Kotak MyTeam Credit Card Review

To spice up the IPL heat, India’s one of the leading credit card issuer Kotak credit card brings with a new specially designed credit card that boasts visuals of the players, official team colors, and team logos for the true cricket fans by partnering with 7 IPL teams Delhi Capitals, Mumbai Indians, Kolkata Knight Riders, Royal Challengers Bangalore, Sunrise Hyderabad, Rajasthan Royals, and Punjab Kings by displaying their loyalties in an exciting way.

With the Kotak MyTeam Credit Card, any IPL lover will surely enjoy each and every cricketing moment as for every achievement of their team the cardholders are likely to get interesting benefits. Though to avail these benefits one has to have their account in the Kotak Mahindra Bank. This Kotak bank credit card offers benefit up to Rs. 2399.

Eligibility Criteria:

  • Resident Type: Indian.
  • For salaried person:
    • Age: 21 to 65 yrs.
    • Income: Minimum ₹20,000 monthly.
  • For self-employed person:
    • Age: 21 to 65 yrs.
    • Income: ITR should be greater than ₹2.4 lakh annually.
  • Good CIBIL score (730 or more).

Required Documents:

  • Photocopy of Address proof (any 1)
    • Last 6 months bank account Statement
    • Aadhar Card
    • Driving License
    • Passport
    • Utility bills
  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Two recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Salary Slip of last 3 months
      • ITR
    • Self-employed person
      • Income tax return of the last year
      • Proof of business

Fee:

  • Joining Fee: Rs. 199 + GST / Rs. 599 + GST (image fee for your favorite team)
  • Annual Fee: Rs. 199 + GST

Benefits:

Here is the list of Kotak credit card offers

  • Cashback:

The Kotak Mahindra credit card user will get Rs. 200 cashback upon spending Rs. 10,000 for using the card as a welcome benefit but it has to be done from the 45 days of Kotak Mahindra bank credit card issuance. On every team, the top 5 spenders will get Rs. 1,000 as cashback.

  • Reward Points:

By registering on the Kona Kona Cricket platform, user can collect points which can also be redeemed for exciting offers.

Here is the list of points:

Points on match event:

For every 4 runs, the user will get 4 points.

For every 6 runs, the user will get 6 points.

On other match events:

Answer quiz questions on cricket to claim the reward point

If the team scores over 200 users will get 30 points.

For per wicket was taken user will get 25 points.

If the team wins user will get 50 points.

For each maiden over user will get 6 points.

If the team reaches the playoffs user will get 250 points.

If the team reaches finals user will get 750 points.

If the team wins the tournament user will get 1000 points.

Also, any Kotak credit card payment made during the match hours will be eligible to earn reward points equivalent to the transaction amount. To check Kotak credit card status reward points login to the webapp or app and check the rewards.

  • Dinning:

On the pizza hut, one can get flat Rs. 100 off with no minimum spending criteria.

  • Online Shopping:

For using Kotak credit card payment online through myntra app, the card user will get Rs. 200 off made on the transaction.

  • Other Benefits:

The card user will get a 1-month free fit pass subscription.

Also, the users will get gift vouchers worth Rs. 1200.

Kotak Credit Card Customer Care :

1860-266-266 (Kotak credit card customer care number toll-free)

+91-22-6600-6022 (chargeable Kotak credit card customer care number )

Kotak Credit Card Customer Care Email Id: [email protected]

100XGain Ratings:

5/10

Final Verdict:

Normally Kotak credit card offers are really tempting though this card is best suited for first-time users as well as for the users those who are likely to keep it as a secondary credit card. So, visit the Kotak credit card login page to apply for the credit card.

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