RBL Bank Cookies Credit Card Review

RBL Bank Cookies Credit Card is one of the most feature-rich credit cards from RBL Bank of India. It is a basic credit card with lots of features and benefits. Also, this card comes at a very low cost. The awesome benefits of the card are – Big welcome benefit, Reward point program, Fuel Surcharge Waiver, Milestone benefit, Dining & travel benefits, Low fees, and lots more. Let’s discuss this card in detail.  

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Above ₹25,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Above ₹25,000 monthly. 
  • Good CIBIL Score (750 or more).

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recent audited financial report. 


  • Joining Fee: ₹500 + GST
  • Annual Fee: ₹500 + GST


  • Welcome benefit:

With the issuance of the card, you will get a gift voucher of ₹500 from Amazon. To get this offer you just have to pay the annual fee in time and make a transaction with your card within 30 days of the card activation. Also, you will get 2500 reward points with it.  

  • Reward benefit:

This card offers 1 reward point for each ₹100 offline spends except on fuel. You will get 2 reward points for the same on online spending. 

  • Movie benefit:

If you can spend ₹10,000 with your card within a year then you will get 10% cash-back on movie tickets booked through BookMyShow up to 10 times a year for the next year. 

  • Travel benefit:

If you can spend ₹75,000 with your card within a year, then you will get a 10% discount on Uber cab booking 10 times.  

  • Dining benefit:

This card offers a 10% Cash-Back on online food orders from Zomato 10 times a year. To unlock this offer you just have to spend ₹75,000 with your card within a year. 

  • Fuel surcharge waiver:

You can win up to ₹ 150 waived off on fuel surcharges monthly. Applicable on transactions between ₹ 500 – ₹ 4000, this offer is applicable at any fuel station in India. 

  • Milestone benefit:

If you can spend ₹ 12,000 within a month then you can earn 1,440 reward points. 

Also if you can spend ₹ 18,000 online, in a month, then you will get up to 4,320 reward points.

  • Add-on facility:

You can share the awesome features of your cards with your loved ones. Just add your loved ones, (min age – 18+) with your card and they can also the features of a credit card.

  • EMV Chip Card:

This card comes with a built-in EMV Chip. It adds more security and convenience to your transactions.

  • Global Acceptance:

This card is globally accepted, you can use this card at any outlet or e-commerce site where the MasterCard Credit Cards are accepted.


  • Cash Withdrawal Charge: 2.5% minimum ₹500. 
  • Finance Charge: 3.99% monthly. 
  • Foreign currency transaction: 3.5% against the transaction amount. 

Contact Details:


  • 1800-121-9050 (Toll-Free)
  • +91-22-6232-7777
  • +91-22-7119-0900 (Super Card)


100xGain Ratings:


Final Opinion:

If you are looking for a credit card that can earn you a big reward and cash-back with all your transactions then this is the card you need. It comes with several features and benefits like – reward facility, cash-back offers, entertainment & dining facility, milestone benefits, fuel surcharge waiver, and lots more. 

But this card does not offer benefits like lounge access or golf benefit. So if you are looking for these benefits then you can go for RBL Bank Icon Credit Card

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