Kotak Mahindra Best Price Credit Card

Kotak Mahindra Best price credit card is specially designed to give your business another level advantage. This card is best for dealers and retailers who can buy a big amount of materials from Best-price outlets. This card also comes with a number of other features like – Nill joining fee, add-on card, financial assistance, and lots more. 

  • Eligibility criteria –

  • Nationality – Indian
  • Age – min 21 years.
  • Income –  ₹ 3 lakh or above (annually)
  • Occupation – businessman or self-employed who can make big purchases from the best price store can apply for this card. 
  • Kotak Mahindra wants the applicant to be a member of ‘Beast Price’ stores. Also, a dealer or retailer who can make a heavy amount of purchase from Best Price outlets can apply.
  • A good relation with the bank.
  • Documents Required –

  • Proof of Identity –
  • Aadhar Id.
  • Job Card.
  • Voter Id.
  • Driving License
  • Letter from UIDAI.
  • Proof of Address –
  • Passport.
  • Document of property registration.
  • Gas, Electricity, or any utility bill. ( recent )
  • Ration card.
  • Proof of Income –
  • Recently submitted form 16.
  • 3-month bank statement. (latest)
  • KYC-PAN.
  • Fees –  

  • Joining fee –  None.
  • Annual fee – None.
  • Add on fee – None (for two add on-s)
  • Over limit fee – None.
  • Benefits –

  • Free of cost – Kotak Mahindra offers this card for almost free, it has zero joining and annual fee, you don’t need to pay for over-limit as well as for late payments, also you can add two of your family members for free.
  • Interest-free period – Kotak Mahindra offers you 14 days of interest-free period after every transaction. The interest-free cycle refreshes after every transaction.
  • Add-on card – this feature enables you to add your loved ones ( children, parents, cousins, siblings ) with your card so that they can also enjoy the benefits of your card. Also with this feature, you can give the authority to your manager to make payments or purchases.
  • High-value purchase – this card is also compatible with high-value purchases, as It has a wide range of credit limits.  
  • Online control – You can supervise your account online. So you can keep yourself updated through net banking, you can also make transactions with this feature.
  • Financial assistance – in case of any financial help you can ask for advice and at Kotak Mahindra’s helpdesk and the ‘Financial Associate’ will give you the guidance you need.
  • Monthly statements –  Now with Kotak Mahindra, you can track your monthly expenses much better. With monthly statements, you can track your purchases easily.     
  • Charges –

  • Cash withdrawal at bank.  – ₹ 100
  • Card replacement – None.
  • Late payment – (in rupees)
  • Up to 500 – 100.
  •  500 to 10,000 – 500.
  •  More than 10,000 – 700.
  • Overlimit charge – None.
  • Foreign currency transaction – None.     
  • Other benefits –
  • Spend tracker – you can now track the spends each of your add on members separately,
  • Custom spend limit for add on-s  – Kotak Mahindra now gives you complete control with your add on-s, you can set a spending limit for each of your add-on members.
  • Add-on benefits – your add-on members can enjoy all the features of your cards.  
  • Contact Details –

  • Call –  1800-209-0000 / 1860-266-0811
  • mail – service.cards@kotak.com
  • Final Opinion–

If you are a businessman and you want to make a purchase from Best Price stores then this card is the card you need. It is free from all costs you can use this card at any Best Price whole sell outlets. So if you want to run your business with Best Price then you are going to need this card as it is one of the best possible cards for this purpose.

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