Kotak Mahindra League Platinum Credit Card Review

The kotak mahindra league platinum credit card is unmatched when it comes to premium privileges and powerful rewards. It is a semi-premium credit card that offers a plethora of premium privileges like powerful rewards on every transaction, free movie tickets on milestone spending, complimentary lost card liability coverage, etc. And what is more interesting is that you can enjoy all these kotak league platinum credit card benefits at just Rs. 499 per year.

To know more about the benefits of the card, make sure to check the kotak league platinum credit card details given below.

What are the kotak mahindra bank league platinum credit card eligibility criteria?

  • Resident Type: Indian. 
  • Kotak mahindra credit card eligibility criteria for salaried person:
    • Age: 21 to 65 years. 
    • Income: Rs. 5 lakh minimum. (Annually) 
  • Kotak mahindra bank credit card eligibility criteria for self-employed person:
    • Age: 21 to 65 years. 
    • Income: Rs. 5 lakh minimum. (Annually)
  • A good CIBIL Score (750 or more) will help you to get this kotak league platinum card more easily.
  • This kotak league credit card is only available in Pune, Mumbai & Navi Mumbai, Kolkata, Hyderabad, Delhi, Chennai, Chandigarh, Bangalore, and Ahmedabad.

You can apply for this card from the kotak mahindra bank credit card online application portal. Once your kotak credit card application is submitted successfully you will get a unique application id which you can use to track your kotak card application status

What documents are required to apply for the kotak league platinum credit card?

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Salary Slip of the last 3 months 
      • ITR(Income Tax Return)
    • Self-employed person
      • Income tax return of the last year 
      • Proof of business
      • Recent audited financial report. 

As per the new rules, all new kotak credit cards are delivered in an inactive state. The users can activate them manually by generating a new kotak credit card pin. To know more about the kotak mahindra credit card pin generation process, make sure to visit our FAQ page.

What are the kotak league platinum credit card fees?

  • Kotak league platinum credit card joining fee: Rs.499 + GST. (There is also a without joining fee variant available) 
  • Kotak league platinum credit card annual fee: Rs.499 + GST. 

What are the kotak mahindra league platinum credit card benefits?

  • A jaw-dropping welcome bonus:

With the activation of your Kotak league platinum credit card, you will get an Rs. 500 movie voucher, this offer applies to the with-joining fee variant. You will get the voucher in your registered e-mail.

  • Make every transaction rewarding:

The kotak league platinum credit card reward scheme can make your every transaction rewarding.

Category of transaction 

Reward points for each Rs. 150 spent

Spends made on travel, flight tickets, electronics, departmental stores, etc.  8X kotak credit card reward points
All other transactions made using this kotak credit card (excluding fuel purchases) 4X rewards
If you can spend Rs. 2 lakh or more within a year you will get 8X kotak bank rewards for all purchases
  • Get freedom from fuel surcharges:

With this kotak bank credit card , you can earn up to Rs. 3500 discount on fuel surcharges annually. This Kotak credit card fuel surcharge waiver offer is applicable to all fuel stations in India. The transaction amount should be between Rs. 500 to Rs. 3000.  

  • Get big discounts on railway surcharges:

This kotak credit card offers up to Rs. 500 discount on railway surcharges. This kotak irctc offer is applicable on the tickets booked from www.irctc.co.in, or ticket counters. You will get a maximum of Rs. 500 waiver in a year.

  • An opportunity to earn some more:

On spending Rs. 1,25,000 within 6 months, you will get either 10,000 kotak credit card rewards or 4 PVR movie tickets. The kotak mahindra bank reward points can be redeemed for travel booking, mobile recharge, movie ticket booking, or to get a product from the kotak league platinum credit card reward points redemption catalog.

  • Complementary liability coverage:

In this league platinum card kotak bank offers lost-card liability coverage of Rs.1,25,000. So, if your card ever gets lost or stolen, you just have to report the loss by calling the kotak mahindra credit card customer care no, and you will not be liable for anything bad that may happen to your Kotak mahindra card account.

  • Instant kotak credit card bill payment options:

You can pay your Kotak platinum league credit card bill online from your kotak credit card net banking account or from any credit card bill payment app like Cred, Google Pay, Paytm, etc. But if you don’t have access to those kotak mahindra credit card payment options then you can also pay your credit card bills from your nearby Kotak Bank Branch.

What are the kotak league credit card charges?

Particulars  Payable amount
Kotak mahindra bank credit card charges on cash withdrawal Rs.300 for each Rs.10,000 withdrawal (applicable once per withdrawal, also make sure to check your available kotak credit card limit before performing a balance transfer)
Kotak league credit card finance charge The kotak credit card interest rate can go up to 3.50% monthly or 42% annually
Kotak credit card international transaction charges 3.5% against the transaction amount (applicable once per transaction)
Kotak bank credit card charges on add-on cards  None

How to contact the kotak mahindra bank credit card customer care department?

  • Call the kotak bank credit card customer care number: 1800-209-0000 (Toll-free) or 022-6600-6022
  • Write to the kotak credit card customer care mail id : customerfirst@kotak.com
  • To get the priority-attend service just text KASSIST at 5676788 and you will get a call back within 30 minutes.

100xGain Ratings:

7.5/10

Pros and cons of the kotak league credit card:

Pros 

Cons 

  • This card comes with a lower annual fee and a powerful kotak credit card rewards scheme.
  • You can make some handsome savings on fuel surcharges.
  • This kotak credit card league platinum variant comes with a high reward earning rate.
  • You will not get any free lounge access with this kotak platinum credit card.

Final Opinion:

If you are looking for a low-cost credit card that can offer you premium privileges and powerful rewards, then this kotak mahindra league platinum credit card will be a solid choice for you. It comes with a very powerful Kotak platinum rewards scheme that can make every transaction rewarding, free golf rounds that will make your weekends rewarding, and exclusive discounts on fuel surcharges.

But there are no lounge access benefits on this kotak platinum league credit card which can disappoint frequent travelers. So if you are ready to spend a bit more, then make sure to take a look at the 100xGain top 10 premium credit card page. You can also compare the alternative card options given below. 

Alternative cards of the kotak mahindra bank credit card: 

  1. Bank of India credit card (Best for offering reward points)
  2. ICICI bank rubyx credit card against fixed deposit (Best for offering reward points and golf benefits)
  3. IndusInd legend credit card (Best for lounge and golf benefits)
  4. SBI elite credit card (Best for offering reward points and lounge access benefits)

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