Kotak Bank Wealth Management Infinite Credit Card Review 2021

Kotak Mahindra has introduced a new credit card for their premium customers, named Kotak Mahindra Wealth Management Infinite Credit Card. this card is decorated with several premium benefits and features like reward benefit, lounge access, golf access, fuel & railway surcharge waiver, concierge service, VIP privilege, lost card liability, and lots more. go through the article to know more about the card. 

Eligibility Criteria:

  • Resident Type: Indian. 
  • This card is only available for Wealth Management customers of Kotak Bank. 
  • For salaried person:
    • Age: 21 to 65 years. 
    • Income: 8 lakh annually. (Approx)
  • For self-employed person:
    • Age: 21 to 65 years. 
    • Income: 8 lakh Annually. (Approx)
  • Good relation with the bank.
  • Good credit score (750 or more).
  • This card is only available in Bangalore, Ahmedabad, Chennai, Delhi, Chandigarh, Kolkata, Pune, Hyderabad, and Mumbai.  

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      •  Salary Slip of the last 3 months 
      • ITR
    • Self-employed person
      • Income tax return of the last year 
      • Proof of business
      • Recent audited financial report. 


  • Joining Fee: None. 
  • Annual Fee: None. 


  • Reward benefit:

With this card, you can earn up to 800 reward points monthly. You can earn a maximum of 800 reward points in a month. 

  • Lounge access: 

This card offers 4 free accesses to most of the domestic Visa lounges in India. you will get a maximum of 4 accesses per quarter. 

  • Golf Benefit: 

You will also get two free golf rounds monthly. This feature applies to most of the frontline golf courses in India. You can invite some guests too, (Maximum 2 guests per quarter) 

  • Fuel surcharge waiver.

This card offers a 1% waiver on fuel surcharges. This offer is applicable at any fuel station in India. 

  • Railway surcharge waiver:

You will also get up to a 2.5% waiver on railway surcharges. This offer is applicable on the tickets booked from booking counters and www.irctc.co.in, you can get a maximum of ₹500 waivers in a year. 

  • Concierge service:

You will get a world-class concierge service with the card, you can get help from them whenever you need it. They can help you with several things like hotel reservations, flight booking, assistance in special events, and lots more. 

  • VIP Privilege:

This card will make your lifestyle more premium, you will get an invitation to most of the VIP events, you will also enjoy some privileges like seat preference, champagne receptions, celebrity autographs, and lots more.   

  • Lost card Liability:

This card comes with lost card liability coverage of ₹5 lakh, so you don’t need to worry about your lost or stolen card. To avail the benefits of the coverage you just have to report the loss as soon as you notice it.  

  • Credit limit:

The minimum credit limit you can get with this card is ₹10 lakh. a higher credit limit can be very helpful, it can also make a good impact on your CIBIL score.  

  • Personalization: 

Kotak Mahindra allows you to customize your card, you can customize the face of the card according to your wish.   

  • Priority Attend:

In case of emergencies, you will get instant assistance, just SMS to KASSIST and you will get a call back within 30 Min.  

  • Global acceptance:

This card is accepted in almost any country in the world, you can use this card at any outlet or e-commerce site where the Visa cards are accepted. 


  • Cash Withdrawal Charge: ₹300. 
  • Finance Charge: 3.10% monthly & 37.2% annually.
  • Foreign currency transaction: 2% against the transaction amount. 

Contact Details:

Call: 1800-266-2666

Mail: [email protected]

Dispute Resolution Process:

If you notice some unauthorized transaction or any miscalculation in your card statement, or if your card is lost or stolen, you should act fast. In such situations, you may follow these steps.

  • First of all, call customer service and tell them your problem, they will help you to solve it. If your card is lost or stolen you should ask them to block your card immediately.
  • If this does not work, then you can mail the Kotak Mahindra Service assurance center. You can directly contact them from Kotak Mahindra’s grievance redressal page.  
  • If you do not get any response within 1 to 7 days, you can either submit a Grievances or you can mail the principal nodal officer at  [email protected] 
  • If you are still not satisfied with the service, you can go to the Banking Ombudsman of your locality. You can find the contact details from your branch or the Reserve Bank of India’s official website.

100xGain Ratings:


Final Opinion:

Kotak Mahindra Wealth Management Infinite Credit Card is a specially designed credit card for the wealth management customers of Kotak Mahindra. With this card, you will get 4 free domestic lounge access, two free golf rounds, a world-class concierge service, up to ₹5 lakh of lost card liability coverage, VIP privilege, and lots more. 

Although it lacks some benefits on dining and movies, the other privileges you can get from this card can easily compensate for this.  So if you are a Wealth management customer of Kotak Mahindra, then you should definitely go for this card, as with 0 joining as well 0 annual fees you can’t ask more than this.     

7 thoughts on “Kotak Bank Wealth Management Infinite Credit Card Review 2021”

Leave a Reply

Share via
Copy link
Powered by Social Snap
%d bloggers like this: