Kotak Mahindra PVR Gold Credit Card Review

Keeping the needs of movie lovers in mind Kotak Mahindra Bank in association with PVR Cinemas has launched the kotak mahindra pvr gold credit card. To give you a delightful and rewarding movie experience, this card offers big discounts on movie tickets, free movie tickets every month, discounts on foods and beverages at PVR cinemas, and lots more. And what is more interesting is that you will get to enjoy all these pvr credit card offers at a minimal annual fee of Rs. 499 per year. More details of the card are discussed below.  

Kotak Mahindra Credit Card Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Rs. 3 lakh (Minimum)
  • For self-employed person:
    • Age: 21 to 65 yrs.
    • Income: Rs. 3 lakh (Minimum). 
  • A good CIBIL score (750 or more) is needed to apply for this Kotak pvr gold credit card .

You can apply for this card from the online kotak credit card application portal. Once your kotak credit card application is submitted successfully, you can check the status of your application from the kotak application status tracking page

Documents Required To Apply For Kotak PVR Gold Credit Card:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Salary Slip of the last 3 months 
      • ITR (Income Tax Return)
    • Self-employed person
      • Income tax return of the last year 
      • Proof of business
      • Recent audited financial report. 

PVR Kotak Credit Card Fees:

  • Kotak credit card joining fee: None. 
  • Kotak credit card annual fee: Rs.  499 + GST

Benefits of Kotak Credit Card:

  • A mind-blowing welcome gift to make a wonderful start for you:

With the first successful transaction made using this Kotak pvr credit card, you will get a PVR gift voucher as a welcome gift. You can later use this pvr voucher to book movie tickets from the pvr cinemas website.

  • Exclusive kotak credit card movie offer that will make your every evening delightful:

Depending on the pvr cinemas ticket rates you can earn some exclusive discounts on booking values.

Category  Discount
Food items at PVR cinemas (the transaction amount should be within Rs. 750) 15% discount
PVR movie tickets (the PVR ticket rates should not exceed Rs. 250) Rs. 250 discount 

This kotak credit card pvr offer is applicable on the transactions done via pvr official website or mobile app.

  • Get free movie tickets every month:

Depending on your monthly transactions, you can earn free movie tickets every month. The details of the free movie ticket offers are given in the table below.

Total monthly transaction Number of tickets
Rs. 10,000 in a Kotak credit card billing cycle 1 free movie ticket from PVR
Rs. 15,000 2 free PVR tickets

You can use those tickets anytime you want. You can also track your monthly credit card usage from the Kotak credit card netbanking account.

  • Stay worry-free with complimentary lost card liability coverage:

This kotak pvr credit card comes with lost-card coverage of Rs. 50,000. So if your card ever gets lost or stolen, you just have to report it by calling the kotak bank credit card customer care no and you will not be liable for anything bad that may happen to your account.

  • Lifetime free add-on cards for your family:

You can now share the benefits of the card with your loved ones just add them with your pvr kotak card as add-on members and they can also have the privileges of having a credit card.

  • Enjoy extra security with the advanced EMV chip:

This kotak gold credit card comes with a built-in EMV chip. These chips use a very strong encryption method to store your data, making your card neatly impossible to clone.

  • Manage your account more conveniently with an advanced spend tracker facility: 

Kotak gives you the authority to track the spendings of your add-on members, providing you complete control over your account. You can also set a monthly transaction limit for the supplementary cards from the kotak bank credit card app.

  • Pay your credit card bills conveniently with online kotak mahindra credit card payment options:

You can pay kotak credit card bill online from your kotak credit card net banking account or from a credit card payment app like Cred, Google Pay, Paytm, Phone Pe, etc. But if you don’t have access to those kotak bank credit card payment options, then you can pay your bills from your nearby Kotak branch.

  • Use your card anywhere in the world without restrictions: 

You can use this card at any foreign outlet or e-commerce site where the Visa cards are accepted. 

Kotak Credit Card Charges:

Particulars  Payable amount 
Cash Withdrawal Charge Rs. 300 for each Rs. 10,000 withdrawal check your available Kotak Mahindra PVR gold credit card limit before making a withdrawal
Finance Charge 3.50% monthly or 42% annually
Foreign currency transaction 3.5% against the transaction amount (applicable once per transaction)
Add on card fee None

Kotak Mahindra Credit Card Customer Care Contact Details:

  • Call the kotak credit card toll free number: 1800-209-0000 (Toll-free) or 022-6600-6022
  • Write to the kotak credit card customer care mail id: customerfirst@kotak.com

100xGain Ratings:


If you don’t want to continue with your old Kotak credit card, then feel free to visit our FAQ page to know the kotak credit card cancellation procedure.

Pros and Cons:

Pros  Cons 
  • This Kotak PVR card offers some unmatched movie benefits
  • It comes with a relatively low Kotak credit card annual charges
  • You will get a PVR movie voucher as a welcome gift
  • The free PVR tickets offer is only applicable if you can spend Rs. 10,000 or more in a month

Final Opinion:

If you are looking for a movie credit card, then this card will be a very good choice for you. The only thing you should keep in mind is that free movie tickets and dining offers are only applicable if the monthly spending exceeds Rs. 10,000. So if you can spend Rs. 10,000 to 15,000 in a month, then it will be a solid choice for you. 

Also if you want to compare some similar cards, then make sure to take a look at the alternative cards given below.

Alternative Cards: 

  1. Axis bank neo credit card (Best for cashback and movie benefits)
  2. Amazon pay icici bank credit card (Best for cashback and dining benefits)
  3. Indusind Bank Platinum Select Credit card (Best for lounge access and movie benefits)
  4. RBL monthly treats credit card (Best for offering cashback benefits)

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