The rbl bank titanium delight credit card is quite popular among Indians looking for a low cost credit card for their daily usage. The awesome benefits of the delight card include assured rewards with every transaction, attractive deals on movie tickets, handsome monthly waivers on fuel surcharges, and lots more, A detailed description of the benefits of rbl titanium delight credit card are discussed below.
Titanium delight rbl credit card eligibility criteria:
- Resident Type: Indian.
- RBL bank credit card eligibility criteria for salaried person:
- Age: 21 to 60 yrs.
- Income: Above Rs.25,000 monthly.
- RBL bank credit card eligibility criteria for self-employed person:
- Age: 21 to 65 yrs.
- Income: The annual income tax return should be greater than Rs.3 lakh.
- A CIBIL Score of 700+ will increase the chances of getting a higher rbl titanium delight credit card credit limit.
What documents are required to apply for the rbl delight credit card?
- Photocopy of ID Proof (any 1)
- Aadhar card
- Voter Card
- Passport
- PAN Card
- Photocopy of Address proof (any 1)
- Aadhar Card
- Driving License
- Passport
- Utility bill
- One recent passport-sized photograph
- Proof of income statement:
- Salaried Person (any 1)
- Latest salary slip, (3 months)
- ITR (Income Tax Return)
- Self-employed person
- Latest Income tax return.
- Proof of business
- Recently audited financial report.
- Salaried Person (any 1)
What are the titanium delight rbl credit card fees?
- RBL titanium delight credit card joining fee: Rs.750 + GST
- RBL titanium delight credit card annual fees: Rs.750 + GST
What are the rbl bank titanium delight credit card benefits?
-
Get started with a huge joining bonus:
On making a successful transaction using your rbl titanium delight card within the first 30 days of activation, you will get 4000 bonus rbl bank credit card rewards as a welcome gift.
-
Make your transactions more rewarding:
For every Rs.100 spent on groceries, dining, travel, or utilities, this rbl titanium delight credit card offers 1 RBL reward point. Click here for the rbl titanium delight credit card reward points redemption options.
-
Attractive rbl titanium delight credit card movie offers:
If you use this rbl card to book a movie ticket from BookMyShow on a Wednesday, you will get another ticket completely free (max value of the free ticket, Rs.200). This rbl titanium delight credit card offer is available once an rbl bank statement cycle.
-
Enjoy attractive value backs on Wednesdays:
The rbl titanium credit card value back points are offered like this.
|
Category of transaction |
Value back |
|
Groceries |
2.5% value back (i.e. 10 rbl rewards/Rs.100 spent) |
|
Dominos or Pizza Hut |
5% value back(i.e. 20 rbl rewards/Rs.100 spent) |
These titanium card offers are only available on Wednesdays.
-
Get freedom from fuel surcharges:
This rbl credit card offers up to Rs.100 monthly waivers on fuel surcharges across all fuel stations in India. The transaction amount should be between Rs.500 to Rs.4,000.
-
Complimentary lost card liability coverage:
This titanium delight credit card comes with complimentary lost card liability coverage. So, if your card ever gets lost or stolen, then you just have to report it by calling the rbl bank credit card helpline number and you will no longer be liable for anything wrong that may happen to your card.
-
Make your rbl titanium delight credit card lifetime free:
On spending Rs.1 lakh or more with your rbl titanium credit card within a year, you will get a complete waiver on the 2nd year’s rbl titanium delight credit card annual fee. You can keep track of your rbl bank titanium delight credit card status from your rbl credit card app.
-
Instant rbl bank online credit card payment options:
You can make your titanium delight rbl card payment online via net banking or by using any credit card bill payment app like Cred, Paytm, PhonePe, Google Pe, etc.
-
Advanced security arrangements:
This rbl titanium credit card is equipped with an advanced EMV chip, these chips use a robust encryption method to store your credit card details, making your card extremely resistant to credit card cloning.
What are the rbl titanium delight credit card charges:
|
Particulars |
Payable amount |
|
RBL titanium delight credit card cash withdrawal charges |
2.5% against the amount, min Rs. 500 (Check the available rbl titanium delight credit card limit before making a withdrawal) |
|
RBL titanium delight card finance charge |
The rbl credit card interest rate is 3.99% monthly(applicable if you don’t pay rbl credit card bill on time) |
|
RBL credit card international transaction charges |
3.5% against the transaction amount. |
|
RBL titanium delight credit card add-on card fee |
Free for a lifetime. |
How to contact the rbl credit card customer service department?
- Call the rbl bank credit card customer care numbers: 022-6232-7777 or 022-7119-0900 (Super Card)
- Write to the rbl bank credit card email id: cardservices@rblbank.com
100xGain Ratings:
6.5/10
Pros and cons of the rbl titanium delight master credit card:
|
Pros |
Cons |
|
|
Final Opinion:
If you are searching for a credit card for your online shopping and movie tickets then you will find the rbl titanium delight card quite helpful. The world-class facilities of this rbl delight credit card will help you to make a lot of savings in form of reward points.
But RBL Bank is no longer accepting new applications for this card and they have introduced the new rbl bank monthly treats credit card as a replacement. So you can apply for the monthly treats credit card or you can visit our best shopping credit cards page to find out the best alternative.
Alternative cards of the rbl bank titanium delight credit card:
- Citi First citizen Credit Card. (Best for reward points and travel benefits)
- RBL Travel & Entertainment Credit Card. (Best for reward points and fuel surcharge waivers)
- IRCTC SBI Premier Card. (Best for value backs and railway lounge access)