RBL Platinum Max SuperCard Credit Card Review

RBL Platinum Max SuperCard is a MasterCard credit card from RBL bank of India. This card comes with several features and benefits including – Welcome benefit, Reward program, Movie benefit, Dining benefit, Milestone reward, Fuel surcharge waiver, Instant Loan facility, Add-on facility, Balance transfer, Flexible credit limit, Easy pin set up, Online control, EMI facility, Anytime cash withdrawal, etc. Let’s discuss the card in detail.

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Above ₹25,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Above ₹25,000 monthly.
  • Good CIBIL Score (750 or more).

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report. 


  • Joining Fee: ₹999 + GST
  • Annual Fee: ₹999 + GST


  • Welcome benefit:

With the issuance of the card, you will get 4,000 reward points as a welcome gift. To get this benefit, you have to pay the joining fee in time and you also have to spend ₹ 2,000 within the first 30 days of the card activation.

  • Reward benefit:

This card offers 2 reward points for each ₹100 transactions made with this card. 

You can also redeem your earned reward points with multiple options like – flight/hotel booking, gift vouchers, mobile recharge, etc.

  • Movie benefit:

If you book a movie ticket from BookMyShow with this card you will get another movie ticket completely free. This offer applies to the tickets booked on Wednesdays, and you can get the benefit once a month.

  • Dining benefit:

This card offers a 5% discount (through 20 reward points) on your dining bills. You can earn up to 1,000 reward points monthly.  

  • Fuel surcharge waiver:

You will get up to ₹100 discount on fuel surcharges. This offer is applicable at most of the petrol stations in India.

  • Milestone benefit:

If you can spend ₹10,000 with your card in a month, then you will get 1000 reward points. Also if you can cross the ₹15,000 marks then you will get extra 500 reward points. 

  • Instant Loan facility:

This card allows you to get a loan against your credit card almost instantly. You can pay it back with monthly EMIs. Min loan amount – ₹ 500, Processing fee – 2.5%.

  • Add-on facility:

You can share the awesome features of your cards with your loved ones. Just add your loved ones, (min age – 18+) with your card and they can also the features of a credit card.

  • Balance transfer:

You can transfer the balance of your other cards to this card to get a lower interest rate. 

  • EMI facility:

With this card, you can convert your payments over ₹3000 into EMI. This feature is very helpful for frequent shoppers. 

  • Online Control:

RBL gives you total control over your account, with the help of the MyCard app, you can do a lot of things like bill payment, Statement checking, monitoring your activity, EMI payment, Pin set up, etc. 

  • Global Acceptance:

This card is globally accepted, you can use this card at any outlet or e-commerce site where the MasterCard Credit Cards are accepted.  

  • Easy PIN set-up:

You can up your card pin very easily, with the help of the MyCard app you can set your PIN within minutes. 

  • Spend Limit:

With the help of the MyCard app, you can set a spending limit for yourself. It helps to set a monthly budget.  

  • EMV Chip Card:

This card comes with a built-in EMV Chip. It adds more security and convenience to your transactions.


  • Cash Withdrawal Charge: 2.5% against the amount, Min ₹500. 
  • Finance Charge: 3.99% monthly. 
  • Foreign currency transaction: 3.5% against the transacted amount. 

Contact Details:


  • 1800-121-9050 (Toll-Free)
  • +91-22-6232-7777
  • +91-22-7119-0900 (Super Card)


100xGain Ratings:


Final Opinion:

If you want a low-cost credit card for daily use and entertainment-related benefits, then this card is a good option for you. You will get 2 reward points per ₹100 to spend with this card, a fuel surcharge waiver, Dining benefits, and lots more. This card also provides an Instant loan facility that gives you support during emergencies. So if you are looking for a credit card for your daily uses. Then this card can be a very good option for you.

But if you are looking for premium benefits like lounge access or golf benefits then this card is not for you. Therefore, if you want to spend more to get those premium benefits then you can go for Axis Bank Select Credit Card. And if you want to spend even more then you can go for American Express Platinum Reserve Credit Card

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