RBL Shoprite Credit Card Review

The rbl shoprite credit card is a low-cost credit card designed to offer you benefits in the shopping and entertainment categories. This rbl credit card offers reward points in the form of benefits. You will get reward points on groceries, shopping bill payments, and even on fuel purchases. Apart from that, it offers discounts on movie tickets and zero surcharges on fuel purchases.

The annual fee of the card is Rs. 500 and the monthly interest rate can go up to Rs. 3.99%. More about the rbl credit card benefits are discussed below. 

What are the rbl shoprite credit card eligibility criteria?

• Resident Type: Indian
• RBL credit card eligibility criteria for salaried person:
  • Age: The age of the applicant should be between 21 to 60 years. 
  • Income: The average income of the applicant should be Rs. 3,000,00 annually. 
• RBL bank credit card eligibility criteria for self-employed person:
  • Age: The age of the applicant should be between 21 to 65 years. 
  • Income: The average income of the applicant should be Rs. 3,000,00 annually. 
• An excellent credit score (above 770) is needed to apply for this shoprite credit card. 

Once your application is submitted successfully, you can track your rbl bank shoprite credit card application status from the rbl bank credit card tracking page. 

Required Documents to apply for RBl shoprite credit card:

• Photocopy of Address proof (any 1)
  • Last 6 months bank account Statement
  • Aadhar Card
  • Driving License
  • Passport
  • Utility bills
• Photocopy of ID Proof (any 1)
  • Aadhar card
  • Voter Card
  • Passport
  • PAN Card
• Two recent passport-sized photographs
• Proof of income statement:
  • Salaried Person (any 1)
    • Salary Slip of last 3 months
    • ITR (Income Tax Return)
  • Self-employed person
    • Income tax return of the last year
    • Proof of business

What are the rbl bank shoprite credit card fees?

• Shoprite credit card joining fee: Rs. 500 + GST
• RBL shoprite credit card annual fee: Rs. 500 + GST

What are the rbl shoprite credit card benefits?

• Get started with a huge joining bonus:

With the issuance of the rbl credit card, you will get 2,000 reward points as a welcome gift. The bonus rbl card reward points will be credited to your account with the realization of the first year’s joining fee.

• Make every transaction rewarding:

You will be rewarded for every transaction you make using this card. The rbl credit card reward scheme is illustrated in the table below. 

Category of transaction	RBL credit card reward points
For every Rs.100 transactions, you make using this card	1 reward point
For every Rs.100 transactions made on groceries	20 reward points (max 1000 rbl credit card rewards points in a month)
For every Rs.100 transactions made at fuel stations	10 rbl rewards (max 1000 points in a month)

The rbl points redemption process is very simple. You can use the points for travel booking, mobile recharge, credit card bill payment, or to get a product from the rbl credit card rewards catalogue. 

• Make your evenings entertaining:

If you use this rbl movie card to book movie tickets from BookMyShow, you will get a 10% discount on the booking value. You can get this offer 15 times a year.

• Make your card fee for a lifetime:

On spending Rs. 1 lakh within a year, you can get a complete waiver on your next year’s rbl credit card annual fee. So if you want to turn your card into an rbl bank lifetime free credit card then you just have to keep spending Rs. 1 lakh per year. You can check your rbl bank shoprite credit card status using the rbl mycard mobile app.

• Enjoy freedom from fuel surcharges:

Using this rbl shoprite card, you can earn up to Rs.100 monthly waiver on fuel surcharges. This rbl credit card offer is applicable on transactions between Rs.500 to Rs.4,000. 

• Instant rbl bank credit card bill payment options:

You can make your rbl credit card payment online via your RBL net banking account or by using a credit card payment app like Google pay, Cred, Paytm, etc. 

But if you don’t have access to online rbl bank credit card bill payment then you can pay your monthly bill via cheque, NEFT, or from your nearby ATM. You can find the rbl bank credit card ifsc code here. 

• Convenience of the contactless payment facility:

This rbl movie credit card is equipped with an advanced contactless payment facility. This feature allows you to make payments just by placing your card over any contactless-enabled POS machine. You can control the contactless payment option from your rbl bank my card app.

What are the rbl bank shoprite credit card charges?

Particulars	Payable amount
RBL credit card cash withdrawal charges	2.5% against the withdrawn amount (min Rs. 300) Check your rbl bank credit card limit before making a withdrawal
Finance Charges.	The rbl credit card interest rate can go up to 3.99% monthly or 47.88% annually
RBL credit card international transaction charge	3.5% against the transaction amount
RBL add-on card fee	Free for a lifetime

How to contact the rbl bajaj credit card customer care department?

• Call the rbl bank credit card customer care number: 022-6232-7777 or 022-7119-0900 (Super Card)
• Write to the rbl credit card customer care mail id: cardservices@rblbank.com 

100xGain Ratings: 

7/10

Pros and cons of the RBL shoprite credit card:

Pros	Cons
The rbl shoprite card offers an exclusive discount on movie tickets booked from BookMyShow. The rate of earning rbl reward points is quite impressive. You can also earn a handsome waiver on fuel surcharges.	There are no dining benefits available on this rbl shoprite card. You will not get any travel booking benefits from this rbl bank shoprite credit card.

Final Opinion:

If you are looking for a low-cost credit card that can offer you reward points on every transaction, then the shoprite rbl credit card will be a good choice for you. Using this card you can also earn rewards from fuel purchases. You will also get cash backs on movie tickets, zero surcharges on fuel purchases, annual fee waivers, etc. In fact, this rbl shoprite card has enough features and benefits to justify the Rs. 500 rbl bank shoprite credit card annual fee. 

But if you are not satisfied with the benefits offered by this rbl bank credit card then you should take a look at the 100xGain top credit card page. You can also compare the alternative card options given below.

Alternative cards of the shoprite credit card: 

1. Standard chartered super value titanium credit card (Best for cashback and fuel benefits) 
2. Tata platinum card (Best for offering lounge access and value back points)
3. Yes bank premia credit card (Best for lounge access and golf benefits)

Now if you want to know Which credit card is best in RBL Bank? then feel free to visit our RBL credit card page and compare the available cards.