Kotak Mahindra PVR Gold Credit Card Review

Keeping the needs of movie lovers in mind Kotak Mahindra Bank in association with PVR Cinemas has launched the kotak mahindra pvr gold credit card . To give you a delightful and rewarding movie experience, this kotak mahindra credit card offers big discounts on movie tickets, free movie tickets every month, discounts on foods and beverages at PVR cinemas, and lots more. And what is more interesting is that you will get to enjoy all these pvr credit card offers at a minimal annual fee of Rs. 499 per year. More details of the kotak credit card benefits are discussed below.  

How does the kotak mahindra credit card eligibility work?

  • Resident Type: Indian. 
  • Kotak bank credit card eligibility criteria for salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Rs. 3 lakh (Minimum)
  • Kotak credit card eligibility criteria for self-employed person:
    • Age: 21 to 65 yrs.
    • Income: Rs. 3 lakh (Minimum). 
  • A good CIBIL score (750 or more) is needed to apply for this Kotak pvr gold credit card.

You can apply for this card from the kotak credit card apply online portal. Once your kotak credit card application is submitted successfully, you can check the status of your application from the kotak application status tracking page

What documents are required to apply for a kotak pvr gold credit card?

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Salary Slip of the last 3 months 
      • ITR (Income Tax Return)
    • Self-employed person
      • Income tax return of the last year 
      • Proof of business
      • Recent audited financial report. 

What are the pvr kotak credit card fees?

  • Kotak credit card joining fee: None. 
  • Kotak pvr credit card annual fee: Rs.499 + GST

What are the benefits of kotak credit card?

  • A mind-blowing welcome gift to make a wonderful start for you:

With the first successful transaction made using this Kotak pvr credit card, you will get a PVR gift voucher as a welcome gift. You can later use this pvr voucher to book pvr movie tickets from the pvr cinemas website.

  • Enjoy exclusive kotak credit card movie offers:

Depending on the pvr cinemas ticket rates you can earn some exclusive discounts on booking values.



Food items at pvr cineams (the transaction amount should be within Rs.750) 15% cashback
PVR movie tickets (the pvr ticket rates should not exceed Rs.250) 5% cashback

This kotak credit card pvr offer is applicable on the transactions done via pvr official website or mobile app.

  • Get free movie tickets every month:

Depending on your monthly transactions, you can earn free movie tickets every month. The details of the free movie ticket offers are given in the table below.

Total monthly transaction

Number of tickets

Rs.10,000 in a kotak credit card billing cycle 1 free pvr movie tickets
Rs.15,000 2 free pvr tickets

You can use those pvr free tickets anytime you want. You can also track your monthly credit card usage from the Kotak credit card netbanking account.

  • Stay worry-free with complimentary lost card liability coverage:

This kotak pvr credit card comes with lost-card coverage of Rs. 50,000. So if your card ever gets lost or stolen, you just have to report it by calling the kotak bank credit card customer care no and you will not be liable for anything bad that may happen to your account.

  • Enjoy extra security with the advanced EMV chip:

This kotak gold credit card comes with a built-in EMV chip. These chips use a very strong encryption method to store your data, making your pvr kotak credit card nearly impossible to clone.

  • Instant kotak mahindra credit card payment options:

You can pay kotak credit card bill online from your kotak credit card net banking account or from a credit card payment app like Cred, Google Pay, Paytm, Phone Pe, etc. But if you don’t have access to those kotak bank credit card payment options, then you can pay your bills from your nearby Kotak branch.

What are the kotak credit card charges?


Payable amount 

Kotak credit card cash withdrawal charges Rs.300 for each Rs.10,000 withdrawal check your available kotak mahindra pvr gold credit card limit before making a withdrawal
Finance Charge 3.50% monthly or 42% annually
Foreign currency transaction 3.5% against the transaction amount (applicable once per transaction)
Add on card fee None

How to contact the kotak mahindra credit card customer care department?

  • Call the kotak credit card toll free number: 1800-209-0000 (Toll-free) or 022-6600-6022
  • Write to the kotak credit card customer care mail id: customerfirst@kotak.com 

100xGain Ratings:


Pros and cons of the kotak gold credit card:



  • This Kotak pvr card offers some unmatched movie benefits.
  • It comes with relatively low kotak credit card annual charges.
  • You will get a PVR movie voucher as a welcome gift.
  • The free pvr tickets offer is only applicable if you can spend Rs. 10,000 or more in a kotak credit card billing cycle.

If you don’t want to continue with your old Kotak credit card, then feel free to visit our FAQ page to know the kotak credit card cancellation procedure.

Final Opinion:

If you are looking for a movie credit card, then this pvr card will be a very good choice for you. The only thing you should keep in mind is that free movie tickets and dining offers are only applicable if the monthly spending exceeds Rs. 10,000. So if you can spend Rs. 10,000 to 15,000 in a month, then it will be a solid choice for you. 

Also if you want to compare some similar cards, then make sure to take a look at the alternative cards given below.

Alternative of Kotak Mahindra PVR gold credit cards: 

  1. Axis bank neo credit card (Best for cashback and movie benefits)
  2. Amazon pay icici bank credit card (Best for cashback and dining benefits)
  3. Indusind Bank Platinum Select Credit card (Best for lounge access and movie benefits)
  4. RBL monthly treats credit card (Best for offering cashback benefits)

Also if you want to know Which credit card is best for movies? Then make sure to take a look at the top movie credit card page.

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