RBL Platinum Bonus SuperCard Credit Card Review

RBL has brought more savings and benefits with their RBL Platinum Super Card. It is a master card credit card from RBL bank of India. This card is specially designed to match your spending and also to give you more rewards and benefits. The awesome benefits of the card include – Big Welcome benefits, Annual fee waiver, Milestone Reward, Reward on every spend, Instant Loan facility, Easy pin set up, EMI facility, balance transfer facility, Easy control, EMV Security, etc. Let’s discuss the card in detail. 

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Above ₹25,000 monthly.  
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Above ₹25,000 monthly.
  • Good CIBIL Score (750 or more).

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report. 

Fee:

  • Joining Fee: ₹999 + GST
  • Annual Fee: ₹999 + GST

Benefits:

  • Welcome benefit:

With the issuance of the card, you will get 6,000 reward points as a welcome benefit. To get the benefit you just have to pay the joining fee in time and you have to spend ₹2,000 within 30 days of the card issuance.  

  • Reward benefit:

If you can 4 transactions of ₹1000 with your card within a month, then you will get 1500 reward points.

Also if you can spend ₹1,00,000 reward points within a year you will get 5000 reward points. 

  • Annual fee waiver:

If you can spend 1,00,000 with your card within a year then the annual fee of the card will be waived off for the next year. 

  • Instant Loan facility:

This card allows you to get a loan against your credit card almost instantly. You can pay it back with monthly EMIs. Min loan amount – ₹ 500, Processing fee – 2.5%.

  • Add-on facility:

You can share the awesome features of your cards with your loved ones. Just add your loved ones, (min age – 18+) with your card and they can also the features of a credit card.

  • Balance transfer:

You can transfer the balance of your other cards to this card to get a lower interest rate. 

  • EMI facility:

With this card, you can convert your payments over ₹3000 into EMI. This feature is very helpful for frequent shoppers. 

  • Online Control:

RBL gives you total control over your account, with the help of the MyCard app, you can do a lot of things like bill payment, Statement checking, monitoring your activity, EMI payment, Pin set up, etc. 

  • Global Acceptance:

This card is globally accepted, you can use this card at any outlet or e-commerce site where the MasterCard Credit Cards are accepted.  

  • Easy PIN set-up:

You can up your card pin very easily, with the help of the MyCard app you can set your PIN within minutes. 

  • Spend Limit:

With the help of the MyCard app, you can set a spending limit for yourself. It helps to set a monthly budget.  

  • EMV Chip Card:

This card comes with a built-in EMV Chip. It adds more security and convenience to your transactions.

Charges:

  • Cash Withdrawal Charge: 2.5% against the amount, min ₹500. 
  • Finance Charge: 3.99% monthly. 
  • Foreign currency transaction: 3.5% against the transaction amount. 

Contact Details:

Call: 

  • 1800-121-9050 (Toll-Free)
  • +91-22-6232-7777
  • +91-22-7119-0900 (Super Card)

Mail:

100xGain Ratings:

1.5/10

Final Opinion:

If you want to earn reward points from your card then this card is best for you. this card comes with several reward-winning options like a reward on every spends, milestone benefits, etc. you will also get benefits like an annual fee waiver and lots of amazing features that can make your life much easier. 

But if you want benefits like lounge access, golf benefits or fuel purchase, or more then you may go for SBI Prime Credit Card it offers exclusive offers on lounge access, if you want Golf access then you can go for Yes FIRST Preferred Credit Card, and if you want benefits on fuel then you can go for BPCL SBI Card.

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