RBL Bank Titanium Delight Credit Card Review

There are so many credit cards available for the customers of the RBL Bank for their uses. And the rbl bank titanium delight credit card is one of them. This card is specially designed for those people who are fond of movies and like to shop outside. When they use the card for their needs they will get Cash-Back or gift vouchers. 

The key feature of this rbl titanium delight card is that the annual fee of the card is only 750 rupees and you can be waived off the fees by your spending. After spending this small amount you can get a huge benefit with this card such as welcome gift, reward points, free movie tickets, value back, fuel surcharge waiver, etc. Let’s discuss the rbl bank titanium delight credit card features and benefits in detail.

Titanium Delight RBL Credit Card Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Above Rs. 25,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Above Rs. 25,000 monthly.
  • A good CIBIL Score (750 or more) will increase the chances of getting a higher rbl titanium delight credit card credit limit.
  • Good relation with the bank.

Required Documents For RBL Bank Titanium Delight Credit Card:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR (Income Tax Return)
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report.

RBL Titanium Credit Card Fee:

  • Joining Fee: Rs. 750 + GST
  • RBL titanium delight credit card annual feesRs. 750 + GST 

RBL Bank Titanium Delight Credit Card Benefits

  • Welcome benefit:

If you use your rbl titanium delight card in between 2 months of the issuance of the card you will get 3000 reward points worth Rs. 750 as a welcome gift. You will be able to earn 1000 reward points if you spend a minimum of Rs. 10000 from this card in between 2 months of the issuance of the card.

  • Value back benefit:

There are so many value-back offers available with this card if you use it on Wednesday. You will get a 5% value back on every spending on the grocery. And you will get a 10% value back if you order pizza from Dominoes and Pizza Hut.

  • Reward benefit:

This rbl titanium delight credit card offers reward points for almost every transaction you make using this card, The details are given in the table below. 

Total spend 

Benefit

For each Rs. 100 spend on travel, dining, groceries, etc

1 reward point.

On performing your first credit card transaction within 30 days of card activation

2000 reward points.

On an annual spend of Rs. 1.2 lakh or more

4000 bonus reward points.

These reward points are redeemable and you can withdraw these reward points for hotel booking, ticket bookings of flight, purchasing electronics products from the rbl titanium delight credit card reward points redemption catalog. 

  • Movie benefit:

If you book a movie ticket from bookmyshow.com in mid-week you will get 2 free tickets. This rbl titanium delight credit card movie offer is applicable on BookMyShow and you can get the tickets on Wednesdays.

  • Fuel surcharge waiver:

You will get extra benefits of a waiver of fuel surcharge every month. It will depend on your spending. You have to transact between Rs.500 to Rs.4000 to claim this offer. You can avail of this rbl titanium delight credit card offer from any petrol pump in India.

  • Lost card liability:

If you lost your titanium delight credit card you have to report to customer care to avail of this offer. Bank will provide you a lost card liability protection if any transaction occurred after the loss of the card. The Bank will immediately block the card.

  • Opportunity to make your card lifetime free:

On spending Rs.1 lakh or more within the first year of card activation, you will get a complete waiver on the 2nd year’s rbl titanium delight credit card annual fee . So if you want to make your rbl titanium delight credit card lifetime free then you just have to keep spending Rs. 1 lakh per year. 

You can check your rbl bank titanium delight credit card status from the ratnakar bank credit card online net banking account or by using the RBL credit card mobile app

  • Add-on facility:

On this titanium delight credit card rbl bank provides the add-on card facility for your family members (spouse, children, parents, siblings). The add-on cardholders should be 18 years old to use this card. They will get the same benefits as the primary card. The statement of the rbl lifetime free credit card add-on cards will include in the primary card’s statements.

  • Security:

There is an EMV chip inside the rbl titanium credit card which made the card more secure. This will provide security in your all transaction.

  • Easy application process:

If you want to apply for the rbl titanium delight master credit card you have to visit the ratnakar bank online application portal. At first, you have to submit the application form with the documents.

After that, you will get a phone call from the RBL Bank agent. He will discuss the date and time for the collection of the documents. Once the application process is complete, you can track your rbl titanium delight credit card application status using the application id. You can apply for a credit card to your nearest RBL branch

  • Convenient rbl bank online credit card payment options:

There are many convenient options available to pay your titanium delight rbl credit card bill online, using your net banking, or any credit card payment app. But if you don’t have access to the online options, then you can pay rbl credit card bill offline via NEFT, Cheque, or from your nearby RBL branch. You can find the rbl credit card ifsc code here

RBL Titanium Delight Credit Card Charges:

Particulars

Payable amount

Rbl titanium delight credit card cash withdrawal charges

2.5% against the amount, min Rs. 500 (Check the available credit limit of rbl bank titanium delight card before making a withdrawal)

Finance Charge

The rbl credit card interest rate is 3.99% monthly.

Foreign currency transaction

3.5% against the transaction amount.

Rbl titanium delight credit card add-on card fee

Free for a lifetime. 

RBL Bank Titanium Delight Credit Card Customer Service Contact Details:

  • Call the rbl bank credit card customer care numbers: 022-6232-7777 or 022-7119-0900 (Super Card)
  • Write to the rbl bank credit card email id: cardservices@rblbank.com

100xGain Ratings:

7/10

Final Opinion:

If you are searching for a credit card for your online shopping and movie tickets you can choose the RBL Bank Titanium Delight credit card. The world-class facilities of this rbl delight credit card will help you to make a lot of savings in form of reward points and value back.

But there is a rumor that RBL Is no longer taking applications for this card, and they have introduced RBL Bank Monthly Treats Credit Card as a replacement. So you can apply for this monthly treats card or you can take a look at the alternative card options given below. 

Alternative Cards: 

  1. Citi First citizen Credit Card. (Best for reward points and travel benefits)
  2. Indusind Bank Intermiles Voyage Credit card. (Best for reward points and lounge access) 
  3. RBL Travel & Entertainment Credit Card. (Best for reward points and fuel surcharge waivers) 
  4. IRCTC SBI Premier Card. (Best for value backs and railway lounge access)

Leave a Reply

Share via
Copy link
Powered by Social Snap
%d bloggers like this: