Mumbai SBI Metro Credit Card Review

The mumbai metro sbi card is a co-branded credit card specifically curated for those who travel regularly with Mumbai metro. Making your metro rides more rewarding this card allows you to earn powerful rewards every time you top-up your metro card. Apart from that this sbi mumbai metro card also offers powerful rewards on dining, movie, and grocery expenses, handsome waivers on fuel surcharges, and lots of other useful features. Now let’s take a look at the sbi credit card benefits and charges and see how much it has to offer us.

What are the Mumbai Metro sbi credit card eligibility criteria?

  • Resident Type: Indian. 
  • SBI credit card eligibility criteria for salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Rs. 25,000 monthly. 
  • SBI credit card eligibility criteria for self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Rs. 25,000 monthly. 
  • A good CIBIL Score (750 or more) is required to apply for this sbi metro credit card.

Once your application is submitted successfully, you will get a unique application id, you can use that to track your sbi card credit card application status from the sbi credit card tracking page.  

What documents are required to apply for the sbi mumbai metro combo card?

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR (Income Tax Return)
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recent audited financial report.

As per the new RBI regulation, all new SBI credit cards are delivered in an inactive state. So if you want to know how to activate a new sbi credit card for the first time? then feel free to take a look at our faq page.  

What are the Mumbai metro sbi card fees?

  • Mumbai metro sbi card joining fee: Rs. 499 + GST
  • Mumbai metro sbi card annual fee: Rs. 499 + GST 

You can make your sbi credit card payment online from your sbi card net banking or sbi card online banking account. 

What are the sbi mumbai metro card benefits?

  • A wonderful joining bonus to make a wonderful start for you:

As you complete Rs.2000 spent transaction with your card within the first 60 days of card issuance, you can get up to 2000 reward points as a welcome gift. Also, as a part of the welcome bonus, you will get Rs.50 pre-loaded on your mumbai metro smart card.

  • Get rewarded for every transaction you make:

For every translation made using this sbi metro card, you can earn accelerated reward points. The details are given below.

Category of transaction

Rate of earning sbi card rewards 

Every Rs.100 spent on Grocery, Dining, Movies, and departmental stores

10 reward points (you can win up to 5000 sbi card rewards monthly)

Every Rs.100 spent to top up your mumbai metro smart card (via auto top-up)

10 reward points.

All other categories 

1 reward point for every Rs.100 transaction

You can check your earned sbi mumbai metro credit card reward points from the sbi credit card mobile app.

  • Enjoy freedom from fuel surcharges:

If you use this mumbai metro card to purchase fuel, you can get a 1% waiver on fuel surcharges. This sbi credit card offer is applicable at any fuel station in India. The transaction amount should be between Rs.500 to Rs.3,000 and you can earn a maximum of Rs.100 waiver per sbi mumbai metro credit card billing cycle. You can check your total earned waiver amount from your sbi credit card monthly statement

  • Get an opportunity to make your card lifetime free:

On spending Rs. 1,00,000 with your sbi metro credit card within a year, you can get a complete waiver on your next year’s annual fee of sbi mumbai metro card.

  • Keep your Smartcard always loaded with the auto top-up facility:

With this facility, your sbi credit card will top up itself as soon as your mumbai metro smart card’s balance goes below Rs. 50. 

  • Make repayment easier with the balance transfer facility:

Using the sbi card balance transfer facility you can transfer the outstandings of your other cards to this Mumbai Metro SBI card to get a lower interest rate against your dues. 

  • Stay worry-free with the auto-pay option:

Now you don’t need to worry about your monthly utility bills, as with the sbi credit card auto-payment option, your monthly utility bills will get paid within their due dates. You can also customize the option from your sbi card app.

  • Split your high-value transactions into small monthly installments:

The sbi credit card Flexi pay option allows you to split your high-value transactions into small monthly installments at a relatively lower interest rate. You can visit our sbi credit card faq page for the complete process.

  • Stay updated with the real-time alert facility:

With this feature, you will feel more secure regarding your account. You will get SMS & E-Mail Alerts on regular cash transactions, reaching the sbi credit card limit, online sbi credit card statement generation, and lots more.

What are the sbi mumbai metro card charges?

Particulars

Payable Amount

SBI mumbai metro card cash withdrawal charges

The charges for cash withdrawal from sbi credit card is  2.5% against the withdrawn amount

Finance Charge

The sbi credit card rate of interest is 3.50% monthly

SBI credit card international transaction charges

3.5% against the transacted amount

SBI credit card add on card fee

None

How to contact the sbi credit card customer care department?

  • SBI credit card customer care no: 1860 180 1290 (toll-free) / 3902-0202 (add the STD code of your locality)
  • SBI credit card customer care email idcustomercare@sbicard.com 

If you want to close your SBI credit card account then click here for the sbi credit card cancellation process. 

100xGain Ratings:

6.5/10

Pros and cons of the SBI Mumbai metro credit card:

Pros

Cons

  • The rate of earning reward points on this sbi metro card is very impressive.
  • You can earn some handsome rewards for recharging your mumbai metro card
  • The auto top-up feature can be very helpful for frequent travelers.
  • This sbi mumbai metro card is not very good for offering shopping or entertainment benefits.

Final Opinion:

If you are a frequent traveler of the Mumbai metro, then this sbi metro credit card will be beneficial for you. You can use this card as a regular credit card and as a metro card. This sbi bank card offers 10 reward points on your transaction, fuel surcharge waiver, annual fee waiver, auto top-up, etc. You will also get some special benefits with this sbi bank card like Flexipay, etc. So if you are a regular traveler of Mumbai Metro and if you want a credit card for your daily uses, then you can go for this mumbai metro sbi credit card

If you want some more options to explore then take a look at the alternative card options given below. 

Alternative cards of the SBI mumbai metro card: 

  1. ICICI Bank Platinum Identity Credit Card (Best for earning reward points)
  2. Kotak mahindra essentia platinum card (Best for earning reward points)
  3. RBL travel and entertainment card (Best for reward points and fuel surcharge waiver) 
  4. Simply click sbi credit card (Best for earning reward points) 

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