Kotak Feast Gold Credit Card Review

If your expenses in the dining and entertainment category are taking the majority of your monthly budget, then you should get a dining card that can add more value to your transactions and provide some special deals and discounts. The kotak feast gold credit card does just that, offering big rewards in the dining and entertainment categories, this card will give you a bid amount of savings every month. More details of the card are given below.

Kotak Feast Gold Credit Card Eligibility Criteria:

• Resident Type: Indian. 
• For salaried person:
  • Age: 21 to 65 yrs. 
  • Income: Rs. 3 lakh Annually (Minimum) 
• For self-employed person:
  • Age: Only a salaried person can apply for this card
  • Income: Only a salaried person can apply for this card
• A good CIBIL Score (750 or more) is required to apply for this card.
• This card is available at some selected locations including Bangalore, Delhi, Chennai, Ahmedabad, Hyderabad, Mumbai, Pune, Kolkata, Navi Mumbai.

You can apply for this card from the online kotak credit card application portal, once your application is submitted successfully, you can track the kotak mahindra bank credit card application status from the kotak bank credit card status tracking page.

Documents Required To Apply For Kotak Mahindra Credit Card:

• Photocopy of ID Proof (any 1)
  • Aadhar card
  • Voter Card
  • Passport
  • PAN Card
• Photocopy of Address proof (any 1) 
  • Last 6 months bank account Statement
  • Aadhar Card 
  • Driving License 
  • Passport
  • Utility bill
• One recent passport-sized photographs
• Proof of income statement:
  • Salaried Person (any 1)
    • Latest salary slip, (3 months) 
    • ITR (Income Tax Return)
  • Self-employed person
    • Latest Income tax return. 
    • Proof of business
    • Recent audited financial report.

Nowadays, all new kotak bank credit cards are delivered in an inactive state, the user can activate them manually by generating a new credit card PIN. You can find more about the kotak mahindra bank credit card pin generation process from the 100xGain faq page. 

Kotak Feast Gold Credit Card Fees:

• Kotak credit card joining fee: None
• Kotak credit card annual fee: Rs. 499 + GST

Kotak Feast Gold Credit Card Benefits:

• Enjoy a premium dining experience with a big discount on dining bills:

For each Rs. 100 transaction made on dining categories, you will get 10 reward points. You have to spend Rs. 5,000 in a kotak credit card billing cycle to unlock this kotak card offer. You can earn up to 600 points in a month.

You can use those kotak mahindra reward points for movie and flight ticket booking, mobile recharge, etc. You can also use those points to get a product from the kotak mahindra bank reward points catalog.

You can also use this kotak feast gold credit card at almost any coffee shop, pizza joint, restaurant, pub, and lots more to get some exclusive deals.

• Complementary lost card liability coverage:

This kotak mahindra bank credit card offers lost card liability coverage of Rs. 50,000. So if your card ever gets lost or stolen, then you just have to report it by calling the kotak mahindra credit card customer care number and you will not be liable for anything bad that may happen to your account.

• A very useful Kotak credit card balance transfer feature for extra time to repay:

Using the Kotak feast card balance transfer feature, you can transfer the balance of your other credit card, to this card to get a lower interest rate and also some extra time to clear your outstanding (Processing fee – Rs.  349 per Rs.  10,000 transfer).

• Get complete control over your account using the spend tracker tool:

Kotak Mahindra allows you to track the spending of your add-on members, giving you more control over your account. You can also check your kotak credit card balance anytime you want from your kotak mahindra net banking account.

• Maintain your monthly budget with a customizable spend limit:

This kotak credit card features a customizable spend limit facility, it allows you to set a monthly spend limit for each of your add-on members. This feature is very helpful in maintaining a monthly budget. You can set the limit from the kotak mahindra credit card app .

• Pay your credit card bills online with multiple kotak bank credit card payment options:

You can pay your monthly credit card bills from your kotak credit card net banking or from any credit card payment app like Cred, Google pay, Paytm, Phone pe, etc.

• Use your card anywhere in the world:

This kotak mahindra bank card is globally accepted, you can use this card at any outlet or e-commerce site where the Visa Cards are accepted.  

Kotak Mahindra Feast Gold Credit Card Charges:

Particulars	Payable amount
Kotak Mahindra bank charges on cash withdrawal	Rs. 300 per Rs. 10,000 withdrawal or a part of the amount
Finance Charge	The Kotak credit card interest rate can go up to 3.50% monthly (You will get up to 48 days of the interest-free period with this card)
Kotak bank credit card charges on currency conversion	3.5% against the transacted amount
Add on card fee	Rs. 299 for each Add-on card

Kotak Credit Card Customer Care Contact Details:

• Call the kotak credit card toll free no: 1800-209-0000 (Toll-free) or 022-6600-6022
• Write to the kotak credit card customer care mail id: customerfirst@kotak.com

100xGain Ratings: 

6/10

Pros and Cons of Kotak Feast Gold Credit Card:

Pros	Cons
This card is very good at offering reward points on dining. Also, this Kotak credit card offers a lost card liability coverage of Rs. 50,000.	The reward points are only offered in the dining categories. You have to spend Rs. 5,000 in a month to unlock the Kotak Mahindra credit card offers.

Final Opinion:

As said before it is a dining credit card that offers 10 reward points for each Rs. 100 transaction on dining. But the benefits can only be unlocked if the user can spend Rs. 5,000 in a month. Also, this kotak bank card has nothing to offer in shopping or travel categories. And what is more important is that Kotak Mahindra is not accepting new applications for this card. 

So, if you are looking for an entertainment credit card, then there are plenty of options available on our top 10 credit card pages, go there and find the card which suits your needs. You can also compare the alternative card options given below.

Alternative Cards: 

1. BOI Visa Platinum International Credit Card (Best for its revolving facility)
2. Kotak privy league signature credit card (Best for reward points, lounge access, and dining benefits)
3. YES Prosperity Rewards Plus Credit Card (Best for reward points and milestone benefit scheme)