IndusInd Bank Platinum Select Credit Card Review

Indusind Bank offers several types of credit cards to its customers to cater to their different needs. Indusind Bank Platinum Select Credit card is one of them. This card is specially designed for those peoples who want a credit card that can be used for daily needs, this card comes with a lot of amazing benefits like Lounge access, free movie tickets, concierge service, fuel surcharge waiver, etc. you can also earn reward points for, your daily expenses. Now let’s discuss the benefits of this card in detail.  

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: ₹30,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: ₹30,000 monthly. 
  • Good CIBIL Score (750 or more).
  • Good relation with the bank. 

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recent audited financial report. 


  • Joining Fee: ₹999 + GST
  • Annual Fee: None. 


  • Welcome benefit:

With the issuance of the card, you will get some gift vouchers from the Oberoi group of hotels, Jet Airways, and Genesis Luxury, etc.

  • Reward benefit:

If you spend Rs.150 from your Indusind Bank Platinum select credit card you will get 1reward point.

These reward points are redeemable. You can redeem these reward points through IndusMoments, Airline miles on InterMiles, Airline miles on Vistara, cash Credit (1 reward point equals ₹1).

  • Lounge access:

You will get lounge access to more than 600 places with the priority pass membership of your Indusind Bank Platinum select credit card. You can save a minimum of 198 USD (approximately Rs.9900) per year.

If you register for the travel pass facility you will get 8 free lounge accesses per year. 

  • Movie benefit:

When you book a movie ticket from BookMyShow, you will get another completely free. You can get 1 free movie ticket monthly. 

You can also get up to 20% off (up to ₹200) on non-movie transactions.

From Sathyam Cinemas you will get 2 tickets at the price of 1 ticket. You can avail of 2 tickets in a month. This offer is only for the customers of Chennai.

  • Fuel surcharge waiver:

You will get a 1% fuel surcharge waiver if you spend at any petrol pump in India. The savings will depend on your spending.

  • Total protect facility:

You will be helped if your card or card details are stolen. The Total Protect facility of this card will help you.

  • Concierge Service and Auto Assist: 

You will get concierge services with this card which is available 24×7. With this facility you can avail of pre-trip assistance, flight booking, hotel reservation, sports, and entertainment booking, ordering flowers and gifts for your special one.

This card also offers an auto assist facility it assists in Roadside repair, Emergency fuel service, Emergency towing assistance, Accident Management and medical assistance, etc.


  • Cash Withdrawal Charge: 2.5% against the withdrawn amount. 
  • Finance Charge: 3.83% monthly. 
  • Foreign currency transaction: 3.5% against the amount. 

Contact Details:

Call: 1860-267-7777


100xGain Ratings:


Final Opinion:

This card is best for daily uses, it offers reward points from everyday purchases, fuel surcharge waivers, free movie tickets, etc. it also offers some premium benefits like lounge access, concierge service, auto assistance, etc. So if you are looking for a low-cost credit card for your daily uses, then this card can be a good option for you. 

Although this card offers several benefits, there are no benefits on golf or shopping categories. So if you want to spend a little more then you can go for Indusind Bank Platinum Card, or if you want a credit card that offers reward points on shopping and other categories, you can go for American express Smart Earn Credit Card, and if you want Cash-Back then you can go for Flipkart Axis Bank Credit Card

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