Intermiles HDFC Bank Diners Club Credit Card Review

The Intermiles hdfc diners club credit card is a premium quality co-branded travel credit card, designed to cater benefits to top-notch customers. Like other premium credit cards, it has all the premium credit card benefits and privileges including lounge access, golf benefits, hdfc credit card insurance coverage, lost card liability coverage, and many more.

You can also earn a good amount of Intermiles points from this hdfc diners club card. Now let’s discuss the intermiles credit card benefits in detail.

What are the hdfc bank credit card eligibility criteria?

• Resident Type: Indian
• HDFC diners club credit card eligibility criteria for salaried person:
  • Age: 21 to 60 years. 
  • Income: The required minimum salary for hdfc credit card application is Rs.175000.
• HDFC diners card eligibility criteria for self-employed person:
  • Age: 21 to 65 years. 
  • Income: The annual Income Tax Return should be greater than Rs.21 lakh.
• A credit score of 760+ is needed to apply for this hdfc bank premium credit card. 

If you are having trouble with the hdfc credit card application process, then you can visit our hdfc credit card faq page to know how to apply credit card in hdfc bank?

What documents are required to apply for the hdfc diners club credit card?

• Photocopy of Address proof (any 1)
  • Last 6 months bank account Statement
  • Aadhar Card
  • Driving License
  • Passport
  • Utility bills
• Photocopy of ID Proof (any 1)
  • Aadhar card
  • Voter Card
  • Passport
  • PAN Card
• Two recent passport-sized photographs
• Proof of income statement:
  • Salaried Person (any 1)
    • Salary Slip of last 3 months
    • ITR (Income Tax Return)
  • Self-employed person
    • Income tax return of the last year
    • Proof of business

Once your hdfc credit card application is submitted you can track the status of hdfc bank credit card application from the hdfc credit card status tracking page.

What are the hdfc credit card annual charges?

• Diners hdfc credit card joining fee: Rs.5000 + GST
• HDFC credit card annual fee: Rs.5000 + GST

What are the hdfc credit card benefits?

• Get started with a huge joining bonus:

As you activate your hdfc bank diners club card and pay the joining fee, you will receive an Intermiles gold tier membership as a credit card joining bonus. You will also get an Rs.2000 discount voucher for flight bookings and an Rs.3000 discount voucher for hotel booking. 

You can also earn some bonus hdfc diners rewards from your card.

Total Spend	Time	Total Benefit
Rs.20,000	Within the first 30 days of your ​​hdfc bank credit card activation	10000 Intermiles
Total Rs.1,50,000	Within the first 90 days of your hdfc credit card activation	15000 Intermiles

You can click here to know, how do you use HDFC InterMiles?

• Impressive hdfc credit card reward program:

The hdfc diners card reward points are offered like this

Spend category	Benefits
For each Rs.150 retail spends	8 hdfc intermiles
Flight and hotel bookings from the Intermiles website	16 hdfc intermiles per Rs.150 transaction

You will not get any hdfc bank rewards for fuel purchases, fees payments, credit card cash withdrawals, EMI conversion, wallet top-up, etc. You can earn a maximum of 2000 hdfc intermiles points per day for insurance premium payments. 

You can check your total earned hdfc diners club credit card reward points from the monthly hdfc diners club credit card statement or from your hdfc bank credit card online banking account. You can click here to know, how can I redeem my HDFC diners credit card points for a flight?

• Complimentary hdfc diners club credit card lounge access facility:

With hdfc diners card, you will get unlimited free hdfc credit card airport lounge access to more than 1000 airport lounges worldwide. There will also be additional privileges like conference rooms, refreshments, fax, free internet, etc. 

• Attractive hdfc bank credit card offers on flight booking:

This hdfc diners club premium credit card offers some big discounts on Etihad flight tickets.

Category	Discount
Etihad business class tickets.	10% discount.
Etihad economy class tickets.	5% discount.
Other Etihad flight tickets.	2.5X hdfc intermiles points

 To avail of the hdfc diners club flight offers, the tickets should be booked through the Intermiles website. Click here for the complete hdfc bank credit card terms and conditions. 

You can know your total earned benefit from your hdfc bank credit card statement. If you don’t know how to check hdfc credit card statement online, then feel free to visit our hdfc cards FAQ page. 

• Dine with more delight:

This hdfc diners premium credit card offers a flat 25% discount on your dining bill. This offer is applicable if the dining bill is paid through the Dineout pay app.

• Attractive deals for golf lovers:

This hdfc credit card offers you unlimited free access to all of the leading golf courses in India and at some selected golf courses across the world. You can call the hdfc credit card customer support number to book your free golf round. 

• Enjoy freedom from fuel surcharges?

If you purchase fuel using this hdfc diners card, you will get up to a 1% hdfc credit card fuel surcharge waiver (upto Rs.1000 per year). The fuel offers on hdfc bank credit card are applicable at any fuel station in India, minimum eligible transaction, Rs.400. 

• Milestone and renewal benefit:

You can also earn some extra benefits from your hdfc diners club credit card. 

Total spend	Total benefit
Rs.8,00,000 in a year	A complete waiver on nest year’s hdfc credit card annual fee
Rs.20000 within the first 30 days of an anniversary year	10000 hdfc inter miles
HDFC credit card renewal fee payment	Rs.1000 discount voucher for flight booking and an Rs. 2000 discount voucher for hotel booking.

You can check your hdfc bank credit card balance from your hdfc credit card mobile banking or credit card hdfc net banking account. 

• Comprehensive hdfc credit card insurance coverage:

This hdfc diners premium credit card comes with complimentary insurance coverage to provide you with better protection while traveling.

Particulars	Total coverage
Air accidental coverage	Rs.2 Crore.
Emergency hospitalization coverage (overseas)	Rs.50 lakh.
Baggage delay. (Max 10$ per hour for a maximum of 8 hours)	Rs.55000
Credit Shield	Rs.9 Lakh

Click here for the detailed hdfc credit card terms and conditions. 

• Lost card liability coverage:

This hdfc diners club credit card features zero lost card liability. That means if your hdfc bank diners club card is lost or stolen, you just have to report the loss by calling the hdfc credit card customer support and you will not be liable for anything that happens to your hdfc travel credit card. 

You can also block hdfc credit card very easily from your hdfc bank credit card internet banking account, if you don’t know the process then visit our page to know; how to block hdfc credit card online.

What are the hdfc bank credit card charges?

Particulars	Payable amount
Charges for hdfc credit card cash withdrawal	2.5% against the withdrawn amount, min Rs. 500. Check your hdfc diners club credit card limit before making a withdrawal
HDFC diners credit card finance charges	The hdfc diners club credit card interest rate is 1.99% monthly or 23.88% annually (applicable if your hdfc diners card payment is not made in time)
HDFC credit card international transaction charges	2% against the transacted amount
HDFC credit card add-on card fee	Free, for up to 3 hdfc bank add on credit cards

International transactions on the new hdfc credit card is turned off due to security reasons. Visit our FAQ page to know how to activate hdfc diners international credit card transactions? Also if you want to apply for an hdfc add on card then click here to download the hdfc bank add on credit card form.

How to contact the hdfc card customer care department?

• Call the hdfc bank credit card call center number: 1800-266-4332 (Toll-Free) / 1800-202-6161(Toll-Free) or 022-6160-6161
• Write to the hdfc credit card customer care email id: customerservices.cards@hdfcbank.com 

100xGain Ratings: 

7.5/10

Pros and cons of the hdfc intermiles diners club credit card:

Pros	Cons
This diners club card gives you free access to airport lounges. You will get unlimited free golf rounds with this intermiles hdfc credit card. This hdfc diners credit card offers some attractive deals on travel booking.	There are no entertainment benefits on this hdfc intermiles credit card.

If you want to know, What is the limit of HDFC Diners Club credit card? then log in to your hdfc credit card net banking account, you can find the details there.

Final Opinion:

After analyzing the hdfc intermiles credit card benefits, I can say that if you want a premium travel credit card then this Intermiles hdfc bank diners credit card can be a very good option for you. This hdfc diner’s card offers all the benefits that are needed to give you a premium travel experience. With unlimited diners club lounge access, good discounts on flight tickets, unlimited golf access, and insurance coverage.

This hdfc premium credit card proved to be one of the best travel credit cards available in India. But the diners club network has some acceptance issues, and you should keep this in mind before applying for this diners club hdfc card. 

Alternative cards of this diners club hdfc credit card: 

1. Hdfc Infinia Metal Credit Card (Best for travel and lifestyle benefits)
2. InterMiles HDFC Signature Credit Card (Best for travel and dining benefits)
3. 6e Rewards – Indigo HDFC Credit Card (Best for travel benefits)
4. Kotak Indigo Ka-ching Credit Card (Best for reward and travel benefits)