Kotak Mahindra League Platinum Credit Card Review

Kotak Mahindra League Platinum Credit Card is designed to give the customers more rewards and fuel benefits. This card also offers some other benefits like dining benefit, railway surcharge waiver, golf benefit, milestone benefit, lost card liability coverage, lifestyle benefit, priority attend service, and lots more. There are also two variants of the card, one is with a joining fee and the other one is without a joining fee.   

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 65 years. 
    • Income: ₹5 lakh minimum. (Annually) 
  • For self-employed person:
    • Age: 21 to 65 years. 
    • Income: ₹5 lakh minimum. (Annually)
  • Good CIBIL Score (750 or more).
  • Good relation with the bank. 
  • This card is only available at Pune, Mumbai & Navi Mumbai, Kolkata, Hyderabad, Delhi, Chennai, Chandigarh, Bangalore, and Ahmedabad. 

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      •  Salary Slip of the last 3 months 
      • ITR
    • Self-employed person
      • Income tax return of the last year 
      • Proof of business
      • Recent audited financial report. 


  • Joining Fee: ₹500 + GST. (there are two variants of the card one is with joining fee and one is without joining fee) 
  • Annual Fee: ₹499 + GST. 


  • Welcome benefit:

With the activation of the card, you will get a ₹500 movie voucher, this offer applies to the cards with a joining fee. You will get the voucher in your registered e-mail.   

  • Reward points:

You will get 4X reward points for each ₹150 spent with this card (except on fuel), you will also get 8X reward points for the same on some special categories like travel, flight tickets, electronics, departmental stores, etc. 

If you can spend ₹2 lakh or more in a year, then you will get 8X reward points for all purchases.  

  • Dining benefit:

With this card you will get free membership of Taj Epicure for the 1st year, it will give you up to a 10% discount on your dining at Taj restaurants.  

  • Golf Benefit:

You can enjoy golf games at most of the domestic golf courses with up to a 50% discount on the green fees.  

  • Fuel surcharge waiver:

With this card, you can earn up to ₹3500 discount on fuel surcharges annually. This offer is applicable to all fuel stations in India. Transaction amount should be between ₹500 to ₹3000.  

  • Lifestyle benefit:

You will get free skincare consultation from Kaya Skin Clinic for a lifetime. You will also get a gift voucher for ₹2000 from them. 

  • Railway surcharge waiver:

This card offers up to ₹500 discount on railway surcharges, this offer is applicable on the tickets booked from www.irctc.co.in, or ticket counters. You will get a maximum ₹500 waiver in a year. 

  • Milestone benefit:

If you can spend ₹1,25,000 within 6 months, you will get either 10,000 reward points or 4 PVR tickets. You can use PVR tickets at any time any day, and the reward points can be used for ticket booking, mobile recharge, movie tickets, etc.  

  • Add-on facility:

You can now share the benefits of your card with your loved ones, just add them with your card as an add-on member and they can enjoy the benefits of having a credit card.  

  • Lost card liability:

Kotak Mahindra gives you a coverage of ₹1,25,000 against lost cards and fraudulent transactions. To get the benefits of the coverage, you have to report the loss as soon as you notice it. 

  • Priority attend service:

In case of emergencies, you will get instant service from Kotak Mahindra, if you are facing some difficulty to contact them just text KASSIST at 5676788 and you will get a call back within 30 minutes.  

  • Global acceptance:

This card is accepted globally, you can use this card at any outlet or e-commerce sites where the Visa cards are accepted. 


  • Cash Withdrawal Charge: ₹300.  
  • Finance Charge: 3.50% monthly & 42% annually. 
  • Foreign currency transaction: 3.5% against the transaction amount. 

Contact Details:

Call: 1800-266-2666

Mail: [email protected]

Dispute Resolution Process:

If you notice some unauthorized transaction or any miscalculation in your card statement, or if your card is lost or stolen, you should act fast. In such situations, you may follow these steps.

  • First of all, call customer service and tell them your problem, they will help you to solve it. If your card is lost or stolen you should ask them to block your card immediately.
  • If this does not work, then you can mail the Kotak Mahindra Service assurance center. You can directly contact them from Kotak Mahindra’s grievance redressal page.  
  • If you do not get any response within 1 to 7 days, you can either submit a Grievances or you can mail the principal nodal officer at  [email protected] 
  • If you are still not satisfied with the service, you can go to the Banking Ombudsman of your locality. You can find the contact details from your branch or the Reserve Bank of India’s official website.

100xGain Ratings:


Final Opinion:

Kotak Mahindra League Platinum Credit Card, is specially designed for fuel and reward benefit. It offers up to 8X reward points for each ₹150 transactions, and you can save up to ₹3500 on fuel surcharges in a year. This card also offers some other benefits like discounted golf access, dining benefit, lifestyle benefit, lost card liability coverage, and lots more. So if you are eligible for the card, you should go for this card, and try to get the card with a joining fee, as it offers some extra benefits. 

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