RBL Insignia Preferred Banking World Credit Card Review

RBL Insignia Preferred Banking World Card is a premium class MasterCard credit card from RBL Bank. This card is specially designed for those people who want luxury in their lives. This card comes with several premium features and benefits. With this card, you can easily earn big reward points and cash-backs. Also, you will get free access to the priority pass program and complimentary golf games at most of the premium golf courses in India.

 The awesome features and the benefits of the card includes – reward program, Lounge & golf facility, hotel and dining Offer, fuel surcharge waiver, and lots more. This card brings you most of the premium features and benefits at a very low cost. Now Let’s discuss the benefits of the card in detail.  

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Above ₹25,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Above ₹25,000 monthly.
  • Good CIBIL Score (750 or more).
  • It is an Invite-Only Credit card. 

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report. 


  • Joining Fee: None. 
  • Annual Fee: None. 


  • Reward benefit:

With this card, you can earn 5 reward points on each ₹ 100 transactions. This card also offers 10 reward points for the same on online transactions. 

  • Lounge access:

This card offers 6 free accesses to Priority pass lounges under the priority pass program. You will also get some free access to some of the selected domestic lounges. 

  • Movie benefit:

With this card, you will get some exclusive deals on movie tickets. Offer applicable on the tickets booked from BookMyShow.  

  • Hotel Booking:

With this card, you can enjoy the Premium Hotel experience at most of the premium hotels. You can enjoy late check-out, Free WIFI, Room Up-gradation, Free Breakfast, and lots more. 

These offers are applicable at most of the premium hotels including – ‘Club Mahindra’, ‘Coconut Lagoon’, ‘Spice Village’, Brunton Boatyard’ etc.

  • Dining:

With this card you can enjoy exclusive offers on dining at most of the frontline restaurants including – ‘Sassy Spoon Mumbai’, ‘Pizza Express’, ‘House of Mandarin’, etc.

  • Golf

This card offers access to some of the selected golf courses in India, you will get some free golf rounds and one golf lesson monthly. This card offers a 50% discount on green fees. 

  • Accor Plus Membership:

If you can spend ₹8 lakh within a year, then you will get a complementary Accor Plus Membership. It offers a 1-night extra stay at hotels, a discount on the hotel room price, a 50% discount on premium restaurants, etc. 

  • Incredible Invites:

This card will get invited to most of the premium events. RBL Bank’s customer service team will also help you to ensure your preferred seat.

  • Relationship Manager:

With this card, you will get your own personalized ‘Relationship Manager’. Also, you can get any help from a single helpline number.  

  •  Security:

This card comes with a built-in EMV Chip. It adds more security and convenience to your transactions.

  •  Global acceptance:

This card is globally accepted, you can use this card at any outlet or e-commerce site where the MasterCard Credit Cards are accepted.  


  • Cash Withdrawal Charge: 2.5% against the amount, min ₹500. 
  • Finance Charge: 3.99% monthly. 
  • Foreign currency transaction: 3.5% against the transaction amount. 

Contact Details:


  • 1800-121-9050 (Toll-Free)
  • +91-22-6232-7777
  • +91-22-7119-0900 (Super Card)


100xGain Ratings:


Final Opinion:

After analyzing the credit card it can be said that it is one of the most complete credit cards from RBL. It offers reward benefits, lounge access, movie benefit, the benefit on hotel booking, Dining, golf benefit, Accor Plus membership, etc. So if you are looking for a premium credit card then you must go for this card. 

But since it is an Invite-only credit card, you cannot apply for this card unless you got the invitation from the bank. In that case, you can go for IDFC Bank Wealth Credit Card, and if you want to spend more, then you can go for Axis Bank Select Credit Card.   

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