RBL Platinum Plus SuperCard Credit Card Review

RBL has brought several extraordinary features and benefits with their ‘RBL Platinum Plus SuperCard’. It is a MasterCard credit card from RBL bank of India. This car comes with several features and benefits like – Big welcome benefit, Reward program, Movie Benefit, Free lounge access, Milestone benefit, Annual fee waiver, Instant loan facility, Add-on facility, flexible credit limit, and lots more. Also, this card comes with a built-in EMV chip that adds an extra layer of protection to your card.

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs.  
    • Income: Above ₹25,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Above ₹25,000 monthly. 
  • Good CIBIL Score (750 or more).

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report. 


  • Joining Fee: ₹999 + GST
  • Annual Fee: ₹999 + GST


  • Welcome benefit:

With the issuance of the card will get a welcome gift of 4,000 reward points. To get this benefit you just have to spend ₹2,000 with your card within the first 30 days of the card issuance. 

  • Reward benefit:

With this card, you will get 1 reward point with every ₹100 transactions. You can also get 2X reward points for the same on online transactions (except on – Education, Wallet load, and utilities).

  • Lounge access:

With this card, your travels will be more comfortable. You will get 2 free accesses at most frontline domestic airport lounges in India, you will get a maximum of 2 free accesses per year and 1 free access per quarter.  

  • Movie benefit:

If you book a movie ticket from BookMyShow with this card you will get another ticket completely free. You can get a maximum of 1 free ticket in a month. 

  • Fuel surcharge waiver:

This card offers a ₹100 waiver on fuel surcharges monthly. This offer is applicable at any fuel station in India.

  • Milestone benefit:

If you can spend ₹1,50,000 with your card within a year then you will get 10,000 reward points.

You can also redeem your earned reward points very easily with multiple options like – Hotel/Flight Booking, Mobile recharge, Gift vouchers, etc.

If you can spend ₹50,000 with your card within a year, then the annual fee for the next year will be waived off. 

  • Instant Loan facility:

This card allows you to get a loan against your credit card almost instantly. You can pay it back with monthly EMIs. Min loan amount – ₹ 500, Processing fee – 2.5%.

  • Add-on facility:

You can share the awesome features of your cards with your loved ones. Just add your loved ones, (min age – 18+) with your card and they can also the features of a credit card.

  • Balance transfer:

You can transfer the balance of your other cards to this card to get a lower interest rate. 

  • Concierge service:

This card comes with a class concierge service. You can get assistance with hotel booking and getting information about the fitness center, spa, and sports center, etc.

  • EMI facility:

With this card, you can convert your purchase that is over ₹3000 into EMI. This feature is very helpful for frequent shoppers. 

  • Online Control:

RBL gives you total control over your account, with the help of the MyCard app, you can do a lot of things like bill payment, Statement checking, monitoring your activity, EMI payment, Pin set up, etc. 

  • Global Acceptance:

This card is globally accepted, you can use this card at any outlet or e-commerce site where the MasterCard Credit Cards are accepted.  

  • Easy PIN set-up:

You can up your card pin very easily, with the help of the MyCard app you can set your PIN within minutes. 

  • Spend Limit:

With the help of the MyCard app, you can set a spending limit for yourself. It helps to set a monthly budget.  

  • EMV Chip Card:

This card comes with a built-in EMV Chip. It adds more security and convenience to your transactions.


  • Cash Withdrawal Charge: 2.5% against the transacted amount, Min ₹500.
  • Finance Charge: 3.99% monthly. 
  • Foreign currency transaction: 3.5% against the transacted amount. 

Contact Details:


  • 1800-121-9050 (Toll-Free)
  • +91-22-6232-7777
  • +91-22-7119-0900 (Super Card)


100xGain Ratings:


Final Opinion:

This card is specially designed for daily uses, it offers benefits like a reward program. Lounge access, movie benefit, fuel surcharge waiver, milestone benefit, Instant loan facility, and lots more. So if you want a card for your daily needs, then this card can be the best option for you.

 But if you want benefits on travel, shopping, and dining, then you will be disappointed with this card. Instead, if you want benefits on travel then you can go for Etihad Guest SBI Premier Credit Card, and if you want benefits on shopping and dining then you can go for Flipkart Axis Bank Credit Card

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