Kotak Mahindra Corporate Wealth Signature Credit Card Review

Kotak Mahindra Corporate Wealth Signature Credit Card is a specially designed credit card for corporate as well as personal uses, although, it is best suited for corporate-related uses. This card offers some attractive benefits including lounge access, fuel surcharge waiver, add-on facility, railway surcharge waive dedicated service manager, expense management facility, and lots more. 

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 65 yrs. 
    • Income: The applicant should have his/her own company. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: The applicant should have his/her own company. 
  • Good CIBIL Score (750 or more).
  • Good relation with the bank. 

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recent audited financial report. 


  • Joining Fee: None. 
  • Annual Fee: None. 


  • Lounge access:

This card offers complimentary access to domestic airport lounges, you can enjoy up to 2 visits per quarter.

  • Fuel surcharge waiver:

This card offers up to ₹3500 annual savings on fuel surcharge, to avail of the benefits your transaction amount should be between ₹500 to ₹3000. 

  • Railway surcharge waiver:

This card offers an annual savings of ₹500 on railway surcharge, this offer is applicable on the tickets booked through www.irctc.com or from booking counters. 

  • Add on cards:

You can offer your employees a credit card to make office-related expenses, you just have to add them with your card as an add-on member.  

  • Expense management:

With this facility you can track the expenses of your add-on members, it will give you more control over your company and on your account. 

  • Dedicated service management:

With this card, you will receive your service manager who can help you in any situation with his experience.

  • Big Savings:

By using this card you can save a decent amount of money annually. 

  • Spending comfort:

If you have this card then you don’t need to carry cash, you can make all your office-related expenses with this card. 

  • Personalization:

You can emboss your company’s name on the card.

  • Alert service:

This card sends you alerts through SMS or email from time to time regarding your account, to keep you updated. 

  • Universal acceptance:

This card is accepted at over 10 million outlets in the world, you can also use this card at any outlet or e-commerce site where Visa Cards are accepted. 


  • Cash Withdrawal Charge: None. 
  • Finance Charge: 3.10% monthly. 
  • Foreign currency transaction: 3.50% against the transaction amount. 

Contact Details:

Call: 1800-266-2666

Mail: [email protected] 

100xGain Ratings:


Final Opinion:

If you want a credit card that can help you to run your company more smoothly, this card can help you, it offers free lounge access, fuel and railway surcharge waiver, dedicated service manager, add-on card facility, global acceptance, expense management, alert service, etc. 

But this card does not feature any benefits on hotel, travel booking, or dining. There are lots of credit cards in the market that offers much better benefits. For example, if you want to earn reward points from your business-related expenses you can go for IndusInd Bank Business Gold Credit Card. and if you want to spend more to have a more premium credit card then you can go for American Express Platinum Corporate Card.

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