Mumbai Metro SBI Card

Have you ever imagined, a metro card can used as a regular credit card? Yes “Mumbai metro SBI Card” is just that. It’s a collaboration of Mumbai Metro with State Bank of India. This card gives you a huge number of extraordinary offers and benefits like – add on card feature, reward points, emergency alarts, welcome offers etc. Above all it can make your daily life a lot easier.

Eligibility criteria:

  • Age = Between 12 and 70 years.
  • Nationality – Indian.
  • A good history with the bank.
  • A good CIBIL score (700 or above)
  • Income – 20,000 per month (salaried and also self employed with regular income)

Documents required:

  • Pan number
  • Proof of identity (one of the followings) –


Driving  liscence

Voter id

The Aadhar  Id


  • Annual – 499+GST (to be paid only once)  { reward point should be get from official website}
  • Renewal – 499 (if purchased earlier then you don’t need to pay for it) (waved off if 1,00,000 spend annually)
  • Add on fee – no charges.


  • Credit limit – 10000 to 500000 (depends on cardholder’s CIBIL score)
  • Cashback –  it offers a good number of cashbacks for its consumers. Also a 2.5% cashback on metro ticket.
  • Reward points –

10x reward points for grocery, resturents, shopping, Mumbai metro ticket, departmental stores Etc

Additional 1 reward point for each 100 rupees transaction.

Reward points can be redeemed along with bills.

4 point = 1 rupees.

Hotel booking : you can claim all the cash back and discount offers with this card. Also you can get 10x reward points                      on leading resturants.

Dining – 10 points per 100 rupees spent.

Fuel surcharge – 2.5% waiver on fuel for transaction between 500 – 3000, minimum Rs 100.

Foreign exchange rate : 3.5% against the converted amount.

Card loss  – State Bank of India covers their customers against cad loss.  their customer care service is 24×7 active. You can block your lost card any moment, also with alart feature you are 100% safe from froud.

Other features : this card is loaded with more awesome features like –

  • Welcome offer – the card comes with Rs 50 . Also it gives you another 2000 points if Rs 2000 spent in 60 days.
  • Add on –  you are now allowed to add your loved ones like parents, siblings, children(above 18) etc.
  • Bill payment – with this feature utility bills (electricity, telephone etc) will be paid through your credit extra. So that you never forget to pay in time.
  • Flexipay- now you can extend your shopping list. With flexipay you can tarn your huge shopping bill into easy monthly instalments. 
  • Easy money – now ordering a bank draft is simple. You can order a draft just with a phone call. It is convenient for bill paying.
  •  E – statements – you can now get your statements through emails.
  • Card alerts – it  sends you informations from time to time. So no matter where you are you will always be updated.
  • Online control – you can now control your card online just log on to
  • Balance auto top up – this is the most awesome feature of this credit card. As soon as your balance goes to 50 or below it will refill itself with Rs 200 from your registered bank account. So you can live worry free.
  • Dual usage – it gives you 10 reward points on 100 rupees spent on balance auto top up.

Charges :-

  • Cash withdrawal charge –  Rs 100
  • Charges on over limit amount- 2.5% of the amount (min over limit Rs  500)
  • Card replacement – Rs  250
  • Reward point redemption – Rs 99

Customer care number-




Email – [email protected]

Final verdict-

If you shop a lot and travel daily through Mumbai metro then this card is really for you. You can use it both as a metro card and as a regular credit card. You don’t need to be a permanent resident of Mumbai and a traveler of the metro, you can just use that as a normal credit card. With all its features especially the ‘auto top-up’ and ‘e-statement’, it can give you some space in your busy life.

Categories SBI

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