Kotak Mahindra Corporate Platinum Credit Card

‘Kotak Mahindra Corporate Platinum credit card’ is designed in such a way that it can fulfil the financial needs of your company. This card also comes with a number of other extraordinary features like – railway and fuel surcharge waiver, airport lounge access, easy benefits, big reward points and lots more. Also you can also get an organized data sheet of spends with every single transaction details. In fact this card will help you to run your company more smoothly.  

  • Eligibility criteria –
  • Nationality – Indian.
  • Only an owner of a company or business can apply for this card.
  • This card is issued only for companies.
  • A good relation with the bank.
  • Documents Required –
  • Proof of Identity –
  • Aadhar Id.
  • Job Card.
  • Voter Id.
  • Proof of Address –
  • Passport.
  • Document of property registration.
  • Rental agreement.
  • Proof of Income –
  • Recently submitted form 16.
  • 3 month’s bank statement. (latest)
  • KYC-PAN.
  • Income Tax Return.

**these are some of the basic documents bank can also ask for some additional documents during application period. 

  • Fees –  
  • Joining fee –  None.
  • Annual fee – ₹ 999.
  • Add on fee –  None.
  • Over limit fee – ₹ 500.
  • Benefits –   The benefits of Kotak Mahindra Corporate Platinum Credit Card is stated below –
  • Easy redemption – redeeming your points is now very easy. You can redeem your earned reward points with just a phone call to the service desk.
  • Fuel surcharge waiver – with this card you can now enjoy discounts on fuel surcharges at any gas stations in India. You can win a waved off amount of ₹ 3,500 annually. (transaction amount – 500 to 3000).
  • Railway Surcharge – You can also enjoy discounts on railway tickets booked through online and also at ticket counters. You will enjoy a waved of amount of up-to ₹ 500 per year.
  • Easy payment – This feature is very helpful for the employees. They don’t need to pay from themselves for office related expenses. An employee with this card can easily pay any amount form the office account.
  • Power to the company – this smart feature is very helpful for companies. This card can make a spend pattern for every individual employees added with this card. Thus you can reduce the spends of your employees and cut off some of the extra costs of the company.
  • Lounge Access – you can now enjoy free visits to international lounges. You can have 2 complimentary access to any domestic visa lounges quarterly.
  • Interest free period – with this card you can enjoy up to 48 days of interest free period.
  • Service manager – with this card you will have your own ‘service manager.’ You can receive information quickly. Also you can ask for advice from your service manager.
  • Programme manager – Now you don’t need to wait long for your queries(related to – total due, due date, lost or damaged card etc.), with programme manager you can get those information with just a call.
  • Free replacement – now you don’t need to pay anymore for your lost or stolen cards. Kotak Mahindra offers you free replacement of cards. You can replace your card anytime.     
  • Charges –
  • Cash withdrawal.  – ₹ 100 (at bank) none for ATMs.
  • Card replacement – None.
  • Late payment – (in rupees)
  • up to  500 – 100.
  • 500 to 10,000 – 500.
  •  More than 10,000 – 700.
  • Overlimit charge – ₹ 500
  • Foreign currency transaction –  3.5% against the transacted amount.
  • Other benefits –
  • World-wide acceptance – This card is accepted worldwide almost at 10 million stores.  So you and your employees can transact almost from any corner of the world.
  • Email statements – Now getting Bank statement is very easy. You can get your monthly statements on your registered Email. It is more fast, secure and hustle free.
  • Alert service – this feature gives more security to your transactions. You will receive free SMS and Emails on each transactions.
  • Spend tracker – you can now track the spend of your employees individually. You can also monitor where and when the transaction is done.
  • Spend limit – you can now customize the spending limit of each of your employees according to their designations.
  • Travel liability – with this feature your company is safe from any fraud claims from your employees. It also prevents bank slippages.   

** For more information visit www.kotak.com    

  • Customer care number –
  • Call –  1800-209-0000


If you are an owner of a company or a business and want a ‘business card’ that can give your company more financial privileges then this card is perfect for you. It has some of the frontline offers for your company. So if you have the eligibility then you must go for it as it is the best in its class.   

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