RBL Platinum Bonus SuperCard Review

If you are looking for a credit card that can compliment your spending habit by offering useful rewards with every transaction, then you would love the RBL Platinum bonus Supercard. It lets you enjoy attractive bonus points on milestone spending, an instant credit card loan facility, an annual fee waiver option, and lots more. Now let’s discuss the rbl platinum supercard benefits in detail and see if it can justify the Rs.999 annual fee or not.

How does the rbl bank credit card eligibility work?

• Resident Type: Indian. 
• RBL platinum credit card eligibility criteria for salaried person:
  • Age: 21 to 60 yrs. 
  • Income: Above Rs. 25,000 monthly.  
• RBL bajaj credit card eligibility criteria for self-employed person:
  • Age: 21 to 65 yrs. 
  • Income: Above Rs. 35,000 monthly.
• A CIBIL score of 680+ is needed to apply for this bajaj finance super card.

You can apply for this card from the online rbl bank credit card application portal. Once your rbl credit card application form is submitted, you can track your rbl super credit card application status from the application tracking page. You can get some help with the RBL credit card application procedure from our faq page.

Documents required to apply for the platinum bonus bajaj finance rbl card:

• Photocopy of ID Proof (any 1)
  • Aadhar card
  • Voter Card
  • Passport
  • PAN Card
• Photocopy of Address proof (any 1) 
  • Aadhar Card 
  • Driving License 
  • Passport
  • Utility bill
• One recent passport-sized photographs
• Proof of income statement:
  • Salaried Person (any 1)
    • Latest salary slip, (3 months) 
    • ITR (Income Tax Return)
  • Self-employed person
    • Latest Income tax return. 
    • Proof of business
    • Recently audited financial report.

As per the new credit card security rules, all new rbl bank credit cards are delivered in an inactive state. Those cards can be activated manually by generating a new rbl credit card pin. You can get some help with the RBL credit card pin generation process from our faq page.

What are the rbl platinum card fees?

• RBL bajaj super card joining fee: Rs. 999 + GST
• RBL super card annual fee: Rs. 999 + GST

What are the platinum bonus bajaj finserv rbl bank supercard benefits?

• Get started with a huge RBL credit card opening bonus:

As you pay your rbl card joining fee and complete spending Rs.2,000 within the first 30 days of your rbl bank credit card activation, you will receive 6000 bonus rbl rewards as a joining bonus.

• Make every transaction rewarding:

The bajaj rbl platinum super card reward points are offered like this.

Credit card usage	RBL card reward points
On performing 4 successful transactions (Rs.1,000 each) in a month	1500 rbl credit card reward points
Rs.1 lakh within a year	5,000 rbl credit card rewards

Now you might be thinking, ‘How do I redeem RBL bonus points?’ The redemption process is easy, you can exchange them from the rbl credit card rewards points catalog, You can also find several other rbl rewards redemption options here.

• Make your card free for a lifetime:

On spending Rs.1,00,000 with your bajaj platinum super card within a year, you can get a complete waiver on the next year’s rbl platinum credit card annual fee.

• Get an instant credit card loan whenever you need:

This card allows you to get a credit card personal loan almost instantly for up to 3 months and at a monthly interest rate of just 1.16%.

• Perfect travel companion for you:

This bajaj finserv rbl super card is globally accepted, you can use this platinum bonus card at any outlet or e-commerce site where the MasterCard Credit Cards are accepted.  

• Instant RBL bajaj super card payment options:

You are allowed to make your rbl card payment online via your net banking account, or by using any credit card bill payment app like Cred, Paytm, PhonePe, Google Pe, etc You can also use the rbl my card app to do the same.

• Advanced security arrangements:

This Platinum bonus bajaj finserv Supercard comes with a built-in EMV Chip. These chips, with their next-gen encryption method, make your card extremely resistant to credit card cloning.

Also, if you notice something wrong with your account, then you should immediately inform it by calling the rbl bajaj credit card customer care number.

What are the rbl platinum super card charges?

Particulars	Payable amount
Bajaj finserv rbl bank credit card cash withdrawal charges	2.5% against the amount, min Rs. 500 (Check your RBL platinum credit card limit before making a withdrawal)
Bajaj finserv rbl bank super card finance charge	The rbl credit card rate of interest can go up to 3.99% monthly (Applicable even if the minimum payment of credit card bill is paid)
Bajaj finance rbl super card currency transaction	3.5% against the transaction amount
RBL add-on card fee	None

How to contact the rbl bank credit card customer care department?

• Call the rbl credit card helpline number: 022-7119-0900 (Super Card Customers) or 022-6232-7777
• Write to the bajaj finance rbl credit card mail id: supercardservice@rblbank.com 

100xGain Ratings:

6/10

Pros and cons of the bajaj finserv rbl platinum super card:

Pros	Cons
You can earn some huge milestone rewards every month.	The rbl platinum credit card annual fee looks a bit high compared to the offered benefits. There are no dining or entertainment benefits on this rbl bajaj platinum super card.

Final Opinion:

Now the question is, whether you should go for this rbl premium credit card or not. But before going to the final answer let’s talk about the advantages and disadvantages first. This bajaj finserv rbl bank card is good at earning rbl card rewards, and unfortunately, this is the only benefit you can expect from this card which can’t justify the Rs.999 rbl super card annual fee.

Therefore, I would not recommend this rbl bank platinum credit card. Instead, you can visit our best rewards credit card page where you can find some of the best reward credit cards available in India.

Alternative cards: 

1. ICICI Bank Platinum Identity Credit Card (Best for offering reward points)
2. RBL Platinum Delight Credit Card (Best for reward points and fuel surcharge waiver)
3. RBL Platinum TravelEasy SuperCard (Best for cashback and instant loan facility)
4. SBI Dena Secured Credit Card (Best for offering credit convenience)