RBL Corporate Purchase Credit Card Review

RBL Corporate Purchase Card is a corporate credit card from RBL Bank of India. It is a MasterCard credit card with a built-in EMV chip. This RBL corporate credit card is specially designed to reduce the hustle of payment so that you can run your company more smoothly. This card also comes with many other RBL credit card features and benefits like – E-Statement facility, Emergency card replacement, Lost card liability, Personal Relationship Manager, Interest-free period, Personalization option, EMV Chip security, Worldwide Acceptance, etc. More about the rbl bank credit card benefits are discussed below.

RBL Corporate Purchase Credit Card Eligibility Criteria:

** The bank has not cleared the eligibility criteria for this rbl corporate card, but with our experience, we can say that it should be like this**

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Above Rs. 25,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: ITR > 3.5 lakhs
  • Good CIBIL Score (750 or more).

You can apply for this card from the rbl credit card online application portal. Once your rbl credit card application form is submitted successfully, you can track the status of your rbl credit card application from the application tracking page.

RBL Corporate Purchase Credit Card Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR (Income Tax Return)
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report. 

As per the new RBI regulation for the Indian credit card issuers, all new rbl bank credit cards are delivered in an inactive state, but you can easily activate them by generating a new credit card PIN. You can get some help on the rbl credit card pin generation process from the 100xGain faq page

RBL Corporate Card Fee:

  • RBL corporate card joining fee: None. 
  • RBL corporate card annual fee: None. 

Corporate Purchase RBL Credit Card Benefits:

  • An advanced MIS facility to manage your business:

This rbl credit card offers you the facility of MIS or Management Information System. You will get regular reports from them. This card also offers up to 50 days of an interest-free period.

  • Smart E-Statement:

At the end of every rbl credit card billing cycle, you will get your rbl bank statement in your registered E-mail. This feature is smart and convenient than a regular postal system. You can also check your statement via the rbl corporate net banking account.

  • A dedicated relationship manager to take care of your problems:

This RBL corporate card offers you a dedicated relationship manager, you can get help from them to quicken the credit card settlement process

  • Option to personalize your card:

You can personalize the fourth line of your RBL corporate credit card. you can emboss it with your company’s name. 

  • Security of the advanced EMV chip:

This Corporate purchase rbl credit card comes with a built-in EMV Chip. It adds more security and convenience to your credit card transactions.

  • Lost card liability coverage:

This rbl bank credit card offers a lost card liability coverage of up to Rs. 2 lakh. To get the maximum benefit of the coverage you have to report the loss as soon as you notice it. You can inform the bank about the missing card by calling the rbl bank credit card helpline number given below. You can also temporarily block your card via rbl internet banking account. Click here to go to the rbl credit card online login portal. 

  • Convenient rbl card online payment options:

Now you don’t need to waste your precious time paying your credit card bill offline. You can do it within minutes via rbl bank cards online banking account or by using the rbl credit card app

  • Anywhere acceptance:

This card is globally accepted, you can use this card at any outlet or e-commerce site where the MasterCard Credit Cards are accepted.

 RBL Corporate Purchase Card Charges:

Particulars 

Payable amount

RBL credit card cash withdrawal charges

None (Check your available RBL bank credit card limit before making a withdrawal)

RBL corporate card finance charge

The RBL credit card interest rate can go up to 3.4% monthly

RBL bank credit card currency conversion charge 

3.5% against the transaction amount

RBL add on card fee

None.

RBL Corporate Purchase Credit Card Customer Care Contact Details:

  • Call the rbl credit card customer care number: 022-6232-7777 or 022-7119-0900 (Super Card)
  • Write to the rbl credit card complaint mail id: cardservices@rblbank.com 

100xGain Ratings:

6.5/10

Final Opinion:

If you run a small company or business, and you need a credit card to run it smoothly, then you can go for this card. You will get lost card liability coverage, MIs Facility, E-Statements, personal relationship manager, personalization option, etc. So if you are looking for a low-cost corporate credit card then you can go for it. The unique rbl credit card features will help you to run your business smoothly. 

But If you need a premium corporate credit card for your company then I would not recommend this card, instead, you can visit our top 10 corporate credit cards page. You can also take a look at the alternative card options given below.

Alternative Cards: 

  1. American Express Corporate platinum credit card (Best for lounge access)
  2. IndusInd Bank Business Gold Credit Card (Best for offering reward points)
  3. Kotak Mahindra Corporate Wealth Signature Credit Card (Best for lounge access and business management tools)
  4. YES Prosperity Rewards Plus Credit Card (Best for reward points and milestone benefit scheme)

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