IndusInd Bank WorldMiles Credit Card Review

Indusind Bank Worldmiles Credit Card is among the various credit cards offered by IndusInd Bank, this card is specially designed for travel relates benefits, it offers a big welcome gift, reward benefit, lounge access, free movie tickets, fuel surcharge waiver, free golf access, concierge service, auto assist, the total protect facility and lots more. Let’s discuss the benefits of the card in detail. 

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: ₹25,000 monthly.  
  • For self-employed person:
      • Age: 21 to 65 yrs. 
      • Income: ₹25,000 monthly. 
  • Good CIBIL Score (750 or more).
  • Good relation with the bank. 

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recent audited financial report. 


  • Joining Fee: ₹5000 + GST
  • Annual Fee: None. 


  • Welcome benefit:

With the issuance of the card and the payment of the joining fee, you will get vouchers from Jet Airways by which you can get complimentary one-way tickets. 

  • Reward benefit:

You will get 3 spend miles when you spend Rs.100 from your Indusind Bank Worldmiles Signature credit card.

You’ll get 2 spend miles when you spend Rs.100 from your Indusind Bank Worldmiles Platinum credit card.

  • Lounge access:

You can get lounge access to more than 700 places. You can make your Travel easy with your IndusInd Bank world miles credit card through its priority pass membership. You can also get some additional access if you subscribe to the travel pass facility. 

  • Movie benefit:

If you book a movie ticket from BookMyShow, you will get another completely free, the price of the ticket must be ₹200. 

From Sathyam Cinemas you will get 2 tickets at the price of 1 ticket. This offer is only for the customers of Chennai.

  • Golf access:

There are some congratulatory golf games and golf lessons available per month for you. you will get hole-in-one insurance of ₹20000.

  • Fuel surcharge waiver:

You will get freedom from a 1% fuel surcharge if you spend at any petrol pump in India. The savings will depend on your spending. To avail of this offer, you have to spend between ₹400 to ₹4000.

  • Total protect:

You will be helped if your card or card details are stolen. The Total Protect facility of this card will help you.

  • Concierge Service and Auto Assist:

You will get concierge services with this card which is available 24×7. With this facility you can avail of pre-trip assistance, flight booking, hotel reservation, sports, and entertainment booking, ordering flowers and gifts for your special one.

This card also offers an auto assist facility it assists in Roadside repair, Emergency fuel service, Emergency towing assistance, Accident Management and medical assistance, etc.


  • Cash Withdrawal Charge: 2.5% against the amount, min ₹500
  • Finance Charge: 3.83% monthly. 
  • Foreign currency transaction: 3.5% against the transacted amount. 

Contact Details:

Call: 1860-267-7777


100xGain Ratings:


Final Opinion:

If you want a low-cost travel credit card, then this card can be a good option for you. this card comes with a lot of attractive benefits like lounge access, golf access, concierge service, auto assist facility, etc. this card also offers handsome reward points from your daily expenses, fuel surcharge waiver, free movie tickets, etc. 

But if you are not satisfied with the benefits provided by this card, and you want more benefits then you can go for Indusind Bank InterMiles Voyage Credit card or Standard Chartered Emirates World Credit Card.   

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