RBL Platinum Delight Credit Card Review

RBL Bank launches so many credit cards for their customers for their uses. And the RBL Platinum Delight Credit card is one of them. If you are a movie lover and you like to shop online and want a reward or Cash-Back on your every transaction then this card is more suitable for you as it has so many offers and rewards. The card has some special features and offers like a welcome gift, reward points, annual spend benefits, fuel surcharge waiver, zero lost card liability, etc. Let’s discuss the card briefly-

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Above ₹25,000 monthly. 
  • For self-employed person
    • Age: 21 to 65 yrs.
    • Income: Above ₹25,000 monthly.
  • Good CIBIL Score (750 or more).
  • Good relation with the bank.

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report. 


  • Joining Fee: ₹1000 + GST
  • Annual Fee: ₹1000 + GST


  • Welcome benefit:

If you use your card within a month of the issuance of the card you will get 4000 reward points as a welcome gift.

  • Reward benefit:

If you spend ₹100 for any purpose except the fuel transaction you will get 2 reward points.

If you spend ₹100 on weekends you will get 4 reward points.

If you spend ₹1000 with your card a minimum of 5 times in a month you will be able to get 1000 bonus reward points worth Rs.1000.

These reward points are redeemable and you withdraw these reward points for hotel booking, ticket bookings of flight, purchasing electronics products.

To redeem these reward points you have to log in to the RBL’s official website. You can also use these reward points for airlines which are Indigo, Air Asia, Vistara, Spicejet, etc.

The available hotels are The Lalit Green Easter in Kolkata, welcome hotel in Delhi, Sterling Mac in Bangalore, etc.

  • Fuel surcharge waiver:

With this card, you can save up to ₹150 per month on fuel surcharges. You can avail of this offer from any petrol pump in India. You have to transact between Rs.500 to Rs.4000 to claim this offer. 

  • Lost card liability:

If you lost your credit card you have to report to customer care to avail this offer. Bank will provide you a lost card liability protection if any transaction occurred after losing the card. The Bank will immediately block the card.

  • Milestone benefit:

If you can spend ₹1.5 lakh within a year, then the annual fee of the card will be waived off for the next year. 

  • Security:

There is an EVM chip inside the card which made the card more secure. This will provide security in your all transaction

  • Easy application process:

If you want to apply for the RBL Bank Blockbuster credit card you have to visit the website of the bank. At first, you have to submit the application form with the documents.

After that, you will get a phone call from the RBL Bank agent. He will discuss the date and time for the collection of the documents. After this process, you will get your credit card in between 15-20 days.

You can apply for a credit card to your nearest branch of the Bank. The required documents are required here also. You will be guided by the bank official.

  •  Easy bill payment:

Your credit card bills can be paid in various ways online. There is also an offline mode available for payment of your credit card bill. You can pay through – Net Banking, NEFT, RBL Mobile Application, NACH facility, Cash payments, Cheque, Demand Draft, etc.


  • Cash Withdrawal Charge: 2.5% against the amount, min ₹500. 
  • Finance Charge: 3.99% monthly. 
  • Foreign currency transaction: 3.5% against the transaction amount. 

Contact Details:


  • 1800-121-9050
  • +91-22-6232-7777
  • +91-22-7119-0900 (Super Card)


100xGain Ratings:


Final Opinion:

If you are searching for a credit card for your daily shopping transaction you can choose the RBL Bank Platinum Blockbuster credit card. The world-class facilities of the card will help you to save money with its reward points. Thus you will be a delightful person.

But if you are looking for benefits like lounge access, or free movie tickets then I would not recommend you this card. Instead, you can go for SBI Prime Card or Etihad Guest SBI Card, both cards offer exclusive lounge access, also if you want a golf benefit then you can go for RBL Icon Credit Card.

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