Kotak Mahindra Essentia Platinum Credit Card

‘Kotak Mahindra Essentia Platinum Credit Card’ is a credit card specially designed for smart shoppers. With this card you can earn easy savings points on every purchase you make using this card. You can also redeem those points very easily, anytime. Again this card coms with a number of other features like – milestone benefits, add on cards, contactless payment, priority service and with the security of Kotak Mahindra.

  • Eligibility criteria –
  • Nationality – Indian.
  • Age – 21 to 65.
  • Income –  3 lakh minimum.
  • The card is on offered in those selected cities – Chennai, Chandigarh, Bangalore, Ahmedabad, Gurgaon, Noida, Delhi, Kolkata, Navi Mumbai, Mumbai, Pune and Hyderabad.
  • A good relation with the bank.
  • Documents Required –
  • Proof of Identity –
  • Aadhar Id.
  • Driving License
  • Job Card.
  • Letter from UIDAI.
  • Voter Id.
  • Proof of Address –
  • Passport.
  • Document of property registration.
  • Ration card.
  • Gas, Electricity or any utility bill. ( recent )
  • Proof of Income –
  • 3 month’s bank statement. (latest)
  • KYC-PAN.
  • Recently submitted form 16.
  • Salary slip ( 3 months)
  • Fees – 
  • Joining fee –  ₹ 1499.
  • Annual fee – ₹ 749.
  • Add on fee – ₹ 299. (per add on member)
  • Over limit fee – ₹ 500.
  • Benefits –   the benefits of ‘Kotak Mahindra Essentia Platinum Credit Card’ is stated below –
  • Savings points  earning – earning savings points is the best feature of  the card. You can earn up to 10 savings point on each ₹ 100 transaction at ant departmental and grocery stores. Each savings point is equal to ₹ 1. Transaction limit – ₹ 1500 to ₹ 4000. You can win maximum 500 savings points in a month. On other transactions you can win 1 savings points on each ₹ 250 transaction.
  • World of offers – there is no end of offers with ‘Kotak Mahindra Essentia Platinum Credit Card.’ You can enjoy great offers and discounts on hotels, dining, restaurants and movies.
  • ▪        Priority attend – With this card you will enjoy high priority on emergency services. Kotak Mahindra now brings a new feature called KASSIST service. With the help of this service you will get answer to your questions with just a SMS. Just text KASSIST to 5676788 and they will call you within 30 min.
  • Add on card – now you can share the awesome features of your cards with your loved ones. Just add your loved ones,(min age – 18+ ) with your card and they can also the features of a credit card.
  • Milestone benefits –   there is no end of offers with this card. If you spend ₹ 1,25,000 within 6 months, kotak Mahindra will give you  either 6 free PVR tickets or 1200 reward points. PVR tickets can be used any time through online booking and the rewards points can be used to book flight tickets, movies, mobile recharge and also to pay at any branded merchandise. You can also choose between those two benefits.
  • Spend tracker for add on card – Now with kotak Mahindra you have all the authority to control your account. You can track the spends each of your add on cards. You can also monitor where and when the add on member spend the amount. With this details you can easily make yourself a monthly budget.
  • Customizable spend limit – with this feature you can easily set a limit for each of your add on members. This a feature is very helpful in setting up a monthly expanse limit for you and your family.
  • Contactless facility – This feature is most helpful against card misplacement, theft and frauds, because you don’t need to hand over your card for payment. With just a wave at any secure reader you cam transact up to ₹ 2000 anytime.
  • Worldwide acceptance – this card is accepted anywhere. You can pay using this card almost from any corner of the world.
  • 24X7 customer care – Kotak Mahindra customer service is 24X7 active.

** For more information visit www.kotak.com

  • Charges –
  • Cash withdrawal.  – ₹ 300.
  • Card replacement – ₹ 100.
  • Late payment – (in rupees)
  • Up to 500 – 100.
  • 500 to 10,000 – 500.
  • Over 10,000 – 700.
  • Overlimit charge – ₹ 500.
  • Foreign currency transaction –  3.5% against the transacted amount.
  • Customer care number –
  • Call –  1860 – 266 – 266

 +91 22 6600 6022

If you are looking for a card that can earn you more savings and reward points then this card is perfect for you. It gives you a wide range of savings and reward points options also it offers the contact-less facility, ASSIST service, add-on card features, and lots more. So if you have the eligibility then you must go for it as it can help you with a lot of savings.

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