RBL Classic Platinum Card

RBL has brought a new world of features and benefits with their ‘RBL Classic Platinum Card’. This card comes with a number of features and benefits for their customers. The features of the card includes – Reward Facility, Easy redeeming options, Add on facility, Zero fraud liability, Easy online transaction, Online control, Worldwide Acceptance, Flexible credit limit, Active Alert facility, Anytime Cash Withdrawal etc. Also this card is protected with advanced EMV security. Also you can feel more secure with their 24X7 active customer service.

  • Eligibility criteria –
  • Nationality – Indian.
  • Age – 21 – 65 years.
  • Occupation – Both salaried and self-employed people can apply for this card.
  • Income – ₹ 25,000 monthly.
  • Good relation with the bank.
  • Good CIBIL Score. (750)
  • Zero due payment.
  • Documents Required –
  • Proof of Identity –
  • Job Card.
  • Voter Id.
  • Driving License
  • Aadhar Id.
  • Letter from UIDAI.
  • Proof of Address –
  • Passport.
  • Gas, Electricity or any utility bill. ( recent )
  • Ration card.
  • Document of property registration.
  • Proof of Income –
  • 3 month’s bank statement. (latest)
  • Recently submitted form 16.
  • Salary Slip (recent 3 months)
  • KYC-PAN.
  • Fees – 
  • Joining fee – The bank will let you know with the issuance of the card.
  • Annual fee – ₹ 4,000.
  • Add on fee – None for up to 5 cards.
  • Finance Charge – 3.5% Monthly.
  • Benefits – The benefits of ‘RBL Classic Platinum Card’ is described below –
  • Reward Programme – Now your every transaction will be rewarded. As with your ‘RBL Classic Platinum Card’ you can earn reward points with every transaction. You can get 2 reward points on every domestic spend of ₹ 100. Also you will get 4 reward points on each 100 international spends. You can also redeem your earned reward points very easily with multiple redemption options.
  • Easy redemption – You can redeem your earned reward points very easily with multiple redemption options. You can use your earned rewards for – Flight + Hotel Booking, Shopping, Mobile recharge, Buying Shopping Vouchers also you can use them to personalize your gifts.
  • Add on facility – Now you can share the awesome benefits of our card with your loved ones. You just have to add your loved ones Children, Parents, Siblings or any other family member of 18 years with your card and they can enjoy the awesome benefits of a credit card. This feature is free for up to 5 cards.
  • ▪        EMI facility – Now you don’t need to worry about bill amount, as with your ‘RBL Classic Platinum Card’ you have the facility to transform them into easy monthly EMIs. This feature is also helpful for high value purchases. Applicable charge – 3.5% monthly.
  • Flexible Purchase Limit – You can now control your monthly expenses more easily. Because RBL gives you the opportunity to set a monthly spend limit for yourself. You can also customize the spend limits of your Add on members.
  • Anytime cash withdrawal – Now you will never run out of cash, as with your ‘RBL Classic Platinum Card’ you can withdraw cash from any ATMs across the World. Applicable charge – 2.5% against the amount.
  • Online transaction facility – Now transacting money is very simple and secure. You can transfer money using your ‘RBL Classic Platinum Card’ easily. Also your transaction will be secured with end to end encryption. You will need an OTP every time for successful transaction.
  • Easy payment – Now you don’t need to worry about your bill payment. As with this feature your bills will be paid automatically within time. That means you don’t need to pay any late payment fees. You can also set a percentage of a bill that you want to pay with this feature.
  • Lost Card liability – Now you don’t need to worry about your lost or stolen card, as with RBL you are completely covered against such cases. Also if you can report within 24 hours then you may enjoy Zero liability. Again with the help of RBL 24X7 active customer service you can block your card within minutes. This feature also covers you against any kind of frauds. 
  • Charges –
  • Cash Advance – 2.5% against the amount.
  • Late payment Fee – 15% against the due amount.
  • Over limit charge – ₹ 600.
  • Foreign currency transaction – 3.5% against the due amount.
  • Other features –
  • Online Control – With RBL you can control your account more conveniently through online. With just a click you can – Monitor your transactions, Get a statement, Check for your credit limit, Transfer Balance, Get draft etc. that means all the control is now at your finger-tips. 
  • Worldwide Acceptance – Your ‘RBL Classic Platinum Card’ is designed for both domestic and international uses. This card can be used at any domestic or overseas outlet where the MasterCard logo is displayed.
  • Active Alert facility – You will feel more secure about your account. As with RBL you will get notification through SMS and E-Mail, regarding – Cash Transactions, Issuance of Statement, Money receipt, Due payments and lots more.
  • EMV Security – This card comes with a built in EMV Chip. This chip is specially designed for convenience and security. It adds an extra layer of protection to you transactions. Also with this card your transaction is secured with end to end encryptions. You will need an OTP every time for successful transaction. 
  • 24X7 Customer Service – With RBL you can enjoy a 24X7 active and always helpful customer service experience. With their experienced and responsible customer service, you can get any assistance any time. 
  • Customer care number –
  •  +91 22 6232 7777
  • +91 22 7119 0900
  • Mail – [email protected]
  • Final verdict –

The ‘RBL Classic Platinum Card’ comes with a big reward program where you can earn reward points with every transaction. Also, this card comes with a number of features and benefits that can make your life easy. So if you are eligible then you can go for this card. 

Categories RBL

Leave a Reply

Share via
Copy link
Powered by Social Snap