Indusind Bank Platinum Credit Card Review

The indusind bank platinum credit card is quite popular among Indians looking for a low-cost credit card for their regular usage. Targeting the huge Indian customer base, this indusind bank platinum credit card offers assured rewards with every transaction, attractive deals on movie tickets, complimentary travel insurance coverage, and lots more. This card comes in two variants, MasterCard and Visa, more about the benefits of indusind bank platinum credit card are discussed below.

How does the indusind bank platinum credit card eligibility work?

  • Resident Type: Indian. 
  • IndusInd bank credit card eligibility criteria for salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Rs.30,000 monthly. 
  • IndusInd credit card eligibility criteria for self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Rs.30,000 monthly. 
  • A CIBIL score of 690+ is needed to apply for this indusind bank card.

You can apply for this platinum credit card from the indusind bank online application portal. If you are unfamiliar with the indusind bank credit card application process, then you can get some help from our faq page.

What documents are required to apply for an indusind bank credit card?

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recent audited financial report. 

What are the indusind bank platinum credit card fees?

  • IndusInd bank platinum credit card joining fee: Rs.3,000 + GST
  • IndusInd bank platinum credit card annual fees: None.

What are the indusind bank platinum credit card benefits?

  • Get started with a huge joining bonus:

As you activate your indusind platinum card for the first time, you will receive a number of attractive gift vouchers from EazyDiner, MontBlanc, Luxe Gift Card, The Postcard Hotel, Vouchagram, etc.

  • Make your every transaction rewarding:

For every Rs.150 transaction made using this indusind credit card, you will receive 1.5 reward points. You will not get any indusind bank rewards for fuel expenses. You can check your reward balance from your indusind mobile app.

  • Enjoy attractive indusind bank platinum credit card movie offers:

If you use this platinum card to book a movie ticket from BookMyShow, you will get another one (upto Rs.200) completely free. This indusind offer is available twice a month.

  • Get freedom from fuel surcharges:

This indusind bank platinum credit card features a 1% waiver on fuel surcharges across all fuel stations in India. You can earn up to Rs.80 waiver every indusind credit card billing cycle.

  • Complimentary Indusind credit card insurance coverage:

The details of the indusind insurance coverage are mentioned below.


Total coverage amount

Lost baggage 


Delayed baggage 


Lost passport 


Loss of ticket


Missed connection


  • Complimentary lost card liability coverage:

This indusind bank card also features a complimentary lost card liability coverage, which means, if your card ever gets lost or stolen then you just have to report it to the indusind credit card customer care department and you will no longer be liable for anything bad that may happen to your missing card.

You can also temporarily block your lost credit card from your indusind netbanking account.

What are the indusind bank platinum credit card charges?


Chargeable amount

Indusind credit card cash advance fee

2.5% against the amount, min Rs.300 (check your platinum credit card limit before making a withdrawal)

IndusInd card finance charge

The indusind credit card interest rate can go up to3.83% monthly (applicable if your indusind credit card payment is not made in time)

Indusind credit card foreign transaction fee

3.5% against the transacted amount

Indusind add on credit card fee


How to contact the indusind bank credit card customer care department?

  • Call the indusind bank credit card helpline number: 1860-267-7777 / 022-4406-6666 or 022-4220-7777 (Premium Customers)
  • Write to the indusind bank credit card email id:

100xGain Ratings: 


Pros and cons of the platinum indusind bank credit card:



  • The movie offers on indusind credit card are quite impressive.
  • It is an indusind bank lifetime free credit card.
  • There are no dining or benefits on this indusind platinum credit card.
  • The indusind reward points earning rate is not that great.

Final Opinion:

For regular usage, this Indusind platinum credit card would be quite beneficial, it lets you earn useful rewards, enjoy attractive movie ticket offers, and earn exclusive waivers on fuel surcharges, and above all, it is a lifetime free credit card which makes it also suitable for first time credit card users.

But if you are looking for premium credit card benefits, then you will be disappointed with this card. In this case, I would recommend you take a look at our best low annual fee credit cards page, it will help you in making an informed decision.

Alternative cards of the indusind platinum card:

  1. Bajaj Finserv RBL Bank Platinum Choice SuperCard (Best for movie benefits)
  2. IDFC First Bank First Select Credit Card (Best for lounge and dining benefits)
  3. Indusind Bank Pioneer Legacy Credit Card (Best for lounge and movie benefits) 

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