RBL Bank IGU NHS Golf World Credit Card Review

If you are a golf lover and are looking for a credit card that can compliment your passion with attractive deals and offers, then you would love the rbl igu nhs golf world card. The awesome benefits of the card include useful rewards with every transaction, free golf rounds, and lessons every year, big discounts on green fees, complimentary priority pass membership, and lots more. A detailed description of the benefits of rbl credit card is given below.

How does the rbl credit card eligibility work?

• Resident Type: Indian
• RBL bank credit card eligibility criteria for salaried person:
  • Age: 21 to 60 years.
  • Income: Rs. 2 lakh annually.
• RBL credit card eligibility criteria for self-employed person:
  • Age: 21 to 65 years. 
  • Income: Rs. 1.5 lakh annually. 
• A CIBIL score of 700+ is needed to apply for this RBL igu golf credit card. 

You can apply for this card from the RBL credit card online application page. If you need some assistance with the credit card application process, then you can get that from our faq page.

What documents are required to apply for an rbl credit card?

• Photocopy of Address proof (any 1)
  • Last 6 months bank account statement
  • Aadhar Card
  • Driving License
  • Passport
  • Utility bills
• Photocopy of ID Proof (any 1)
  • Aadhar card
  • Voter Card
  • Passport
  • PAN Card
• Two recent passport-sized photographs
• Proof of income statement:
  • Salaried Person (any 1)
    • Salary Slip of last 3 months
    • ITR (Income Tax Return)
  • Self-employed person
    • Income tax return of the last year
    • Proof of business

As per the new credit card rules, all new rbl cards are delivered in an inactive state, but you can activate them manually by generating a new pin for credit card. You can get some help with the RBL credit card pin generation process from our faq page.

What are the RBL IGU Golf credit card fees?

• RBL bank credit card joining fee: None. 
• RBL credit card annual fee: None. 

What are the rbl credit card benefits?

• Make your transactions more rewarding:

With every Rs.100 transaction made using this card, you can earn 2 rbl credit card points. You can use those rbl points to buy golf accessories or several other products listed in the rbl rewards point catalog.

• Add comfort to your travel:

This rbl bank card comes with a complimentary priority membership that offers you up to 2 free quarterly access at major domestic airport lounges.

• Exclusive privileges for golf lovers:

With the issuance of the rbl bank card, you will be automatically enrolled in the ‘National Handicap Service’. You can get the NHS subscription fee (Rs,1,000) waived off on spending Rs.1 lakh in an anniversary year. Also, as you hit a hole-in-one you will receive a surprise bonus worth Rs.15,000.

• Enjoy complimentary golf rounds:

This rbl credit card offers up to 4 complimentary access every year at most of the leading golf courses in India. You will also get 1 free golf lesson every rbl bank statement cycle.

• Instant rbl online payment options:

You are allowed to make your rbl bank payment online from your rbl net banking account or by using any credit card bill payment app like Cred, Paytm, PhonePe, Google Pe, etc.

• Complimentary lost card liability coverage:

This rbl credit card features a lost card liability coverage of Rs. 2 lakh. So, if your card ever gets lost or stolen, then you just have to report it by calling the RBL credit card customer care number care department, and you will no longer be liable for anything bad that may happen to your credit card account.

• Advanced security arrangements:

This rbl free credit card comes equipped with an advanced EMV chip, this chip with its next-gen encryption method makes your card extremely resistant to credit card cloning. But, if you notice something suspicious with your credit card account, then you can immediately block your card from your rbl credit card app.

What are the RBL IGU golf credit card charges?

Particulars	Payable amount
RBL credit card cash withdrawal charges	2.5% against the withdrawn amount (Check your cash limit on credit card before making a withdrawal)
RBL credit card finance charges	The rbl credit card interest rate can go up to 3.99% monthly (applicable if your rbl credit card bill is not paid in time)
International credit card transaction charge	3.5% against the transaction amount
RBL add-on credit card fee	None

How to contact the rbl credit card helpline department?

• Call the rbl bank credit card customer care number: 022-6232-7777 or 022-7119-0900 (Super Card)
• Write to the rbl credit card complaints mail id: cardservices@rblbank.com 

100xGain Ratings: 

7.5/10

Pros and cons of the RBL golf card:

Pros	Cons
This card comes with some awesome golf benefits. This rbl card offers free access to airport lounges. It is an rbl lifetime free credit card.	There are no dining or entertainment benefits on this rbl bank credit card.

Final Opinion:

As said before it is a unique golf-centric credit card from RBL Bank. It offers all the necessary features and benefits that will help the golfers to pursue their game. It offers some premium benefits like free golf access, benefits on golf accessory purchases, free lounges access, etc. So if you are a golf lover, then you should definitely go for this rbl bank card. 

But this card is not available anymore, since rbl bank has discontinued this card. Therefore, I will suggest you take a look at our best credit cards page, it will help you in finding your choice.

Alternative Cards: 

1. Hdfc Bank Infinia Credit Card (Best for reward points and lounge access benefits)
2. Indusind Nexxt Credit Card (Best for lounge access and movie benefits)
3. Kotak League Platinum Credit Card (Best for reward points and golf benefits)
4. Yes Bank Premia Credit Card (Best for lounge access and golf benefits)