RBL Bank Monthly Treats Credit Card

‘RBL Bank Monthly Treats credit Card’ is a ‘MasterCard’ credit card from ‘RBL Bank of India’ this card is the most featured credit card offered from RBL. With this card you can earn big and huge cash-back and reward from all your transactions. The awesome benefits of the card includes – Monthly cash-back offer, Monthly fee waiver, Extra reward on online spends, Fuel surcharge waiver, Milestone reward, Add on facility, Lost card assistance, Worldwide acceptance and lots more. In fact this card is one of the most feature rich cards from ‘RBL Bank of India’.

  • Eligibility criteria –
  • Nationality – Indian.
  • Age – 21 – 65 years.
  • Occupation – Only salaried People can apply for this card.
  • Income – ₹ 25,000 monthly.
  • Good relation with the bank.
  • Zero due payments. 
  • Documents Required –
  • Proof of Identity –
  • Job Card.
  • Voter Id.
  • Driving License
  • Aadhar Id.
  • Letter from UIDAI.
  • Proof of Address –
  • Passport.
  • Gas, Electricity or any utility bill. ( recent )
  • Ration card.
  • Document of property registration.
  • Proof of Income –
  • 3 month’s bank statement. (latest)
  • Recently submitted form 16.
  • Salary Slip (recent 3 months)
  • KYC-PAN.
  • Fees –  
  • Joining fee – ₹ 50 (For the first month only)
  • Annual fee – ₹ 50 (monthly). Can also be waived off is monthly spend is ₹ 3000 or more.
  • Add on fee – None.
  • Interest rate (p.m.) – 3.99% monthly.
  • Benefits – The benefits of your ‘RBL Bank Monthly Treats credit Card’ is described below –
  • Monthly benefits – With this card you can earn big and easy reward points monthly, with all your transactions. You will get up to 10% cash-back on your online spends. The offer is applicable on the spends made on BookMyShow, Swiggy, and Grocery Spends. The cash-back will be credited monthly.
  • Reward Programme – With this card you can get 2x reward points on your each online spends. This feature is applicable only on online spends. Also you can win 1 reward points on each ₹ 100 transactions. Min transaction amount – ₹ 100.   
  • Milestone reward – There is no end of offers with this card. There is also a milestone reward programme with this card. If you can spend ₹ 3,000 with this card then you will get up to ₹ 50 discount Monthly. Also if you can spend up-to ₹ 5,000 within a month then you can get up-to 10% cash-back on your online spends made on ‘Swiggy’ and ‘BookMyShow’ your payed bills with this card will also be included with this offer. Max cash-back – ₹ 100.
  • Fuel surcharge waiver – With this card you can earn from your travels. As with your ‘RBL Bank Monthly Treats credit Card’ you will get a discount on fuel surcharges. This offer is applicable at all fuel stations in India. Transaction amount – ₹ 500 – ₹ 5,000. You can earn up to ₹ 100 waived off monthly.
  • Annual fee waiver – This card comes with a monthly fee system. You have to pay ₹ 50 monthly as a renewal fee. Also you can get 100% discount on your renewal fee. You just have to spend ₹ 3,000 with your card within a month, and the renewal fee will be waived off. 
  • Add on facility – Now you can share the benefits of your ‘RBL Bank Monthly Treats credit Card’ with your loved ones. You can add your loved ones – Children, Parents, Siblings, or any other family members with your card. And they can also enjoy the awesome benefits of a credit card. You don’t need to pay any extra charges for add-on feature.
  • EMI Option – You don’t need to worry about your big bill amounts. You can also extend your shopping bills without any worries. As with your ‘RBL Bank Monthly Treats credit Card’ you can transform your big bill amounts into easy monthly EMIs. You can transform any bills into EMI with this card.
  • Lost card liability – Now you don’t need to worry about your lost card. you can always block your lost card with the help of their active customer care service. If you can report within 24 hours then your liability will be limited to a certain amount.  
  • Charges –
  • Cash Advance – 2.5% against the amount.
  • Late payment Fee – 15% against the due amount.
  • Foreign currency transaction – 3.5% against the transacted amount.
  • Over-limit fee – ₹ 600.  
  • Other benefits –
  • Billing Cycle – The statement issuance date is 20th of a month and you have to pay the bill on 9th of the next month.
  • Interest free period – With this card you will enjoy 20 – 50 days of interest free period. You will find this feature very helpful for EMI payments.
  • Security – This card comes with a built in EMV chip. This chip is very helpful for convenience and security. This chip can also make your transactions fast and more secure. This chip makes this card acceptable at any machines. You can also use your EMV enabled card with your mobile for online payments.
  • Cash advance – In case if you need cash then you can withdraw cash  from almost any ATMs in the world. Normal charges apply.
  • Worldwide acceptance – Your ‘RBL Bank Monthly Treats credit Card’ is designed for domestic and international uses. You can use this card at any store or ATMs where the MasterCard logo id displayed.
  • 24X7 Customer care – With RBL you can enjoy a 24X7 active and helpful customer service experience. you can get any help from them anytime.   
  • Customer care number –
  • +91 22 6232 7777
  • +91 22 7119 0900
  • Mail – [email protected]
  • Final verdict –

If you are looking for a credit card that can earn you big and easy reward points with your transactions, then this the card you need. It comes with a number of features and benefits like – Reward and Cash-back offer, Annual fee waiver, Add on the facility, Lost card assistance, and lots more. so if you have then eligibility then you must go for this card, as it gives the best possible offers and benefits at a very low price.  

Categories RBL

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