RBL IGU NHS Golf World Card Review

RBL welcomes you to the world of golfing with their ‘RBL IGU NHS Golf World Card’ this card comes with a lot of benefits for golfers. The awesome benefits for this card include – Golf Reward, Extra Reward options, access to most of the premium golf courses, special benefits for golfers, and lots more. In fact, it is the best rbl credit card for golf lovers. This card is powered by MasterCard and the interest rate is 3.99% monthly. More benefits of rbl credit card are discussed below. 

RBL IGU NHS Golf World Card Eligibility Criteria:

  • Resident Type: Indian
  • For salaried person:
    • Age: 21 to 60 years.
    • Income: Rs. 2 lakh annually.
  • For self-employed person:
    • Age: 21 to 65 years. 
    • Income: Rs. 1.5 lakh annually. 
  • A good CIBIL score (above 760) is needed to get a higher credit limit on this RBL igu golf card. 

You can apply for this card from the RBL credit card online application page. Once your application is submitted successfully, you can track the status of your credit card application from the rbl credit card application tracking page.

Documents Required To Apply For RBL Golf Card:

  • Photocopy of Address proof (any 1)
    • Last 6 months bank account Statement
    • Aadhar Card
    • Driving License
    • Passport
    • Utility bills
  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Two recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Salary Slip of last 3 months
      • ITR (Income Tax Return)
    • Self-employed person
      • Income tax return of the last year
      • Proof of business

As per the new credit card rules, all new rbl cards are delivered in an inactive state, but you can activate them manually by generating a new pin for credit card. You can get some help with the RBL credit card pin generation process from the 100xGain FAQ page

RBL Golf Card Fees:

  • Golf world rbl credit card joining fee: None. 
  • Golf world rbl credit card annual fee: None. 

RBL IGU NHS Golf World Card Benefits:

  • Exclusive golf privilege:

With the issuance of the card, you will be automatically enrolled in the ‘National Handicap Service’. NHS subscription fee is Rs.  1000. But if you can spend Rs.  1 lakh within a year then your fee will be waived off. If you are above 65 then your fees will be Rs. 25,000 (yearly). The discount will be credited to your account as cash-back.

You can now win an Rs. 15,000 celebration bonus with your success. When you achieve A Hole-in-One, send the certificate to premiumcardservices@rblbank.com and you can win the Rs.  15,000 bonus.

  • Free access to most of the premium golf courses in India:

With this rbl lifetime free credit card, you will get access to most of the premium golf courses in India. You will enjoy 4 accesses and a golf lesson monthly. Also, you will get up to a 50% discount on green fees.

  • Reward points for every transaction:

With this rbl lifetime free credit card, you get reward points on each purchase. you will get 10 reward points on each Rs. 100 spent on some selected partner’s outlets. Also, you can earn 2 rbl points on other transactions. You can also redeem your reward points very easily.

You can use those rbl credit card points for either buying Golf Accessories, Designer Products, Electronics, or Golf Vouchers, or spending on Lifestyle Brands and Golf Holidays, you can also use the rbl points to get a product from the rbl rewards point catalog.

  • Benefits on golf accessories purchase:

With this card, you can get exclusive offers on Golf Accessories purchase at some selected partner outlets.

  • Free access to airport lounges:

Using this card, you can get free access to some of the most premium airport lounges in India.  This card also comes with a complimentary priority pass membership which gives you access to over 850 priority pass lounges across the globe. You will also get access to some premium lounge facilities like – refreshments, free internet, snacks, etc. 

  • A multilingual concierge service to assist you:

This card comes with a multilingual concierge service that can provide you with assistance like – hotel booking, table reservation at restaurants, gift delivery, golf booking, etc. Just dial +91 22 6232 7777 to book your concierge.

  • Lifetime free add on credit card for your family:

RBL allows you to share the benefits of your card with your loved ones, just add your family members (age – 18+) with your card, and they can also enjoy the awesome benefits of rbl credit card.

  • Convenient rbl online payment options:

You don’t need to stand in a long queue to make your monthly rbl bank payment. You can do it conveniently from your net banking account or by using any rbl payment app. 

  • Lost card liability coverage:

RBL gives you coverage of Rs. 2 lakh against lost or stolen cards. To enjoy the benefits of the coverage, you just have to report the loss within 4 days. You can report the loss by calling the RBL credit card customer care number.

  • Quick monthly budget control:

Using the RBL MyCard app, you can set a limit for credit card monthly usage for you and your add-on members.

  • Worldwide acceptance:

This card is designed for both Domestic and overseas uses. You can use your ‘RBL IGU NHS Golf World Card’ at any merchant outlet where the MasterCard logo is displayed.

  • Security of the advanced EMV chip:

This card uses a heavily encrypted EMV chip to store your data, This makes your card much more secure than ever. But fraudulent transactions can happen anytime, and if you notice something suspicious with your account you should immediately inform the RBL credit card office about it. You can also temporarily block your rbl credit card by using the rbl net banking credit card account. 

RBL IGU Golf Credit Card Charges:


Payable amount

Charges for withdrawing cash from a credit card

2.5% against the withdrawn amount (Check your cash limit in credit card before making a withdrawal)

RBL credit card finance charges

This is not a credit card with lower interest rate, the applicable interest rate is 3.99% monthly

International credit card transaction charge

3.5% against the transaction amount

RBL credit card add-on card fee


RBL Credit Card Helpline Contact Details:

    • Call the rbl bank credit card customer care number: 022-6232-7777 or 022-7119-0900 (Super Card)
    • Write to the rbl credit card complaints mail id: cardservices@rblbank.com 

100xGain Ratings: 


Final Opinion:

As said before it is a unique golf-centric credit card from RBL Bank. It offers all the necessary features and benefits that will help the golfers to pursue their game. It offers some premium benefits like free golf access, benefits on golf accessory purchases, free lounges access, etc. So if you are a golfer, then you should definitely go for this card. 

Otherwise, you can take a look at the 100xGain top 10 credit card pages, you can also take a look at the alternative card options given below. 

Alternative Cards: 

  1. Hdfc bank infinia credit card (Best for reward points and lounge access benefits)
  2. IndusInd nexxt credit card (Best for lounge access and movie benefits)
  3. Kotak league platinum credit card (Best for reward points and golf benefits)
  4. Yes bank premia credit card (Best for lounge access and golf benefits)

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