RBL Platinum Edge SuperCard Credit Card Review

RBL Platinum Edge SuperCard is a MasterCard credit card from RBL bank of India. This card comes with several features and benefits and also comes with a built-in EMV chip. The awesome benefits of the card are – Big Welcome gift, Reward on every spend, Milestone benefits, Annual fee waiver, Lounge access, Movie benefits, Fuel surcharge Waiver, Instant loan facility, Balance transfer facility, Flexible credit limit, Add-on facility, Any time cash withdrawal, EMV chip security, Worldwide acceptance, Online control, and lots more. It is one of the most featured cards from RBL.  

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Above ₹25,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Above ₹25,000 monthly.
  • Good CIBIL Score (750 or more).

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report. 


  • Joining Fee: ₹1,999 + GST
  • Annual Fee: ₹1,999 + GST


  • Welcome benefit:

With the issuance of the card, you will get 8,000 reward points as a welcome gift. 

To get this benefit you just have to pay the joining fee in time and also you have to make a purchase of ₹ 2,000 with this card within 30 days of issuance.

  • Reward benefit:

With this card, you will get 2 reward points for each ₹100 transactions made with this card. You will also get 2X reward points for the same on the online transaction (except on – Utilities, Education, Wallet load, etc.)

  • Lounge access:

With your RBL Platinum Edge SuperCard, you will get 1 free access per quarter at most of the Indian airport lounges. This offer is applicable at most of the frontline lounges in India.

  • Movie benefit:

If you book a movie ticket from BookMyShow you will get another movie ticket completely free. This offer is applicable only on the tickets booked through BookMyShow 

  • Fuel surcharge waiver:

This card offers you up to ₹100 waivers per month on fuel surcharges. This offer is applicable at any fuel station in India. 

  • Milestone benefit:

If you can spend ₹1,50,000 with your card within a year then you can get 10,000 reward points. Also if you can spend ₹1,00,000 more then you will extra 5,000 reward points. 

If you can spend ₹2,00,000 with your card within a year, then the annual fee for the next year will be waived off. 

  • Instant Loan facility:

This card allows you to get a loan against your credit card almost instantly. You can pay it back with monthly EMIs. Min loan amount – ₹ 500, Processing fee – 2.5%.

  • Add-on facility:

You can share the awesome features of your cards with your loved ones. Just add your loved ones, (min age – 18+) with your card and they can also the features of a credit card.

  • Balance transfer:

You can transfer the balance of your other cards to this card to get a lower interest rate. 

  • EMI facility:

With this card, you can convert your payments over ₹3000 into EMI. This feature is very helpful for frequent shoppers. 

  • Online Control:

RBL gives you total control over your account, with the help of the MyCard app, you can do a lot of things like bill payment, Statement checking, monitoring your activity, EMI payment, Pin set up, etc. 

  • Global Acceptance:

This card is globally accepted, you can use this card at any outlet or e-commerce site where the MasterCard Credit Cards are accepted.  

  • Easy PIN set-up:

You can up your card pin very easily, with the help of the MyCard app you can set your PIN within minutes. 

  • Spend Limit:

With the help of the MyCard app, you can set a spending limit for yourself. It helps to set a monthly budget.  

  • EMV Chip Card:

This card comes with a built-in EMV Chip. It adds more security and convenience to your transactions.


  • Cash Withdrawal Charge: 2.5% against the amount, min ₹500
  • Finance Charge: 3.99% monthly. 
  • Foreign currency transaction: 3.5% against the transaction amount. 

Contact Details:


  • 1800-121-9050 (Toll-Free)
  • +91-22-6232-7777
  • +91-22-7119-0900 (Super Card)


100xGain Ratings:


Final Opinion:

If you want a credit card for your daily use then this card will be a very good option for you. You will get reward points on every transaction, free movie tickets, lounge access, Fuel surcharge waiver, annual fee waiver, and lots more. Also, this card offers several other features like balance transfer, add-on facility, annual fee waiver, and lots more. 

But if you are a golf lover or if you want to earn benefits on shopping then I would not recommend you this card, instead, you can go for IDFC Bank Wealth Credit Card it offers exclusive golf and lifestyle benefits, and if you want to earn benefits from shopping then you can go for ICICI Amazon Pay Credit Card.    

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