IndusInd Bank WorldMiles Credit Card Review

When it comes to attractive lifestyle benefits at an affordable rate, there are only a few credit cards available in India that can be compared with the indusind bank worldmiles credit card. With free access to airport lounges, complimentary golf rounds, useful indusind bank reward points with every transaction, and handsome monthly waivers on fuel surcharges, this card brings so much value with it that it can easily justify the Rs.5,000 joining fee. More about the benefits of indusind bank credit card are discussed below.

Who can apply for the IndusInd Bank WorldMiles credit card?

• Resident Type: Indian. 
• IndusInd bank credit card eligibility criteria for salaried person:
  • Indusind credit card age limit: 21 to 60 yrs. 
  • Income: Rs.35,000 monthly.  
• IndusInd credit card eligibility criteria for self-employed person:
  • Indusind credit card age limit: 21 to 65 yrs. 
  • Income: Annual income tax return should be above Rs.3 lakh. 
• A CIBIL score of 690+ is needed to apply for this indusind card.

You can apply for your desired indusind card from the indusind bank credit card online apply portal. If you are unfamiliar with the indusind credit card application process then you can get some help from our faq page. 

What documents are required to apply for a credit card?

• Photocopy of ID Proof (any 1)
  • Aadhar card
  • Voter Card
  • Passport
  • PAN Card
• Photocopy of Address proof (any 1) 
  • Aadhar Card 
  • Driving License 
  • Passport
  • Utility bill
• One recent passport-sized photographs
• Proof of income statement:
  • Salaried Person (any 1)
    • Latest salary slip, (3 months) 
    • ITR (Income Tax Return)
  • Self-employed person
    • Latest Income tax return. 
    • Proof of business
    • Recent audited financial report.

As per the new credit card security rules, all new indusind credit cards are now delivered in an inactive state. If you want to know how to activate new indusind credit card then make sure to visit our faq page.

What are the indusind bank worldmiles credit card fees?

• IndusInd bank credit card joining fee: Rs.5000 + GST
• IndusInd credit card annual fee: None.

What are the indusind bank credit card benefits?

• Make your every transaction rewarding:

The indusind credit card reward points are offered like this.

Category of transaction	Indusind reward points for every Rs.100 spent
Every transaction made via Worldmiles signature card	3 indusind bank rewards
Every transaction made via Worldmiles platinum card	2 indusind reward points

• Add comfort to your travel:

This indusind card comes with a complimentary priority pass membership that gives you access to over 700 airport lounges across the globe.

• Attractive indusind credit card movie offers:

If you use this indusind bank card to book a movie ticket from BookMyShow or Sathyam Cinemas, you will get another one (up to Rs.200) completely free. 

• Attractive deals for golf lovers:

This indusind bank credit card features complimentary golf sessions at some of the most premium golf courses in India. You will also get complimentary hole-in-one insurance of Rs.20,000.

• Get freedom from credit card petrol surcharges:

This indusind card offers you assured fuel surcharge waivers across all fuel stations in India. The minimum eligible transaction amount is Rs.400.

• Enjoy an always active auto assistance facility:

This indusind bank credit card offers a complimentary auto assistance facility that can assist you with flat tires, emergency fuel delivery, engine breakdown, etc.

• Complimentary lost card liability coverage:

This Indusind lifetime free credit card also features a complimentary lost card liability coverage, which means, if your card ever gets lost or stolen then you just have to report it to the indusind credit card call centre number and you will no longer be liable for anything bad that may happen to your credit card account.

What are the indusind bank credit card charges?

Particulars	Chargeable amount
IndusInd bank card cash withdrawal charge	2.5% against the amount, min Rs.500 (check your indusind credit card limit before making a withdrawal)
IndusInd credit card finance charge	The indusind bank credit card interest rate can go up to 3.83% monthly (applicable if your indusind credit card payment is not made in time)
International credit card transaction fee	3.5% against the transacted amount
IndusInd bank card add-on card fee	None

How to contact the indusind credit card helpline department?

• Call the indusind bank credit card helpline no: 1860-267-7777 / 022-4406-6666 or 022-4220-7777 (Premium Customers)
• Write to the indusind credit card mail id: indulge.care@indusind.com

100xGain Ratings: 

7/10

Pros and cons of the industrial bank credit card:

Pros	Cons
This indusind credit card features free access to airport lounges. You can also use this card to get free golf rounds. It is an indusind bank lifetime free credit card.	There are no dining benefits on this indusind lifestyle credit card.

Final Opinion:

Those who are looking for a low-cost lifestyle credit card, will find this indusind bank credit card quite beneficial. It lets you enjoy free access to airport lounges, complimentary golf rounds, and useful indusind reward points with every transaction, which are more than enough at this cost.

But unfortunately, indusind bank has discontinued this card, therefore if you are looking for some similar card options then feel free to take a look at the alternative card options given below.

Alternative cards:

1. Bajaj Finserv RBL Bank Platinum Plus SuperCard (Best for lounge and movie benefits) 
2. RBL Platinum Plus SuperCard (Best for lounge and movie benefits)
3. YES Prosperity Edge Credit Card (Bets for lounge and golf benefits)