RBL CA Super Card Review

In the crowd of low-cost Mid-tier credit cards, the RBL CA super card stands out for its uniqueness. This is a specially designed credit card for chartered accountants. This card compliments your spending habit by offering assured rewards with every transaction. Apart from that, it offers a complimentary ICAI membership, free access to airport lounges, handsome monthly waivers on fuel surcharges, and lots more. More about the rbl super card benefits are discussed below. 

How does the rbl credit card eligibility work?

  • Resident Type: Indian. 
  • For salaried person:
    • RBL credit card age limit: 21 to 60 yrs. 
    • Income: Above Rs. 35,000 monthly. 
  • For self-employed person:
    • RBL credit card age limit: 21 to 65 yrs. 
    • Income: Above Rs. 45,000 monthly. 
  • A CIBIL score of 700+ or more is needed to apply for this rbl bajaj super card.
  • This is a specially designed credit card for ca

You can apply for this card from the rbl credit card online application portal. For assistance with the rbl bank credit card application process, you can visit our faq page.

What documents are required to apply for a bajaj finserv credit card?

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photograph
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR (Income Tax Return)
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report.

As per the new RBI guidelines, all new rbl bank credit cards are delivered in an inactive state. So, if you want to know about the rbl credit card activation process, then make sure to take a look at our faq page

What are the rbl bank super card fees?

  • RBL bank supercard joining fee: Rs. 999 + GST
  • RBL super card annual fee: Rs. 999 + GST

What are the rbl credit card benefits?

  • Make your transactions more rewarding:

With every transaction made using this RBL bank ca card, you can earn assured rewards. The details are mentioned below.

Category of transaction

rbl credit card points for every Rs.100 spent

Regular credit card transaction (excluding fuel)

1 rbl rewards point

Online expenses (excluding education, utilities, rent payment, and wallet top-ups)

2X rbl reward points

Dining expenses

10 rbl rewards

  • Add comfort to your travel:

This RBL ca credit card offers 4 free yearly accesses (up to 1 per quarter) to most of the premium lounges in India. 

  • Enjoy attractive rbl credit card bookmyshow offers:

If you use this rbl credit card to book a movie ticket from BookMyShow, you will get another one (up to Rs. 200) completely free. This rbl credit card offer is applicable only on BookMyShow.

  • Get freedom from rbl credit card fuel surcharges:

With this RBL ca card , you will get Rs.100 monthly waiver on fuel surcharges across all fuel stations in India. You can earn a maximum waiver of Rs. 100 per rbl credit card statement cycle.

  • Earn extra benefits from milestone spending:

Depending on your bajaj finserv super card usage, you can earn some extra benefits.

Credit card usage

Benefit

Rs.1,50,000 in a year 

Up to Rs.3000 waiver on your ICAI annual fee

Rs.4 lakh in a year 

Rs.1000 gift voucher 

Rs.1 lakh in a year

A complete waiver on your next year’s rbl credit card annual fee

  • Experience instant rbl credit card loan facility:

RBL bank offers you to get a loan against your credit limit almost instantly at a minimal interest rate of just 1.16% per month.

  • Instant rbl credit card payment options:

You can make your rbl credit card bill payment online from your net banking account or by using any credit card payment app like Cred, Paytm, PhonePe, Google Pe, etc.

  • Complimentary lost card liability coverage:

This RBL bajaj finserv card offers zero liability against lost or stolen cards. So, if your card ever gets lost or stolen, you just have to report it by calling the rbl credit card customer service number and you will no longer be liable for anything bad that may happen to your rbl bank account.

What are the rbl credit card charges?

Particulars

Payable amount 

RBL credit card cash withdrawal charges

2.5% against the amount, Min Rs. 500 (Check your available rbl credit card limit before making a withdrawal)

RBL super card finance charge

The rbl bank credit card interest rate can go up to 3.99% monthly (Applicable if the outstanding dues are not cleared within the RBL credit card payment due date )

RBL bajaj credit card currency conversion charge

3.5% against the transaction amount

RBL add-on card fee

None. 

How to contact the rbl bank supercard customer care department?

  • Call the rbi customer care number: 022-7119-0900 (rbl supercard customers) or 022-6232-7777
  • Write to the rbl credit card complaint mail id : supercardservice@rblbank.com 

100xGain Ratings:

6.5/10

Pros and cons of the RBL chartered accountant credit card:

Pros 

Cons

  • The rate of earning rbl super card reward points is quite impressive.
  • This rbl credit card offers free access to airport lounges.
  • You will get a complimentary ICAI membership with this rbl bajaj finserv card.
  • There are no travel booking benefits on this rbl super credit card.
  • This card is not good for shopping.

Final Opinion:

If you are a CA and if you want a credit card that can match your profession, then this bajaj rbl super card can be a good option for you. You will get assured rbl credit card reward points with every transaction, free access to airport lounges, complimentary ICAI membership, etc. which are more than enough at this cost. 

But if you are not a CA, and looking for more premium credit cards, then feel free to visit our best premium credit card page, it will help you in finding your choice.

Alternative cards: 

  1. HDFC Regalia First Credit Card (Best for cashback and lounge access benefits)
  2. ICICI Bank Emeralde Credit Card (Best for lounge access and dining benefits)
  3. Indusind Bank Duo card (Best for lounge access and fuel surcharge waiver)
  4. Kotak Mahindra NRI Royale Signature Credit Card (Best for lounge access and fuel surcharge waiver)

 

     

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