RBL Bank Icon Credit Card Review

RBL Bank Icon Card is a credit card from RBL Bank of India it is a master card credit card with a built-in EMV chip. This card is a lifestyle credit card, specially designed to add a new level to your lifestyle. This card comes with several features and benefits for its customers like – Big cash-back and rewards, Lounge access, Premium privileges, Milestone Benefits, Entertainment offers Concierge Service, Add-on facility, and always active customer service. This card can upgrade your lifestyle and make your life much easier.    

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Above ₹25,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Above ₹25,000 monthly.
  • Good CIBIL Score (750 or more). 

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recent audited financial report. 


  • Joining Fee: ₹5,000 + GST
  • Annual Fee: ₹5,000 + GST


  • Welcome benefit:

With the issuance of the card, you will get 20,000 reward points as a welcome gift. To get the benefit you have to pay the annual fee within time and make a purchase with this card within 30 days of card issuance. 

  • Reward benefit:

This ca5rd offers 2 reward points for each ₹100 transactions made with this card. You will also get 20 reward points for the same on international transactions 

  • Lounge access:

This card offers 2 free lounge access per quarter at most of the premium domestic airport lounges. You will also get complimentary membership of the Priority Pass Program, it gives you free access to over 1200+ overseas airport lounges.

  • Hotel booking:

With this card, you can enjoy premium dining and luxurious hotel stays at most of the premium restaurants and hotels. You can also enjoy complimentary upgrades of hotel rooms at most of the premium hotels.

  • Movie benefit:

If you book a ticket from BookMyShow you will get another movie ticket (max ticket value ₹ 200) completely free.  

  • Golf access:

This card allows you to enjoy Golf games at most of the frontline golf courses in India. You will also get big discounts on green fees, and you can sharpen your techniques with the free lessons offered by this card. 

  • Milestone benefit:

If you can spend ₹3 lakh with your card within a year, you will get 10,000 reward points, and if you can spend ₹5 lakh with your card within a year you will get another 15,000 reward points. 

This card also offers 20,000 more reward points on spending ₹8 lakh with your card in a year. 

  • Concierge Service:

This card comes with a world-class concierge service, they can help you by recommending golf courses, Restaurants, Spa, or by referring Limousine/booking, they can also book a hotel for you on your need. Also, they can help you with your business need if you want. 

  • VIP Facility:

This card gives you an invitation to most of the Iconic events including Award nights, Formula 1 racing, and lots more. 

  • Add-on cards:

You can share the awesome features of your cards with your loved ones. Just add your loved ones, (min age – 18+) with your card and they can also the features of a credit card. 

  • EMV Chip Card:

This card comes with a built-in EMV Chip. It adds more security and convenience to your transactions. 

  • Global Acceptance:

This card is globally accepted, you can use this card at any outlet or e-commerce site where the MasterCard Credit Cards are accepted. 


  • Cash Withdrawal Charge: 2.5% against the amount, min ₹500. 
  • Finance Charge: 3.99% monthly. 
  • Foreign currency transaction: 3.5% against the transaction amount. 

Contact Details:


  • 1800-121-9050 (Toll Free)
  • +91-22-6232-7777
  • +91-22-7119-0900 (Super Card)


100xGain Ratings:

4.5 / 10

Final Opinion:

If you are looking for a low-cost lifestyle credit card, then this card can be a good option for you. You will get a welcome benefit, reward points, lounge access, golf access, free movie tickets, concierge service, and an opportunity to earn some bonus reward points. 

But if you want to spend more to get much better benefits, then you can go for ICICI Bank Emerald Credit Card, and if you want to spend even more then you can go for Axis Bank Reserve Credit Card or American Express® Platinum Card

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