Kotak Mahindra Fortune Gold Credit Card

Kotak Mahindra Fortune Gold Credit Card is Specially designed for business men. It offers higher credit limits to its customers. Also it has some other features like Easy cash access, balance transfer, foutune shield, milestone programme, add on card and much more. Also it guarantees you complete safety and security. Moreover this is the best card for businessman in Indian Market. 

  • Eligibility criteria –
  • Nationality – Indian.
  • Age – 21 to 65 years.
  • Income – ₹ 300000 or more(annually)
  • Occupation – Only businessmen Can apply for this card.
  •  This card is only offered in some specific locations including  – Kolkata, Mumbai, Delhi, Noida, Bangalore, Hyderabad etc.
  • A good relation with the bank.
  • Documents Required –
  • Proof of Identity –
  • Aadhar Id.
  • Letter from UIDAI.
  • Job Card.
  • Voter Id.
  • Driving License
  • Overseas citizen of India card.
  • Proof of Address –
  • Ration card.
  • Gas, Electricity or any utility bill. ( recent )
  • Document of property registration.
  • Passport.
  • Proof of Income –
  • Recently submitted form 16.
  • 3 month’s bank statement. (latest)
  • IT return documents.

** During the application period bank can also ask you for some other documents too.

  • Fees – 
  • Joining fee – None.
  • Annual fee – None.
  • Add on fee – ₹ 299 per add-on.
  • Over limit fee – ₹ 500.
  • Benefits – The benefits of Kotak Mahindra fortune Gold Credit Card is stated below –
  • Zero joining and annual fee – this card has no joining and annual fees. So you can enjoy the benefits of the card for free.
  • Easy cash – you can withdraw cash from any kotak or visa ATMs. Also you can transfer money through online and from your nearest kotak Mahindra branch.
  • Interest free cash – Kotak Mahindra offers you to withdraw cash up-to 50% of your credit limit.
  • Fuel surcharge Waiver – with this card you can enjoy up-to 3500 waved off on fuel surcharge annually. The transaction amount should be between ₹ 500 – ₹ 3000.
  • Railway surcharge waiver – you can enjoy up – to ₹ 3500 discount (annually) on railway tickets.
  • Balance transfer – Transfering balance is now easy, you can transfer balance with just a call.  Fee – 349 on ₹ 10,000.
  • Fortune Shield – This card  is for protecting against lost cards and frauds. Kotak Mahindra Covers you with ₹ 50,000 in such situations.
  • Milestone Reward – If you spend ₹ 1,50,000 in a year you will receive 4 PVR tickets for free. You can use those tickets for any day any time. Also you will receive a complimentary star passcode that you can use for online ticket booking.
  • Interest free period – you can enjoy 48 days of interest free period on retail purchase.
  • Charges –
  • Cash withdrawal charge – ₹ 100.
  • Card replacement – ₹ 100.
  • Late payment – (in rupees)
  •  Up to  500 –  100.
  •   500 to  10,00 – 500.
  • Above 10,000 –  700
  • Overlimit charge – ₹ 500.
  • Foreign currency transaction – 3.5% against the transacted amount. 
  • Other benefits –
  • Worldwide acceptance – This card is accepted worldwide. With this card you can transacted from any corner of the world.
  • Online Bank draft – Ordering Draft is now easy. You can order draft easily through online and with just a phone call.
  • Add On Card – Now you can share your card benefits your loved ones just add your family members parents, children, siblings etc. (age – 18) with your card. So tht they can enjoy the benefits.
  • Spend limit on Ad-on Card – Kotak Mahindra now gives you the authority to set a spend-limit for your add-on cards. You can also track the spends of your ad-on members individually.
  • 24 X 7 Customer Care – Kotak Mahindra is always ready to help you in emergency situation. You can call or mail them in case of emergency.

** For more information visit – www.kotak.com

  • Customer care number –
  • Call –  1800-209-0000

1860-266-0811

If you want to have a credit card with a higher credit limit for free then this is the card you need. It also comes with a number of other features and benefits. In fact, this is the best card for businessmen available in the Indian market.

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