RBL Platinum Choice SuperCard Credit Card Review

RBL has brought a new world of features and benefits with their ‘RBL Platinum Choice SuperCard’. It is a MasterCard credit card from RBL Bank of India. This card comes with several features and benefits. The benefits and features offered by this card are – Big welcome benefit, Reward on every spends, Movie benefit, Milestone reward, Annual fee waiver, Fuel surcharge waiver, Instant loan facility, Balance transfer, Lost card liability, Add-on facility, Flexible credit limit, Easy pin set up, Online control, EMI facility, Worldwide acceptance and lots more.  

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Above ₹25,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Above ₹25,000 monthly. 
  • Good CIBIL Score (750 or more).

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report. 


  • Joining Fee: ₹499 + GST
  • Annual Fee: ₹499 + GST


  • Welcome benefit:

With the issuance of the card, you will get 2,000 reward points as a welcome gift. 

To get this benefit you just have to pay the joining fee in time and also you have to make a purchase of ₹ 2,000 with this card within 30 days of issuance.

  • Reward benefit:

With this card, you will get 1 reward point for each ₹ 100 spends. Also, you can get 2X reward points for the same on online transactions (except on Insurance, Education, Utility, Wallet Load, etc.)  

  • Movie benefit:

This card offers up to a 10% discount on movie tickets booked through BookMyShow. The maximum discount you can get is ₹100/month. 

  • Fuel surcharge waiver:

You will get up to ₹100 discount on fuel surcharges. This offer is applicable at most of the petrol stations in India.

  • Milestone benefit:

If you can spend ₹ 75,000 within a year then you can get up to 5,000 reward points. 

You can also redeem your earned reward points very easily with multiple options like – Hotel / Flight booking, Gift voucher, Mobile recharge, etc.

If you can spend ₹30,000 within a year then the annual fee of the next year will be waived off. 

  • Instant Loan facility:

This card allows you to get a loan against your credit card almost instantly. You can pay it back with monthly EMIs. Min loan amount – ₹ 500, Processing fee – 2.5%.

  • Add-on facility:

You can share the awesome features of your cards with your loved ones. Just add your loved ones, (min age – 18+) with your card and they can also the features of a credit card.

  • Balance transfer:

You can transfer the balance of your other cards to this card to get a lower interest rate. 

  • EMI facility:

With this card, you can convert your payments over ₹3000 into EMI. This feature is very helpful for frequent shoppers. 

  • Online Control:

RBL gives you total control over your account, with the help of the MyCard app, you can do a lot of things like bill payment, Statement checking, monitoring your activity, EMI payment, Pin set up, etc. 

  • Global Acceptance:

This card is globally accepted, you can use this card at any outlet or e-commerce site where the MasterCard Credit Cards are accepted.  

  • Easy PIN set-up:

You can up your card pin very easily, with the help of the MyCard app you can set your PIN within minutes. 

  • Spend Limit:

With the help of the MyCard app, you can set a spending limit for yourself. It helps to set a monthly budget.  

  • EMV Chip Card:

This card comes with a built-in EMV Chip. It adds more security and convenience to your transactions.


  • Cash Withdrawal Charge: 2.5% against the amount, min ₹500
  • Finance Charge: 3.99% monthly.
  • Foreign currency transaction: 3.5% against the transacted amount.  

Contact Details:


  • 1800-121-9050 (Toll Free)
  • +91-22-6232-7777
  • +91-22-7119-0900 (Super Card)


100xGain Ratings:


Final Opinion:

This card is best for those who want to earn reward points for their expenses. You will get a big welcome gift, reward points, milestone benefit, annual fee waiver, fuel surcharge waiver, EMI facility, and lots more. The main feature of this card is that you can get a loan almost instantly against your credit card, which can support you during emergencies. 

But this card does not feature some benefits like Lounge access or benefits on online shopping. So if you want to get lounge access then you can go for RBL Platinum Maxima Card and if you want to earn benefits on shopping then you can go for RBL Shop Smart Credit Card

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