RBL MoneyTap Credit Card Review

The RBL BAk Money Tap credit card is one of the most unique credit cards offered by rbl bank. This card serves both as a regular credit card and an instant personal loan. The awesome features of this card include reward points on every transaction, benefits on online food orders, bonus rewards on milestone spending, rbl bank credit card fund transfer facility, free movie tickets, etc. More about the rbl moneytap credit card features and benefits are discussed below.

What is the required eligibility for rbl credit card application?

  • Resident Type: Indian. 
  • RBL credit card eligibility criteria for salaried person:
    • Age: The rbl bank credit card age limit is 23 to 65 yrs. 
    • Income: Rs. 20,000 monthly (Minimum)
  • For self-employed person:
    • Age: The rbl bank credit card age limit is 23 to 65 yrs. 
    • Income: Rs. 20,000 monthly (Minimum) 
  • A good CIBIL Score (750 or more) is mandatory to apply for this rbl moneytap card.

You can apply for this card from the money tap app. As you submit your credit card application, you will get a unique application id. You can later use that to track your rbl moneytap credit card application status

What are the documents required for rbl credit card application?

  • Photocopy of address proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Salary Slip of the last 3 months 
      • ITR (Income Tax Return)
    • Self-employed person
      • Income tax return of the last year 
      • Proof of business
      • Latest audited financial report. 

What are the rbl credit card fees?

  • RBL credit card joining fee: Rs. 499 + GST
  • RBL credit card annual fees: Rs. 499 + GST (Can be waived off if Rs.1.5 lakh is spent within a year)

What are the rbl moneytap credit card benefits?

  • Get started with a huge joining bonus:

As you activate your moneytap rbl bank credit card for the first time and perform your first successful transaction with it, you will receive 2,000 rbl moneytap credit card reward points as a welcome gift. The transaction should be done within the first 30 days of your credit card activation

  • Make every transaction rewarding:

Category of transaction

Rate of earning reward points
Every Rs.100 spent on rbl online credit card transactions 2 rbl rewards
Every Rs.100 spent at merchant outlets 1 rbl reward point

You can redeem rbl credit card points for shopping, or you can use them to get a product from the rbl credit card reward catalogue

You can know your total earned points by calling the moneytap rbl credit card customer care number or from your net banking account

  • Experience deals like never before:

You will earn 20% savings on online food orders, This rbl bank credit card offer is applicable only on the expenses made on Zomato, and you can earn a maximum of Rs.200 discount in a month. 

  • Make handsome savings on groceries:

With this moneytap card, you will have 10% savings on the Blinkit app (up to Rs.150 per order). You can get this offer twice a month. 

  • Make evenings entertaining:

With this moneytap rbl credit card, you can get one movie ticket completely free with the purchase of another (Max ticket value: Rs. 200) this rbl credit card free movie ticket offer is applicable on BookMyShow and the shows on Saturdays and Sundays.

  • Opportunity to earn some extra:

On spending Rs.2.5 lakh with your card within a year, you can get an Rs.1000 gift voucher from Amazon.  You can keep track of your credit card usage from your rbl credit card net banking account, click here to go to the rbl moneytap credit card login page. 

  • Get instant loans whenever you want:

This rbl money tap credit card gives you the power to get an instant loan against your moneytap credit line. The minimum loan amount is Rs. 3000 and the maximum amount is your rbl credit card credit limit.

  • Enjoy easy bill splitting:

With your RBL moneytap credit card you can convert your high-value moneytap rbl credit card payment (min Rs.3000) into EMI. You can calculate the monthly installment amount from the bajaj rbl credit card emi calculator. 

  • Complimentary lost card liability coverage:

This rbl credit card offers lost card liability coverage, so if your card gets lost or stolen, or if you notice something suspicious with your account, then you just have to report it by calling the rbl moneytap customer care number and you will not be liable for anything bad that may happen to your account. You can also temporarily block your card from your rbl credit card app.

  • Get freedom from fuel surcharges:

This rbl moneytap credit card offers a 0% surcharge on fuel purchases across all fuel stations in India. The transaction amount should be between Rs.500 to Rs.4000 and you can earn a maximum of Rs.100 waiver in a month.

  • Make your card free for a lifetime:

You can get a 100% discount on your rbl moneytap card annual fee, just spend Rs. 1.5 lakh within a year, and the next year’s rbl credit card annual fee will be waived off. If you want to pay your credit card bills offline, then you can find the rbl money tap credit card ifsc code here.

  • Your most useful travel companion:

This rbl moneytap card is accepted almost anywhere in the world, you can also use this card anywhere where MasterCard credit cards are accepted.

What are the rbl credit card fees and charges?

Particulars

Payable amount

RBL bank credit card cash withdrawal charges 2.5% against the amount. Check your rbl bank credit card cash withdrawal limit before making a withdrawal
Finance Charge The rbl bank credit card interest rate is 3.99% monthly (at max) (applicable if your rbl credit card payment is not made within the due date)
RBL bank credit card foreign currency transaction charge 3.50% against the transacted amount
RBL bank add on credit card fee None

How to contact the rbl moneytap credit card customer care department?

  • Call the rbl bank moneytap credit card customer care number: 022-6232-7777 or 022-7119-0900 (bajaj super card customer care number)
  • Write to the rbl credit card customer mail idcardservices@rblbank.com

100XGain Ratings:

7/10

Pros and cons of the rbl money tap card:

Pros 

Cons

  • This rbl bank moneytap credit card offers big discounts on online Pizza orders.
  • You can also earn some attractive discounts on groceries.
  • This card also offers some very attractive deals on movie tickets. 
  • This rbl moneytap card does not have anything in the shopping category.
  • The rate of earning rbl credit card reward points could be a bit better.

If you don’t want to use your rbl credit card anymore and are currently thinking about how to close rbl moneytap credit card permanently, then make sure to take a look at our faq page.

Final Opinion:

This card features some extraordinary benefits and rewards, it also offers some useful rbl card features like low-cost EMI and fund transfer facility that can be very helpful in emergencies. So, if you are looking for a credit card for your regular online usage then it would be the best rbl credit card for you.

But if you think that the moneytap credit card benefits are not enough for you or if you want to explore some more credit card options then take a look at the alternative card options given below. 

Alternative of RBL MoneyTap Credit Card: 

  1. Flipkart axis bank credit card (Best for benefits on online shopping) 
  2. OBC mastercard gold credit card (Best for cashback and fuel surcharge waiver)
  3. RBL platinum shopsmart supercard (Best for cashback and lounge access) 
  4. Standard chartered manhattan platinum credit card (Best for cashback and travel benefits)

Also, there is another variant of this card available which is called the rbl moneytap black credit card, you should also take a look at that.

2 thoughts on “RBL MoneyTap Credit Card Review”

Leave a Reply

Share via
Copy link
Powered by Social Snap
%d bloggers like this: