Indusind Bank Platinum Credit Card

Indusind Bank offers so many credit cards for their customers and Indusind Bank Platinum credit card is one of them. This card is specially designed for travel and lifestyle of the customer. Cardholders can also get so many benefits such as welcome gift, reward points, travel offer,  hotels offer, movies offer, freedom from fuel surcharge, concierge service, golf privileges, platinum auto assistance , customer service etc.

Eligibility criteria:

Age: The age of the applicant should be 18 years or more.

Citizenship: The applicant must be an Indian or non resident Indian .

Occupation:  Applicant should be salaried or self employed and should have good source of income.

Applicant have a good credit score.


Salaried:  minimum Rs.30000 per month.

Self employed:  Rs.30000 per year.

Required Documents:

  • Identity proofs: Voter card and Aadhaar card, Driving license.
  • Address proof: Ration card, aadhaar card,
  • Income proofs:  Last 3 month’s bank statement, salary slip of last 3 months or any document of income.
  • PAN card
  • Photographs.

Fees: No joining fees

No renewal fees.

No add-on card fee.

Privileges on Indusind Bank Platinum credit card:

  • Welcome gifts: If you choose IndusInd Bank Platinum credit card you will be able to get some welcome gifts. After paying the joining fees of your card you will get a SMS on your registered mobile number. You will receive gift vouchers by this SMS. You can choose the gift vouchers by replying the SMS or by calling the customer care number. The gift vouchers includes vouchers from oberoi group of hotels, vouchers of Jet Airways, vouchers of Genesis Luxury etc.

If you book at EazyDiner  you will get discount on it.

You can also get gift vouchers of Luxe Gift card, Montblanc, Postcard hotel, BATA, Aldo, Titan, Pantaloons, Woodland, Yatra, Urban Ladder, etc.

  • Reward points:  You can earn rewards point on your spending.  If you spend Rs.150 from your Indusind Bank Platinum credit card you will get 1reward point. This reward points are redeemable. You can redeem this reward points through cash credit ( 1 reward points is equals to Rs.0.85).
  • Travel Offer: You can get lounge access to more than 600 places. You can make your Travel easy with your Indusind Bank Platinum credit card through its priority pass membership. You can save minimum 198 USD ( approximately Rs.9900) per year.
  • Offers on Movies: You will get movies offer from and Sathyam Cinemas. You can book your tickets from your home. If you buy a ticket from you can get a free ticket.

You can avail 2 tickets in a month. This offer is valid for all registered cardholders. The price of the ticket must be Rs.200.

You can also get discount on music, workshop, comedy and many more. You can get up to 20% off ( up to Rs.200) on non-movie transaction.

From Sathyam Cinemas you will get 2 tickets in price of 1 ticket .

You can avail 4 tickets in a month.

This offer is only for the customers of Chennai.

  • Offers on Golf: You will get privileged access to some of the most stunning golf courses and golf clubs in India.

You can enjoy complimentary golf games and lessons.

You will get 1 golf games and 1 golf lessons absolutely free per month.

To enjoy the free golf game you have to book in advance.

  • Fuel surcharge waiver:  You will get 1% fuel surcharge waiver if you spend at any petrol pump in India. For example, if you spend Rs.8000 in a month you can save Rs.80 in a month. So, You can save Rs.960 annually. The savings will depend on your spending.
  • Auto Assistance: If any problems comes to in emergency services, the Indusind Bank Platinum credit card will help you in your emergency time. Just call at auto assist care. You can avail this offer in this cases-
  •  Roadside repair
    • Emergency fuel service
    • Tire services
    • Losing of keys
    • Battery service
    • Emergency towing assistance
    • Accident Management and medical assistance. Etc.
  • Concierge services: You will get concierge services with this card which is available in 24×7. With this facility you can avail pre-trip assistance, flight booking, hotel reservation, sports and entertainment booking etc.
  • Insurance policy:  There is a insurance policy which makes your travel safer. This policy is applicable against losing of passport, losing of baggage,  delaying of baggage,  losing of ticket, air accident etc. The amounts are-
  • Rs.50000 for losing of passport
    • Rs.1lakh for losing of baggage
    • Rs.25000 for delaying of baggage
    • Rs.25000 for losing of ticket
    • Rs.25000 for missing of connection
    • Up to Rs.25lakh for air accident.
  • Total Protect: You will be helped if your card or card details are stolen. The Total Protect facility of this card will help you.
  • Charges:
  • Interest rate 3.83%.
  • Cash advance fee 2.5% of advance amount .
  • Late payment charges:
    • Rs.0 for up to Rs.100
    • Rs.100 for Rs.101 to Rs.500
    • Rs.350 for Rs.501 to Rs.1000
    • Rs.550 for Rs.1001 to Rs.10000
    • Rs.700 for Rs.10000 and more.
  • Overlimit charges 2.5% of overlimit amount ( minimum Rs.500).

Customer service:  For more details please contact in this 24×7 helpline number 1860 267 7777.

  • 100X Gain Rating:  5 stars
  • Final Opinion:  If you are searching for a credit card with low charges and good benefits then IndusInd Bank Platinum credit card is a very good choice. It will help you to save money.

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