RBL CA Super Credit Card Review

The RBL CA Super card is a very unique credit card in the RBL super card line-up. This is a specially designed credit card for chartered accountants. It offers some exclusive lifestyle benefits like free movie tickets or benefits on dining that will help you to exhale your stress and also to increase your productivity. This RBL super card also packs some attractive features like instant loan facility, discount on fuel surcharges, lost card liability coverage, etc. Now let’s talk about the rbl super card benefits in detail.

Bajaj Finserv CA RBL Credit Card Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Above Rs. 25,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Above Rs. 25,000 monthly. 
  • Good CIBIL Score (750 or more).
  • This card is specially designed for the CA. 

You can apply for this card from the RBL card online application process, once your rbl bank credit card application is submitted successfully, you can use your application number to track the status of your application from the rbl credit card application tracking portal.

Documents Required To Apply For RBL Bajaj Finserv Credit Card:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR (Income Tax Return)
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report.

Bajaj Finserv CA RBL Bank Super Card Fees:

  • Rbl bank supercard joining fee: Rs. 999 + GST
  • Rbl super card annual fee: Rs. 999 + GST

As per the new RBI guidelines, all new rbl bank credit cards are delivered in an inactive state. And to start using the card you need to activate it manually by generating a new credit card PIN. You can get some help on the rbl credit card activation process from the 100xGain faq page

Bajaj Finserv CA RBL Credit Card Benefits:

  • Reward points on every transaction:

This card offers 1 reward point for each Rs. 100 spent with this card. You will get 2X rbl reward points for the same online transaction. You can use your earned rbl rewards for mobile recharge, travel booking, bill payment by converting them into cash or to get a product from the rbl rewards points catalog.

  • Free access to the airport lounge:

This RBL ca credit card offers 4 free accesses to most of the premium lounges in India. You will get a maximum of 1 free access per quarter.

  • Free movie tickets to make your evenings more delightful:

If you book a movie ticket from BookMyShow you will get another movie ticket (up to Rs. 200) completely free. This rbl credit card offer is applicable only on BookMyShow. You can get this offer once in an rbl bank credit card statement cycle.  

  • Premium dining experience:

This rbl credit card offers 10 reward points for every Rs. 100 spent on dining. That means your evenings will be more delightful than ever.

  • Freedom from fuel surcharge:

With this RBL ca card, you will get Rs. 100 waiver on fuel surcharges, this offer is applicable at most of the fuel stations in India. You can earn a maximum waiver of Rs. 100 per rbl credit card statement cycle.

  • Lost card liability coverage:

This RBL bajaj finserv card offers zero liability against lost cards. It covers you against frauds or unauthorized transactions that happen before reporting the loss. You can also temporarily block your rbl bank account using your rbl credit card online banking account.

  • Earn extra benefits from milestone spending:

If you can spend Rs. 4 lakh with your card within a year then you will get a gift voucher of Rs. 1000, after that, you will get an Rs. 1000 gift vouchers for each Rs. 1,00,000 spent. If you can spend Rs. 1,00,000 with your card within a year, you can get a complete waiver on your next year’s rbl credit card annual fee.

  • Lifetime free add-on cards for your loved ones:

You can gift your near and dear ones with rbl credit card lifetime free add-on cards so that they can have financial freedom as well as the benefits of having a credit card.

  • A very useful rbl balance transfer facility:

Using the rbl credit card balance transfer feature, you can transfer the balance of your other cards to this card to get a lower interest rate. 

  • Get an instant loan against your credit limit:

This card allows you to get a loan against your credit card almost instantly. You can pay it back with monthly EMIs. Min loan amount – Rs.  500, Processing fee 2.5%.

  • Customizable spend limit to help you to set a budget:

With the help of the rbl my card app, you can set a spending limit for yourself. It helps to set a monthly budget.  

  • Split high-value transactions into easy EMI:

With this card, you can convert your payments (over Rs. 3000) into EMI. This feature is very helpful for frequent shoppers. You can calculate the applicable rbl credit card emi interest rate and the monthly installments from the rbl credit card emi calculator .

  • Get complete control using the Rbl mycard app:

RBL gives you total control over your account, with the help of the RBL mobile app or your rbl credit card net banking account, you can do a lot of things like paying your bills, checking your rbl bank statement, monitoring your activity, paying your installments, etc. 

  • A card that is accepted anywhere in the world:

This bajaj finserv rbl bank super card is globally accepted, you can use this card at any outlet or e-commerce site where the MasterCard Credit Cards are accepted. 

  • Convenient rbl credit card payment options:

RBL bank offers a very convenient rbl credit card bill payment method for its customers. You can pay your credit card bill online via your rbl credit card internet banking account or using any credit card payment app. But if you don’t have access to the above-stated rbl bank credit card payment options then you can pay your credit card bill via NEFT, cheque, or from your nearby ATM.

  • Security of the advanced EMV chip:

This RBL bajaj finserv super card comes with a built-in EMV Chip. It adds more security and convenience to your transactions.

Bajaj Finserv RBL Credit Card Charges:

Particulars

Payable amount 

Rbl credit card cash withdrawal charges

2.5% against the amount, Min Rs. 500 (Check your available rbl credit card limit before making a withdrawal)

Finance Charge

The rbl bank credit card interest rate can go up to 3.99% monthly (Applicable if the outstanding dues are not cleared within the RBL credit card payment due date )

Rbl bajaj credit card currency conversion charge

3.5% against the transaction amount

Rbl add on card fee

None. 

RBL Bank Supercard Customer Care Contact Details:

  • Call the rbi customer care number: 022-7119-0900 (Super Card Customers) or 022-6232-7777
  • Write to the rbl credit card complaint mail id: supercardservice@rblbank.com 

100xGain Ratings:

6/10

Final Opinion:

If you are a CA and if you want a credit card that can match your profession, then this bajaj rbl super card can be a good option for you. You will get 1 rbl credit card reward point for each Rs. 100 transactions, 4 free lounge accesses per year, movie benefit, dining benefit, fuel surcharge waiver, zero liability against the lost card, and an opportunity to earn some bonus reward points. So with an annual fee of Rs. 999, it is a good credit card to have in your wallet.

But if you are not a CA, and looking for a more premium credit card, then feel free to visit our top 10 credit card pages, you can also take a look at the alternative card options given below.

Alternative Cards: 

  1. HDFC regalia first credit card (Best for cashback and lounge access benefits)
  2. ICICI bank emeralde credit card (Best for lounge access and dining benefits)
  3. Indusind Bank Duo card (Best for lounge access and fuel surcharge waiver)
  4. Kotak Mahindra NRI Royale Signature Credit Card (Best for lounge access and fuel surcharge waiver)

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