RBL Insignia Preferred Banking World Card

‘RBL Insignia Preferred Banking World Card’ is a premium class MasterCard credit card from ‘RBL Bank’. This card is specially designed for those people who want luxury in their lives. This card comes with a number of premium features and benefits. With this card you can easily earn big reward points and cash-backs. Also you will get free access to priority pass programme. Also you can enjoy Golf game at most of the premium golf courses in India. The awesome features and the benefits of the card includes – reward programme, Lounge & golf facility, hotel and dining Offer, fuel surcharge waiver and lots more. In fact this card brings you most of the premium features and benefits at a very low cost. 

  • Eligibility criteria –
  • Nationality – Indian.
  • Age –
  • Occupation – Both salaried and Self-employed people can apply for this card.
  • Income – You can get this card against your FD or Term deposit amount.
  • ▪        The applicant should have to maintain ₹ 30 lakh relationship value. (Including FD, savings, Term Deposit, etc.)
  • Average balance should be ₹ 10 lakh (Monthly).
  • Good CIBIL Score.
  • Good relation with the bank.
  • Zero due payments.
  • Documents Required –
  • Proof of Identity –
  • Job Card.
  • Voter Id.
  • Driving License
  • Aadhar Id.
  • Letter from UIDAI.
  • Proof of Address –
  • Passport.
  • Gas, Electricity or any utility bill. ( recent )
  • Ration card.
  • Document of property registration.
  • Proof of Income –
  • 3 month’s bank statement. (latest)
  • Recently submitted form 16. (Only for Self-Employed)
  • Salary Slip (recent 3 months) (Only for Salaried)
  • KYC-PAN.
  • Fees – 
  • Joining fee – None.
  • Annual fee – None.
  • Add on fee – None.
  • Finance charge – 3.4% monthly.
  • Benefits – The awesome benefits of the card is described below –
  • Reward facility – With this card you can earn easy and big reward points with each of your transactions. With each ₹ 100 international spend you can earn 10 reward points. Also you can earn 5 reward points on each ₹ 100 transactions on other categories. You can also redeem your points very easily with multiple redeeming options.
  • Entertainment – With your ‘RBL Insignia Preferred Banking World card’ you can enjoy movies at premium theatres. As with this card you can enjoy up-to ₹ 500 flat discounts on movie tickets. This offer is applicable if the ticket is booked through BookMyShow. (Valid once in a month)
  • Hotel Booking – With this card you can enjoy Premium Hotel experience at most of the premium hotels. You can enjoy late check-out, Free WIFI, Room Up-gradation, Free Breakfast, and lots more. these offers are applicable at most of the premium hotels including – ‘Club Mahindra’, ‘Coconut Lagoon’, ‘Spice Village’, Brunton Boatyard’ etc.
  • Fuel Surcharge Waiver – With this card you can enjoy waived off on fuel surcharges at all petrol stations in India. Transaction amount – ₹ 500 – 4,000. You can get up to ₹ 250 waived off monthly.
  • Lounge Access – This card can really make your lifestyle more premium with all its facilities. With this card you can get 6 free access to any international lounges and 2 visits quarterly at domestic lounges. You will also enjoy free access to priority pass programme. This feature can make your travel more premium.
  • Golf facility – With your ‘RBL Insignia Preferred Banking World card’ you can enjoy premium golf games at most of the frontline golf courses. You can get a free golf round (Yearly), Monthly golf lesson (Once in a month), also you will enjoy 50% off on Green fees.
  • Concierge Service – This feature can really make your life much easier. With this feature you can get 24X7 assistance. They can help you to book hotel, to make reservations at Restaurants, car rental and lots more. You can also get Business related help from them.
  • Dining – With this card you can enjoy premium dining at most of the frontline restaurants including – ‘Sassy Spoon Mumbai’, ‘Pizza Express’, ‘House of Mandarin’ etc.           
  • Accor Plus Membership – With this card you can get free membership to ‘Accor Plus’ programme. To avail this offer you have to spend ₹ 8 lakh annually. The benefits of the membership includes – 1 night extra stay at hotels, discount on hotel room price, 50% discount on premium restaurants. The membership values more than ₹ 30,000 (Approx).
  • Interest free period – With your ‘RBL Insignia Preferred Banking World card’ you can enjoy up to 50 days of Interest free period.
  • Incredible Invites – With this card your lifestyle will be upgraded to a much premium state. You will get invitations to most of the premium events. ‘RBL Bank’ customer service team will also help you to ensue your preferred seat. 
  • Charges –
  • Cash Advance – 2.5% against the withdrawn amount.
  • Late payment Fee – 15% against the due amount (Minimum ₹ 50 / Maximum ₹ 1,250)
  • Foreign currency transaction – 3.50% against the transacted amount.
  • Other benefits –
  • Worldwide Acceptance – This card is designed for domestic and International uses. You can use your card at over 23 million stores. You can also withdraw money from any corner of the world.
  • 24X7 Customer Care – You can Experience a 24X7 active and premium customer service experience with ‘RBL Bank’ customer care. Yu can get any help from them. 
  • Relationship Manager – With this card you will get your own personalized ‘Relationship Manager’. You can get all your help from a single helpline number. 
  • EMV Facility – This card comes with a built-in EMV chip. This chip is very helpful for security and it can also make your transactions more safe and secure.
  • Customer care number –
  • +91 22 6232 7777
  • +91 22 7119 0900
  • Mail – [email protected]
  • Final verdict –

If you are looking for a premium credit card that can earn you big reward points and cash-backs, then this card is perfect for you. It comes with a number of features and benefits including – Reward program, Lounge Access, Golf Facility, Dining & Hotel Experience, etc. So if you are eligible then you must go for this card. 

Categories RBL

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