Indusind Bank Platinum Credit Card Review

Indusind Bank offers so many credit cards for their customers and Indusind Bank Platinum credit card is one of them. This card is specially designed for the travel and lifestyle of the customer. Cardholders can also get so many benefits such as welcome gift, reward points, travel offers, movies offer, freedom from fuel surcharge, concierge service, golf privileges, platinum auto assistance, customer service, etc. Now let’s discuss the benefits of the card in detail. 

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: ₹30,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: ₹30,000 monthly. 
  • Good CIBIL Score  (750 or more).
  • Good relation with the bank. 

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recent audited financial report. 


  • Joining Fee: ₹3,000 + GST
  • Annual Fee: None. 


  • Welcome benefit:

With the issuance of the card, you will get some gift vouchers from the Oberoi group of hotels, Genesis Luxury, etc.

If you book at EazyDiner you will get a discount on it.

You can also get gift vouchers of Luxe Gift card, Montblanc, Postcard hotel, BATA, Aldo, Titan, Pantaloons, Woodland, Yatra, Urban Ladder, etc.

  • Reward benefit:

You can earn rewards points on your spending.  If you spend ₹150 on your IndusInd Bank Platinum credit card you will get 1.5 reward points.

These reward points are redeemable. You can redeem these reward points through cash credit (1 reward point equals ₹0.85).

  • Lounge access:

With this card, you can get lounge access to more than 600 places. You can make your Travel easy with your IndusInd Bank Platinum credit card through its priority pass membership. You can save a minimum of 198 USD (approximately ₹9900) per year.

  • Movie benefit:

When you book a ticket from BookMyShow you will get another ticket completely free. You can avail of 2 movie tickets monthly. The price of the ticket must be ₹200.

You can also get discounts on music, workshop, comedy and many more. You can get up to 20% off (up to ₹200) on non-movie transactions.

From Sathyam Cinemas you will get 2 tickets at the price of 1 ticket. You can avail of 4 tickets in a month.

This offer is only for the customers of Chennai.

  • Golf access:

You will get privileged access to some of the most stunning golf courses and golf clubs in India. You will get 1 golf game and 1 golf lesson free per month. To enjoy the free golf game you have to book in advance. 

  • Fuel surcharge waiver:

You will get a 1% fuel surcharge waiver if you spend at any petrol pump in India. The savings will depend on your spending. 

  • Insurance Coverage:

The card will give you air accidental insurance of up to Rs.25 lakh.

Also, this card comes with ₹50000 coverage for loss of passport, ₹1 lakh for loss of baggage, ₹25,000 coverage for delaying of baggage, and ₹25000 coverage for loss of ticket, etc.

  • Lost card liability coverage:

If your card information is stolen you will get the coverage of the total protect facility.

  • Concierge service:

You will get concierge services with this card which is available 24×7. With this facility you can avail of pre-trip assistance, flight booking, hotel reservation, sports, and entertainment booking, ordering flowers and gifts for your special one.

This card also offers an auto assist facility it assists in Roadside repair, Emergency fuel service, Emergency towing assistance, Accident Management and medical assistance, etc.


  • Cash Withdrawal Charge: 2.5% against the amount, min ₹500
  • Finance Charge: 3.83% monthly. 
  • Foreign currency transaction: 3.5%against the transaction amount. 

Contact Details:

Call: 1860-267-7777

Mail: [email protected]

100xGain Ratings:


Final Opinion:

This card is specially designed for travel and lifestyle to relate benefits, you will get some premium benefits with this card like lounge access through priority pass membership, golf access, personal and travel insurance coverage, etc. you can also earn some reward points from your everyday spends. This card comes with a joining fee of ₹3000, but after that, it is free for a lifetime. 

Though this card offers several premium and exclusive benefits, it does not feature any benefits on shopping or dining. So if you want a card that can offer benefits on shopping and dining then you can go for ICICI Amazon Pay Credit Card, and if you want to earn reward points from your shopping then you can go for American Express Smart Earn Credit Card.  

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