RBL Bank Shoprite Credit Card Review

The rbl shoprite credit card is a low-cost credit card designed to offer you benefits in the shopping and entertainment categories. This card offers reward points in the form of benefits. You will get reward points on groceries, shopping bill payments, and even on fuel purchases. Apart from reward points, it offers discounts on movie tickets and zero surcharges on fuel purchases. The annual fee of the card is Rs. 500 and the monthly interest rate can go up to Rs. 3.99%. More details of the card are discussed below. 

RBL Shoprite Credit Card Eligibility Criteria:

  • Resident Type: Indian
  • For salaried person:
    • Age: The age of the applicant should be between 21 to 60 years. 
    • Income: The average income of the applicant should be Rs. 3,000,00 annually. 
  • For self-employed person:
    • Age: The age of the applicant should be between 21 to 65 years. 
    • Income: The average income of the applicant should be Rs. 3,000,00 annually. 
  • A long relationship with the bank will help you to get this card. 
  • An excellent credit score (above 770) is needed to apply for this card. 

If you can fulfill the above-stated eligibility criteria, you can apply for this card via the online application portal or from your nearby RBL branch

Once your application is submitted successfully, you can track your rbl bank shoprite credit card application status from the rbl bank credit card tracking page. 

Required Documents To Apply For RBl Shoprite Credit Card:

  • Photocopy of Address proof (any 1)
    • Last 6 months bank account Statement
    • Aadhar Card
    • Driving License
    • Passport
    • Utility bills
  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Two recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Salary Slip of last 3 months
      • ITR (Income Tax Return)
    • Self-employed person
      • Income tax return of the last year
      • Proof of business

RBL Credit Card Fees:

  • Shoprite credit card joining fee: Rs. 500 + GST
  • Shoprite credit card annual fee: Rs. 500 + GST

RBL Shoprite Credit Card Benefits:

  • A mind-blowing welcome gift:

With the issuance of the card, you will get 2,000 reward points as a welcome gift. The bonus rbl card reward points will be credited to your account with the realization of the first year’s joining fee.

  • Reward points on every transaction:

You will be rewarded for every transaction you make using this card. The rbl credit card reward scheme is illustrated in the table below. 

Category of transaction.  rbl credit card reward points
For every Rs. 100 transaction you make using this card.  1 reward point. 
For every Rs. 100 transaction made on groceries.  20 reward points (max 1000 rbl credit card rewards points in a month).  
For every Rs. 100 transaction made at fuel stations.  10 reward points (max 1000 points in a month). 

The rbl points redemption process is very simple. You can use the points for travel booking, mobile recharge, credit card bill payment, or to get a product from the rbl credit card rewards catalog

  • Movie benefits:

This rbl movie card offers up to a 10% discount on movie tickets booked through BookMyShow. You can get this offer up to 15 times per year. Just select the RBL 10% discount offer on BookMyShow to get this offer. You can check your available balance from the rbl mycard mobile app.

  • Annual fee waiver:

On spending Rs. 1 lakh within a year, you can get a complete waiver on your next year’s annual fee. So if you want to turn your card into an rbl bank lifetime free credit card then you just have to keep spending Rs. 1 lakh per year. You can check your rbl bank shoprite credit card status using the rbl mycard mobile app.

  • Zero surcharges on fuel purchase:

This card offers a complete waiver on fuel surcharges. This rbl credit card offer is applicable at any fuel station in India, and only on transactions between Rs. 500 to Rs. 4,000. You can earn a maximum of Rs. 100 waiver in a credit cycle. 

  • Convenient rbl bank credit card bill payment options:

You can pay your credit card bill online via RBL net banking account or by using a credit card payment app. But if you don’t have access to online rbl bank credit card bill payment then you can pay your monthly bill via cheque, NEFT, or from your nearby ATM. You can find the rbl bank credit card ifsc code here

  • Contactless payment facility:

This rbl movie credit card is equipped with an advanced contactless payment facility. This feature allows you to make payments just by waving your card over any POS machine that accepts contactless payments. 

Due to security reasons, the contactless payment option is limited to Rs. 5000 per transaction. You can also control the contactless payment option using the RBL net banking account

RBL Bank Shoprite Credit Card Charges:

Particulars Payable amount
RBL credit card cash withdrawal charges 2.5% against the withdrawn amount (min Rs. 300) Check your rbl bank credit card limit before making a withdrawal.
Finance Charges The rbl credit card interest rate can go up to 3.99% monthly or 47.88% annually. 
Foreign currency conversion charge 3.5% against the transaction amount. 
RBL add on card fee Free for a lifetime. 

RBL Bajaj Credit Card Customer Care Contact Details:

  • Call the rbl bank credit card customer care number: 022-6232-7777 or 022-7119-0900 (Super Card)
  • Write to the rbl credit card customer care mail id: [email protected] 

100xGain Ratings:

7/10

Final Opinion:

If you are looking for a low-cost credit card that can offer you reward points on every transaction, then the RBL Bank ShopRite Credit Card will be a good choice for you. Using this card you can also earn rewards from fuel purchases. You will also get cash backs on movie tickets, zero surcharges on fuel purchase, annual fee waivers, etc. In fact, this card has enough features and benefits to justify the Rs. 500 annual fee. 

But if you are not satisfied with the benefits offered by this card then you should take a look at the 100xGain top 10 credit card page. Hopefully, it will help you to find your choice. 

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