If you are looking for a low-cost credit card for your regular usage, then you would love the RBL cookies credit card. It is not just a credit card that has a very distinct look, it packs a real punch of usefulness and affordability. Offering huge discounts on online expenses, assured rbl bank rewards with every transaction, and handsome monthly waivers on fuel surcharges, this card brings so much value with it that is more than enough at this cost. More about the rbl bank credit card benefits are discussed below.
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How does the rbl bank credit card eligibility work?
- Resident Type: Indian.
- RBL bank credit card eligibility criteria for salaried person:
- Age: 21 to 60 yrs.
- Income: Above Rs. 25,000 monthly.
- RBL credit card eligibility criteria for self-employed person:
- Age: 21 to 65 yrs.
- Income: Above Rs. 35,000 monthly.
- A CIBIL score of 670+ is required to apply for this rbl cookies card.
What documents are required to apply for an rbl credit card application?
- Photocopy of ID Proof (any 1)
- Aadhar card
- Voter Card
- PAN Card
- Photocopy of Address proof (any 1)
- Aadhar Card
- Driving License
- Utility bill
- One recent passport-sized photograph
- Proof of income statement:
- Salaried Person (any 1)
- Latest salary slip, (3 months)
- ITR (Income Tax Return)
- Self-employed person
- Latest Income tax return.
- Proof of business
- Recent audited financial report.
- Salaried Person (any 1)
What are the rbl bank cookies credit card fees?
- RBL credit card joining fee: Will be communicated at the time of sourcing.
- RBL credit card annual fee: This card comes with a monthly membership fee of Rs.100
What are the rbl bank cookies credit card benefits?
Get started with a huge joining bonus:
As you activate your rbl bank credit card for the first time and perform your first successful transaction with it within the first 30 days, you will receive a gift voucher of Rs.1000 (you can take your pick from brands like Amazon, Myntra, Flipkart, Croma, Shoppers Stop, etc.)
Make your transactions more rewarding:
Your every transaction with this card earns you assured rbl reward points. The details are mentioned below.
Category of transaction
|RBL card reward points for every Rs.100 spent|
|Regular credit card transactions (excluding fuel)||1 rbl bank reward point|
|Online transactions||5 rbl bank credit card reward points|
You can use those points to get a product from the rbl credit card points redemption catalog.
Enjoy attractive deals in shopping and entertainment categories:
Get freedom from fuel surcharges:
This card rbl credit card offers Rs.150 monthly waiver on fuel surcharges across all fuel stations in India. The transaction amount should be between Rs.500 to Rs.4,000.
Get an opportunity to earn some extra:
The rbl bank card milestone rewards are offered as follows
Credit card usage
|Rs.2 lakh in a year||Rs.1,000 gift voucher (you can take your pick from brands like Amazon, Myntra, Flipkart, Croma, Shoppers Stop, etc.|
|Rs.5 lakh in a year||Rs.5,000 gift voucher (you can take your pick from brands like Amazon, Myntra, Flipkart, Croma, Shoppers Stop, etc.)|
|Rs.5,000 in a month||A full waiver on next month’s rbl membership fees|
Advanced security arrangements:
This rbl credit card offers the security of the advanced EMV Chip. The EMV chips use a very strong encryption method to store your very sensitive rbl credit card offers, making your card almost impossible to clone.
Instant rbl online credit card payment options:
What are the rbl credit card charges?
|RBL bank credit card cash withdrawal charges||2.5% minimum Rs. 500, applicable once per withdrawal (Check your available rbl credit card limit before making a withdrawal)|
|RBL bank card finance charge||The rbl bank credit card interest rate can go up to 3.99% monthly (applicable if you don’t pay rbl credit card bill on time)|
|RBL credit card foreign transaction fee||3.5% against the transaction amount|
|RBL add-on credit card fee||None|
How to contact the rbl credit card customer care department?
- Call the RBL credit card customer care number: 022-6232-7777 or 022-7119-0900 (Super Card)
- Write to the rbl bank credit card email id: firstname.lastname@example.org
Pros and cons of RBL Cookies Credit Card:
For regular usage, this card would be a solid choice, with assured rbl bank credit card rewards with every transaction, huge discounts on online expenses, and big monthly waivers on fuel surcharges, this card can offer you some handsome savings every month.
But, if you are not satisfied with the cookies credit card for benefits, or if you are looking for a more premium credit card then make sure to visit our best credit cards page. You can also compare the alternative options given below.
Alternative of RBL Cookies Credit Card:
- CITI Premiermiles Credit Card (Best for travel and shopping-related benefits)
- Icici Bank Titanium Credit Card (Best for dining and fuel surcharge waiver)
- IRCTC SBI Platinum Credit Card (Best for rewards and travel benefits)