IndusInd Bank Signature Credit Card Review

When it comes to premium benefits at an affordable rate, the indusind bank signature credit card is very hard to replace. Targeting the notch section of Indian credit card users, this card offers a complimentary priority pass membership, free golf rounds, free movie tickets, a multilingual concierge service, and lots more. If you are interested in this card then make sure to go through the complete review to know more about the indusind bank signature credit card benefits.

Who can apply for the Indusind visa signature card?

  • Resident Type: Indian.  
  • IndusInd bank credit card eligibility criteria for salaried person:
    • Age: 21 to 65 yrs. 
    • Income: Rs.48 lakh annually. 
  • IndusInd credit card eligibility criteria for self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Rs.60 lakh annually. 
  • A good CIBIL Score (730+) is mandatory to apply for this indusind bank credit card.

As you submit your indusind bank credit card application, you will get an unique application id, later you can use that to track indusind credit card application status from the branch or via phone banking

What documents are required to apply for an indusind bank card?

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Salary Slip of the last 3 months 
      • ITR
    • Self-employed person
      • Income tax return of the last year 
      • Proof of business
      • Recently audited financial report.

What are the indusind bank signature credit card fees?

  • IndusInd bank signature credit card joining fee: Rs.50,000 + GST
  • IndusInd bank signature credit card annual fee: None.

What are the indusind bank visa signature credit card benefits?

  • A huge joining bonus to welcome you:

As you activate your indusind bank credit card for the first time, you will receive a massive gift voucher from Oberoi Hotels as a welcome gift. 

  • Make transactions more rewarding:

For every Rs.100 transaction made with this indusind signature card, you will get 1.5 reward points. These indusind credit card rewards are very useful, you can redeem them at indusind moments, convert them into air miles, or redeem them into cash.  You can check the status of your indusind rewards from your indusind netbanking account.

  • Add comfort to your travel:

With your IndusInd signature credit card, you will receive complimentary membership of the Priority pass and Travel pass program that gives you access to over 600+ airport lounges across the globe.

Also under the Visa lounge access program, this indusind bank premium credit card offers 2 free quarterly accesses at most of the domestic airport lounges.

  • Make your evenings entertaining:

If you use this visa signature credit card to book a movie ticket from BookMyShow, you will get another one completely free. This indusind credit card movie offer is available 3 times a month. 

  • Enjoy golfing at premium golf courses:

This indusind bank signature credit card offers you complimentary golf games and lessons. The indusind bank credit card golf benefits are available at some of the leading Indian golf courses at Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, etc.

  • Get freedom from fuel surcharges:

This indusind bank signature credit card features a 1% waiver on fuel surcharges across all fuel stations in India. You can earn a maximum of Rs.80 waiver in a credit card billing cycle.

  • Complimentary insurance coverage:

Details of the indusind bank credit card insurance coverage are given below.


Total coverage amount

Lost baggage coverage


Delayed baggage coverage


Lost passport coverage


Coverage against loss of ticket


Missed connection coverage


You can call the indusind bank credit card helpline no, to claim the benefits of the coverage.

  • Concierge service:

This indus bank credit card features an auto assist facility and a multilingual concierge service to assist you. You can call the indusind credit card customer care toll-free no to book your free concierge. 

What are the indusind bank signature credit card charges?


Chargeable amount

IndusInd credit card cash withdrawal charges

2.5% against the transaction amount, min Rs.300 (Check your available indusind credit card limit before making a withdrawal) 

Finance Charge

The indusind bank credit card interest rate can go up to 3.83% monthly (applicable if you don’t pay indusind credit card bill within time)

IndusInd bank credit card international transaction charges

3.5% against the transacted amount

Add on card fee


One might ask, ‘Which card is better platinum or signature?’ Visa infinite and signature cards are the highest tier credit cards from Visa. Therefore in terms of benefits, a visa signature credit card would be better.

How to contact the customer care of indusind bank credit card?

  • Call the ​​indusind signature legend credit card helpline number: 1860-267-7777 / 022-4406-6666 or 022-4220-7777 (Premium Customers)
  • Write to the indusind credit card mail id: 

100xGain Ratings: 


Pros and cons of the indusind bank signature credit card:



  • You will get a complimentary priority pass membership.
  • You will get some free golf rounds with this indusind lifestyle credit card.
  • The rate of earning indusind bank credit card rewards is not that impressive.

Now the question is, ‘What is signature card in IndusInd Bank?’ or ‘What is meant by a signed credit card?’ Well, signature cards are premium tier credit cards from Visa, and they come with extra benefits than lower-tier cards like visa platinum credit cards.

Final Opinion:

This Indusind signature visa card is best for those who are looking for a zero annual fee premium credit card, although it comes with a joining fee of Rs.50,000 which seems to be very high, afterward it is a lifetime free visa signature credit card

Unfortunately, indusind bank has replaced this card with indusind bank signature legend credit card which is more attractive than the previous one. Therefore, I would recommend you take a look at the indusind legend credit card review. You can also compare the alternative options given below.

Alternative cards of the indusind signature credit card: 

  1. Bajaj Finserv RBL Bank Platinum Choice SuperCard (Best for offering movie benefits)  
  2. ICICI Make My Trip Platinum Credit Card (Best for travel and movie benefits) 
  3. RBL Platinum Plus SuperCard (Best for lounge access and movie benefits) 
  4. Yes First Business Credit Card (Best for lounge access and golf benefits) 

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