RBL Platinum Maxima Credit Card Review

RBL Platinum Maxima Card is a MasterCard credit card from RBL Bank of India. It is a semi-premium credit card. This card comes with several premium features and benefits like – Big welcome benefit, Reward point program, bonus points on spends, Discounts on movie tickets, Lounge access, EMI facility, Add-on facility, 24X7 customer service, etc.

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Above ₹25,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Above ₹25,000 monthly. 
  • Good CIBIL Score (750 or more).

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recent audited financial report. 


  • Joining Fee: ₹20,000 + GST
  • Annual Fee: ₹20,000 + GST


  • Welcome benefit:

With the issuance of the card, you will get 8,000 reward points as a welcome gift. To get this benefit you just have to pay the annual fee in time and you have to purchase with your card within the first 30 days of the card issuance. 

  • Reward benefit:

This card offers 2 reward points for each ₹100 transaction. You can also earn 5X reward points for the same on dining, movie, bill payments, entertainment, and also on international purchases.

  • Lounge access:

With this card, you will get 2 free visits to most of the major airports in India. You will get a maximum of 2 free visits per quarter. 

  • Movie benefit:

If you book 2 tickets or more through BookMyShow then you will get 1 ticket completely free, the maximum value of the ticket is ₹200. 

  • Dining benefit:

If you can spend ₹ 72,000 on dining in a year then you will get 7,200 reward points.

You can redeem your reward points either for flight, hotel booking, or to buy some selected E-Vouchers, choice is up to you.

  • Milestone benefit:

If you can spend ₹2,00,000 with your card within a year, then you will get 10,000 reward points. Also if you can cross the ₹3,50,000 spend mark then you will get more than 10,000 reward points. 

  • Add-on facility:

You can share the awesome features of your cards with your loved ones. Just add your loved ones, (min age – 18+) with your card and they can also the features of a credit card.

  • EMI facility:

With this card, you can convert your payments over ₹3000 into EMI. This feature is very helpful for frequent shoppers. 

  • Global Acceptance:

This card is globally accepted, you can use this card at any outlet or e-commerce site where the MasterCard Credit Cards are accepted.  

  • EMV Chip Card:

This card comes with a built-in EMV Chip. It adds more security and convenience to your transactions.


  • Cash Withdrawal Charge: 2.5% against the amount, min ₹500. 
  • Finance Charge: 3.99% monthly. 
  • Foreign currency transaction: 3.5% against the transaction amount. 

Contact Details:


  • 1800-121-9050 (Toll Free)
  • +91-22-6232-7777
  • +91-22-7119-0900 (Super Card)


100xGain Ratings:


Final Opinion:

If you want to earn reward points and enjoy free lounge access and movie tickets then this card is best for you. It also offers reward points on dining, the opportunity to earn some bonus rewards, EMI facility global acceptance, etc.  But if you want to spend more to have a more premium credit card then you can go for RBL Bank Icon Card.

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