RBL CA Super Credit Card Review

RBL Bank of India brings you some attractive offers and benefits with their RBL CA Super Card. The benefits offered by the card are – Big reward benefit, Movie and Fuel benefit, Lounge access, Milestone Benefit, Easy pin set up, EMI facility, Instant loan facility, Cash advance feature, Online Access, Easy payment Option, and lots more. Also, this card has advanced EMV chip security and worldwide acceptance. This card is one of the best cards offered by RBL.

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Above ₹25,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Above ₹25,000 monthly. 
  • Good CIBIL Score (750 or more).
  • This card is specially designed for the CA. 

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report. 

Fee:

  • Joining Fee: ₹999 + GST
  • Annual Fee: ₹999 + GST

Benefits:

  • Reward benefit:

This card offers 1 reward point for each ₹100 spent with this card. You will get 2X reward points for the same online transaction. 

  • Lounge access:

This card offers 4 free accesses to most of the premium lounges in India. You will get a maximum of 1 free access per quarter.

  • Movie benefit:

If you book a movie ticket from BookMyShow you will get another movie ticket (up to ₹200) completely free. This offer is applicable only on BookMyShow. You can get this offer once a month.  

  • Dining benefit:

This card offers 10 reward points for every ₹100 spends on dining. 

  • Fuel surcharge waiver:

With this card you will get a ₹100 waiver on fuel surcharges, this offer is applicable at most of the fuel stations in India. You can earn a maximum waiver of ₹100 per month. 

  • Lost card liability coverage:

This card offers zero liability against lost cards. It covers you against frauds or unauthorized transaction that happens before reporting the loss.

  • Milestone benefit:

If you can spend ₹4 lakh with your card within a year then you will get a gift voucher of ₹1000, after that, you will get a ₹1000 gift voucher for each ₹1,00,000 spend.

If you can spend ₹1,00,000 with your card within a year then the annual fee for the next year will be waived off.  

  • Add-on facility:

You can share the awesome features of your cards with your loved ones. Just add your loved ones, (min age – 18+) with your card and they can also the features of a credit card.

  • Balance transfer:

You can transfer the balance of your other cards to this card to get a lower interest rate. 

  • Instant Loan facility:

This card allows you to get a loan against your credit card almost instantly. You can pay it back with monthly EMIs. Min loan amount – ₹ 500, Processing fee – 2.5%.

  • Spend Limit:

With the help of the MyCard app, you can set a spending limit for yourself. It helps to set a monthly budget.  

  • EMI facility:

With this card, you can convert your payments over ₹3000 into EMI. This feature is very helpful for frequent shoppers. 

  • Online Control:

RBL gives you total control over your account, with the help of the MyCard app, you can do a lot of things like bill payment, Statement checking, monitoring your activity, EMI payment, Pin set up, etc. 

  • Global Acceptance:

This card is globally accepted, you can use this card at any outlet or e-commerce site where the MasterCard Credit Cards are accepted.  

  • EMV Chip Card:

This card comes with a built-in EMV Chip. It adds more security and convenience to your transactions.

Charges:

  • Cash Withdrawal Charge: 2.5% against the amount, Min ₹500. 
  • Finance Charge: 3.99% monthly. 
  • Foreign currency transaction: 3.5% against the transaction amount. 

Contact Details:

Call: 

  • 1800-121-9050 (Toll-Free)
  • +91-22-6232-7777
  • +91-22-7119-0900 (Super Card)

Mail:

100xGain Ratings:

6/10

Final Opinion:

If you are a CA and if you want a credit card that can match your profession, then this card can be a good option for you. You will get 1 reward point for each ₹100 transaction, 4 free lounge accesses per year, movie benefit, dining benefit, fuel surcharge waiver, zero liability against the lost card, and an opportunity to earn some bonus reward points. So with an annual fee of ₹999, it is a good credit card for earning benefits.

But if you want to earn benefits on shopping or golf access, then I would not recommend you this card. Instead of shopping benefits, you can go for Axis Bank Neo Credit Card, and If you want to earn benefits on golf then you can choose RBL IGU NHS Golf World Card.

Leave a Reply

Share via
Copy link
Powered by Social Snap