Proof (any 1)
  • Aadhar card
  • Voter Card
  • Passport
  • PAN Card
• Photocopy of Address proof (any 1) 
  • Last 6 months bank account Statement
  • Aadhar Card 
  • Driving License 
  • Passport
  • Utility bill
• One recent passport-sized photographs
• Proof of income statement:
  • Salaried Person (any 1)
    • Latest salary slip, (3 months) 
    • ITR (Income Tax Return)
  • Self-employed person
    • Latest Income tax return. 
    • Proof of business
    • Recent audited financial report.

As per the new credit card rules, all indusind bank new cards are delivered in an inactive state. The users can activate them manually by generating a new indusind credit card pin. You can find more about the indusind bank credit card activation process from our faq page.

What are the indusind bank platinum aura edge credit card annual charges?

• IndusInd bank platinum aura edge credit card joining fee: None. 
• IndusInd bank platinum aura edge credit card annual fee: None. 

What are the indusind bank platinum aura edge credit card benefits?

• Get started with a huge joining bonus:

As you activate your card for the first time, this indusind bank platinum aura edge credit card offers a bunch of gift vouchers from leading lifestyle brands like Oberoi group of hotels, Jet Airways, Amazon, Flipkart, Big Bazaar, etc.

• Get rewarded for every transaction you make:

You can earn edge reward points with every transaction you make using this indusind bank lifetime free credit card.  

Reward Plan	Category of transaction	Edge rewards/Rs.100 spent
Party Plan	Dining at restaurants	4 indusind aura edge rewards
	Departmentmental stores	2 points
	Bars and Pubs	2 points
	Movies	1.5 points
	All other spends	0.5 points
Travel Plan	Hotel expenses	4 points
	Flight tickets	2.5 points
	Car rental	1.5 points
	Railway tickets	1.5 points
	All other spends	0.5 points
Home Plan	Groceries	4 points
	Utility bills (Cellphone & Electricity)	2.5 points
	Insurance and medical expenses	1.5 points
	All other spends	0.5 points
Shopping Plan	Departmental stores	4 points
	Consumer durables and Electronics	2 points
	Restaurants bills & Books	1.5 points
	All other spends	0.5 points

You will not get any indusind reward points for fuel expenses. You can use your edge points to get a product from the indusind credit card rewards redemption catalog.

• Enjoy freedom from fuel surcharges?

If you use this aura edge indusind credit card or fuel purchase, you will get a 1% waiver on fuel surcharges. This indusind aura credit card fuel surcharge offer is applicable at any fuel station in India.

• Complimentary insurance coverage to stand for you:

With the complimentary credit card insurance coverage, this indusind credit card can stand for you in unfortunate and emergency situations.

Particulars	Total coverage amount
Air accidental death coverage	Rs.25 lakh
Lost baggage coverage	Rs.1 lakh.
Delayed baggage coverage	Rs.25,000
Lost passport	Rs.50,000
Loss of tickets and missed connection	Rs.25,000

You can call the indusind bank credit card customer care number to claim the benefits of the coverage.

• A multilingual concierge service to assist you:

This indusind platinum credit card comes with a complimentary concierge service facility, you can get assistance from them whenever you need it.

• Complimentary lost card liability coverage to support you:

This indusind aura edge credit card features complimentary lost card liability coverage. So if your card ever gets lost or stolen, you just have to report it by calling the indusind bank credit card customer care number and you will no longer be liable for anything bad that may happen to your indusind credit card account.

What are the indusind bank platinum aura edge credit card fees and charges?

Particulars	Payable amount
IndusInd bank platinum credit card charges on cash withdrawal	2.5% against the transaction amount, min Rs.300 (Check your available indusind credit card limit before making a withdrawal)
IndusInd credit card finance charges	3.83% monthly (Applicable if the indusind credit card payment is not made within the due date)
Indusind credit card currency conversion fee	3.50% against the transacted amount
IndusInd bank add on credit card fee	None

How to contact the indusind bank credit card customer service department?

• Call the indusind bank credit card customer care toll free number: 1860 267 7777
• Write to the indusind bank credit card customer care email id: indulge.care@indusind.com

100xGain Ratings: 

7.5/10

Pros and cons of the indusind platinum aura edge credit card:

Pros	Cons
This indusind bank platinum aura edge credit card offers you free access to premium airport lounges. The rate of earning edge reward points is quite impressive. You will also get complimentary insurance coverage with this indusind aura edge platinum credit card.	There are no dining and entertainment benefits on this indusind bank aura edge platinum credit card.

Final Opinion:

After analyzing the indusind platinum aura edge credit card benefits I can profoundly say that this card can be the perfect choice for those who are looking for reward points. With the powerful reward points and exclusive fuel surcharge waivers, this indusind bank credit card aura edge variant can offer you the powerful savings that you are looking for. 

But the Indusind platinum aura edge credit card has some drawbacks too, it does not feature any discount on dining or move tickets. But apart from that there is nothing much to complain about this card especially since this Indusind bank master card credit card comes free of cost. Although, if you are looking for a better alternative, then you can compare the alternative card options given below.

Alternative cards of the Indusind aura edge credit card: 

1. Bandhan bank standard chartered xclusive credit card (Best for reward points, and lounge access benefits)
2. Indusind Bank platinum aura credit card (Best for reward points and lounge access benefits) 
3. RBL bank doctors credit card (Best for lounge access and reward benefits) 
4. Yes prosperity business credit card (Best for lounge access and reward benefits)