RBL MoCash Credit Card

‘RBL MoCash Credit Card’ is a MasterCard credit card from ‘RBL Bank of India’ this card is specially designed to give you more financial support. With this card you can get instant Loans on your needs. You can also pay the loan back with an easy monthly EMIs. Also this card comes with a number of other features and benefits like – Instant money transfer, interest only on uses, Fuel surcharge waiver, Shopping and Movie benefits, Easy reward points and a big welcome gift. You will also enjoy some other features like – Add on facility, EMI option, Annual fee waiver, EMV chip security and lots more.

  • Eligibility criteria –
  • Nationality – Indian.
  • Age – 21 – 65 years.
  • Occupation – Both salaried and self-employed people with a regular income can apply for this card.
  • Income – Min 25,000 monthly.
  • Good CIBIL Score.
  • Good relation with the bank.
  • Zero Due payments.
  • Documents Required –
  • Proof of Identity –
  • Job Card.
  • Voter Id.
  • Driving License
  • Aadhar Id.
  • Letter from UIDAI.
  • Proof of Address –
  • Passport.
  • Gas, Electricity or any utility bill. ( recent )
  • Ration card.
  • Document of property registration.
  • Proof of Income –
  • 3 month’s bank statement. (latest)
  • Recently submitted form 16.
  • Salary Slip (recent 3 months)
  • KYC-PAN.
  • Fees – 
  • Joining fee – ₹ 500.
  • Annual fee – ₹ 500. (Can be waived off if ₹ 1,00,000 is spent annually)
  • Add on fee – None.
  • Finance Charge – 3.5% Monthly.
  • Benefits – The benefits of this card is described below –
  • Reward Benefit – This card comes with a lot of benefits for its customers. With the activation with the card you will get 2000 reward points as welcome gift. To avail this offer you have to pay the joining fee in time. The points will be credited within 30 days of card activation.
  • Reward programme – You can earn big reward points with your every spends. You can get 1 reward point on each ₹ 100 spends. Also you can earn 2 reward points on each ₹ 100 spends made on online. The reward points are easily redeemable with multiple options.
  • MoCash – This feature is designed to give you more financial support. With this feature you can get instant loan. You just have to install MoCash app and you can get instant loan and transfer it to your bank account. Also you can pay your loan amount in easy monthly EMIs, charges apply.
  • Movie Benefits – With your ‘RBL MoCash Credit Card’ you can enjoy movies at most of the exclusive theatres. As with this card you will enjoy 10% discounts on movie tickets. This offer is applicable only on online ticket booking through ‘BookMyShow’.
  • Shopping benefits – Now RBL gives you the liberty to extend your shopping bills without worrying about your budget. As with your ‘RBL MoCash Credit Card’ you can get 1000 shopping voucher on each ₹ 1 lakh spend with this card. You can get this offer only 5 times a year.
  • Fuel surcharge waiver – Now you can earn from your travel. As with this card you can  get up to ₹ 100 off on fuel surcharges. This feature is applicable at most of the fuel stations in India. Transaction amount – ₹ 500 – ₹ 4000.      
  • Interest – With your ‘RBL MoCash Credit Card’ you will have to pay interest only for the money you have borrowed. If you have not taken any loan then you will have to pay no interest for it.
  • Instant Money Transfer – With this facility you can enjoy the facility of easy and fast money transfer, you can transfer money to your registered bank account almost instantly.
  • EMI payment – You don’t need to worry about your loan payment. As with MoCah app you can transfer your loan payments into easy EMIs. With the help of you can also transfer your any bill amounts into Easy EMI. So you don’t need to worry about your big bill amount.
  • Credit limit – You will find the MoCash app most helpful as with it you can know your credit limit within 3 minutes.
  • Add on facility – Now you can share the awesome benefits of your credit card with you loved ones. You just have to add your loved ones (children, parents, siblings or any family members of 18 years) with your card and they can also enjoy the benefits of a credit card.
  • Charges –
  • Cash Advance – 2.5% against the amount.
  • Late payment Fee – 15% against the due amount.
  • Foreign currency transaction – 3.5% against the transaction amount.
  • Other benefits –
  • Lost card liability – Now you don’t need to worry about your lost or stolen cards. With the help of RBL customer care you can block your card within no time. Also if you can report within 24 hours your liability will be limited to a certain amount.
  • Security – This card comes with a built-in EMV chip. It is a special chip designed to make easy and fast transactions. This card can also make your transactions more secure, also it makes your card usable at any machine.
  • Worldwide acceptance – This card is designed for both domestic and international uses, you can use your card at any shop or merchant outlets where the MasterCard logo is displayed.
  • 24X7 Customer Care – With RBL you can enjoy an active and really helpful customer care service experience. With their customer service you will get instant assistance in any emergency situations.  
  • Customer care number –
  • +91 22 6232 7777
  • +91 22 7119 0900
  • Mail – [email protected]
  • Final verdict –

If you are looking for a card that can provide you more financial support and a number of features and benefits, then this card is perfect for you. With MoCash feature, you can get an instant Loan and transfer option. Also, it has some other benefits including – shopping, movie, fuel surcharge waiver, reward program, and big welcome benefits, and lots more. So if you are eligible then you must go for this card as it gives you the best possible offer at this price point. 

Categories RBL

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