Kotak Mahindra League Platinum Credit Card Review

The kotak mahindra league platinum credit card is unmatched when it comes to premium privileges and powerful rewards. It is a semi-premium credit card that offers a plethora of premium privileges like huge discounts on golf rounds, attractive discounts on dining bills at premium restaurants, exclusive deals on lifestyle products, etc. And what is more interesting is that you can enjoy all these kotak league platinum credit card benefits at just Rs. 499 per year. To know more about the benefits of the card, make sure to check the kotak league platinum credit card details given below.

Kotak Mahindra Bank League Platinum Credit Card Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 65 years. 
    • Income: Rs. 5 lakh minimum. (Annually) 
  • For self-employed person:
    • Age: 21 to 65 years. 
    • Income: Rs. 5 lakh minimum. (Annually)
  • Good CIBIL Score (750 or more).
  • Good relation with the bank. 
  • This card is only available at Pune, Mumbai & Navi Mumbai, Kolkata, Hyderabad, Delhi, Chennai, Chandigarh, Bangalore, and Ahmedabad.

You can apply for this card from the kotak mahindra bank credit card online application portal. Once your kotak credit card application is submitted successfully you will get a unique application id which you can use to track your kotak card application status

Documents Required To Apply For Kotak League Platinum Credit Card:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Salary Slip of the last 3 months 
      • ITR(Income Tax Return)
    • Self-employed person
      • Income tax return of the last year 
      • Proof of business
      • Recent audited financial report. 

To make your card more secure during shipment, all new kotak credit cards are delivered in an inactive state. The users can activate them manually by generating a new kotak credit card pin. To know more about the kotak mahindra credit card pin generation process, make sure to visit our FAQ page.

Kotak Credit Card Annual Charges:

  • Kotak credit card joining fee: Rs. 500 + GST. (there are two variants of the card one is with joining fee and one is without joining fee) 
  • Kotak credit card annual fee: Rs. 499 + GST. 

Kotak Mahindra League Platinum Credit Card Benefits:

  • An attractive welcome gift to make a wonderful start for you: 

With the activation of your Kotak league platinum credit card, you will get an Rs. 500 movie voucher, this offer applies to the with-joining fee variant. You will get the voucher in your registered e-mail.

  • Get rewarded for every transaction: 

Category of transaction  Reward points for each Rs. 150 spent
Spends made on travel, flight tickets, electronics, departmental stores, etc.  8X Kotak credit card reward points
All other transactions made using this card (excluding fuel purchase) 4X Kotak credit reward points
If you can spend Rs. 2 lakh or more within a year you will get 8X reward points for all purchases
  •   Enjoy a premium dining experience with a huge discount on dining bills: 

With this kotak mahindra bank credit card, you will get a free taj epicure membership for the 1st year. It will give you up to a 10% discount on your dining at Taj restaurants.  

  • Make your weekends more entertaining with free golf rounds:

Using this kotak league credit card, you can enjoy golf games at most of the domestic golf courses with up to a 50% discount on the green fees.  

  • Get freedom from paying fuel surcharges:

With this kotak bank credit card, you can earn up to Rs. 3500 discount on fuel surcharges annually. This Kotak credit card fuel surcharge waiver offer is applicable to all fuel stations in India. The transaction amount should be between Rs. 500 to Rs. 3000.  

  • Enjoy great deals on premium lifestyle brands: 

With this kotak platinum credit card, You will get a lifetime-free skincare consultation service from Kaya Skin Clinic. You will also get a gift voucher of Rs. 2000 from them. 

  • Get big discounts on railway surcharges:

This kotak credit card offers up to Rs. 500 discount on railway surcharges. This offer is applicable on the tickets booked from www.irctc.co.in, or ticket counters. You will get a maximum of Rs. 500 waiver in a year.

  • Earn extra benefits from milestone spending:

On spending Rs. 1,25,000 within 6 months, you will get either 10,000 reward points or 4 PVR movie tickets. The PVR tickets can be used anytime you want, and the kotak mahindra bank reward points can be redeemed for travel booking, mobile recharge, movie ticket booking, etc. You can also use them to get a product from the kotak league platinum credit card reward points redemption catalog.

  • Complementary liability coverage to stand for you in emergencies:

In this league platinum card kotak bank offers lost-card liability coverage of Rs. 1,25,000. So, if your card ever gets lost or stolen, all you have to do is to report the loss by calling the kotak mahindra credit card customer care no, and you will not be liable for anything bad that may happen to your account.

  • Pay your monthly credit card bills using several kotak credit card bill payment options:

You can pay your credit card bill online from your kotak credit card net banking account or from any credit card bill payment app like Cred, Google Pay, Paytm, etc. But if you don’t have access to those kotak mahindra credit card payment options then you can also pay your credit card bills from your nearby Kotak Bank Branch.

  • Use your card anywhere in the world:

This kotak league platinum credit card is accepted globally, you can use this card at any outlet or e-commerce site where the Visa cards are accepted. 

Kotak Credit Card Charges:

Particulars  Payable amount
Kotak Mahindra bank credit card charges on cash withdrawal Rs. 300 for each Rs. 10,000 withdrawal (applicable once per withdrawal, also make sure to check your available Kotak credit card limit before performing a balance transfer)
Finance Charge The Kotak credit card interest rate can go up to 3.50% monthly or 42% annually
Kotak credit card international transaction charges 3.5% against the transaction amount (applicable once per transaction)
Kotak bank credit card charges on add-on cards  None

Kotak Mahindra Bank Credit Card Customer Care Contact Details:

  • Call the kotak bank credit card customer care number: 1800-209-0000 (Toll-free) or 022-6600-6022
  • Write to the kotak credit card customer care mail id: customerfirst@kotak.com
  • Also to get the priority-attend service just text KASSIST at 5676788 and you will get a call back within 30 minutes.

100xGain Ratings:


Pros and Cons of Kotak Mahindra League Platinum Credit Card:

Pros  Cons 
  • This card comes with a lower annual fee and a powerful Kotak credit card rewards scheme.
  • It offers a free Taj epicure membership. 
  • You can make huge annual savings on fuel surcharges.
  • You will not get any free lounge access with this card.
  • The Taj Epicure membership is only valid for the first year.

Final Opinion:

If you are looking for a low-cost credit card that can offer you premium privileges and powerful rewards, then this kotak mahindra league platinum credit card will be a solid choice for you. It comes with a very powerful reward scheme that can make every transaction rewarding, free golf rounds that will make your weekends rewarding, and exclusive discounts on fuel surcharges.

But there are no lounge access benefits on this kotak platinum league credit card which can disappoint frequent travelers. So if you are ready to spend a bit more, then make sure to take a look at the 100xGain top 10 premium credit card page. You can also compare the alternative card options given below. 

Alternative Cards: 

  1. BOI India Credit Card (Best for offering reward points)
  2. ICICI bank rubyx credit card against fixed deposit (Best for offering reward points and golf benefits)
  3. IndusInd legend credit card (Best for lounge and golf benefits)
  4. SBI elite credit card (Best for offering reward points and lounge access benefits)


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