RBL Platinum Choice SuperCard Credit Card Review

RBL has brought a new world of features and benefits with their RBL platinum choice SuperCard. It is a MasterCard credit card from RBL Bank of India. This bajaj rbl super card comes with several features and benefits. The benefits and features offered by this card are – big welcome benefit, reward on every spendings, movie benefit, milestone reward, annual fee waiver, fuel surcharge waiver, instant loan facility, balance transfer, lost card liability, add-on facility, flexible credit limit, easy pin set up, online expense control, EMI facility, worldwide acceptance and lots more. More about this rbl super card benefits are given below.

Platinum Choice Bajaj Finserv RBL Bank SuperCard Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Above Rs. 25,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Above Rs. 25,000 monthly. 
  • Good CIBIL Score (750 or more).

You can apply for this card from the RBL card online application portal. And once your online credit card application is submitted successfully, you can track the status of your application from the status tracking page.

Documents Required To Apply For The Platinum Choice RBL SuperCard CreditCard:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR (Income Tax Return)
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report.

 Platinum Choice RBL Bank SuperCard Fees:

  • RBL Bank Bajaj Finserv Credit Card Joining Fee: Rs. 499 + GST
  • RBL Super Card Annual Fee: Rs. 499 + GST

RBL Platinum Choice SuperCard Credit Card Benefits:

  • Welcome benefit:

With the issuance of the rbl bank bajaj finserv credit card, you will get 2,000 reward points as a welcome gift. 

To get this benefit you just have to pay the joining fee in time and also you have to make a purchase of Rs.  2,000 with this card within 30 days of your credit card activation.

  • Reward benefit:

With this Platinum choice bajaj finserv rbl super card, you will get 1 reward point for each Rs.  100 spent. Also, you can get 2X reward points for the same on online transactions (except on Insurance, Education, Utility, Wallet Load, etc.).  

  • Movie benefit:

This bajaj supercard offers up to a 10% discount on movie tickets booked through BookMyShow. The maximum discount you can get is Rs. 100 per rbl bank credit card statement cycle.

  • Fuel surcharge waiver:

You will get up to Rs. 100 discount on fuel surcharges. This bajaj platinum card offer is applicable at most of the petrol stations in India.

  • Bajaj finserv rbl super card milestone benefit scheme:

If you can spend Rs.  75,000 within a year then you can get up to 5,000 reward points. 

You can also redeem your earned reward points very easily with multiple options like – Hotel / Flight booking, Gift voucher, Mobile recharge, etc. you can also use them to get a product from the rbl credit card rewards point catalog.

  • Annual fee waiver option:

On spending Rs. 30,000 within a year, you can get a complete waiver on your next year’s rbl platinum credit card annual fee

  • Instant loan facility:

This card allows you to get a loan against your credit card almost instantly. You can pay it back with monthly EMIs. Min loan amount – Rs.  500, Processing fee – 2.5%.

  • Add-on facility:

You can share the awesome features of your rbl platinum super card with your loved ones. Just add your loved ones, (min age – 18+) with your card and they can also have the features of a credit card.

  • Balance transfer:

You can transfer the balance of your other cards to this bajaj finserv super card to get a lower interest rate.

  • EMI facility:

With this bajaj finance super card, you can convert your payments (over Rs. 3000), into EMI. This feature is very helpful for frequent shoppers. 

  • Expense control online:

RBL gives you total control over your bajaj rbl card account, with the help of the MyCard app, you can do a lot of things like bill payment, Statement checking, monitoring your activity, EMI payment, Pin setup, etc. 

  • Global acceptance:

This rbl bajaj finserv super card is globally accepted, you can use this card at any outlet or e-commerce site where the MasterCard Credit Cards are accepted. 

  • Easy PIN set-up:

You can up your bajaj finance rbl supercard pin very easily, with the help of the MyCard app you can set your PIN within minutes. 

  • Spending limit:

With the help of the RBL platinum online banking account, you can set a spending limit for your rbl Supercard. It helps to set a monthly budget.  

  • EMV chip card:

This bajaj finserv rbl bank super card comes with a built-in EMV Chip. It adds more security and convenience to your transactions.

RBL Platinum Choice SuperCard Credit Card Charges:

  • RBL bajaj super card cash withdrawal charge: 2.5% against the amount, min Rs. 500
  • RBL bajaj super card finance charge: 3.99% monthly.
  • Bajaj finance rbl super card foreign currency transaction: 3.5% against the transacted amount.
  • RBL bajaj finserv supercard add on card fee: None.

Bajaj RBL SuperCard Customer Service Contact Details:

  • Call the rbl bank supercard customer care number: 022-6232-7777 or 022-7119-0900 (for super card users)
  • Write to the rbl credit card email id: cardservices@rblbank.com 

100xGain Ratings:

3.5/10

 Final Opinion:

This bajaj platinum choice card is best for those who want to earn reward points for their expenses. You will get a big welcome gift, reward points, milestone benefit, annual fee waiver, fuel surcharge waiver, EMI facility, and lots more. The main feature of this card is that you can get a loan almost instantly against your credit card, which can support you during emergencies. 

But this bajaj finserv rbl bank supercard does not feature some benefits like Lounge access or benefits on online shopping. So if you want to compare similar options, then visit the 100xGain top 10 credit card page. You can also take a look at the alternative card options given below.

Alternative Cards: 

  1. Hdfc bank regalia credit card (Best for reward points and lounge access benefits)
  2. Icici bank coral credit card against fixed deposit. (Best for lounge access and entertainment benefits)
  3. Indusind iconia credit card (Best for lounge access and movie benefits)
  4. Syndicate Bank Gold Credit Card. (Best for reward points)

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