RBL Platinum Prime SuperCard Credit Card Review

‘RBL Platinum Prime SuperCard’ is a MasterCard credit card from ‘RBL Bank of India’ this card comes with several features and benefits like – Big Welcome benefit, Reward program, Movie benefit, Dining Offer, Milestone reward, Fuel surcharge waiver, Instant loan facility, Add on facility, Balance transfer facility, Anytime cash withdrawal, EMI facility, Easy pin set up option, Online control, Worldwide acceptance and Also this card comes with a built-in EMV chip that enhances the convenience and security of your card.

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: ₹25,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: ₹25,000 monthly. 
  • Good CIBIL Score (750 or more).

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report. 


  • Joining Fee: ₹999 + GST
  • Annual Fee: ₹999 + GST


  • Welcome benefit:

With the issuance of the card, you will get 4,000 reward points as a welcome gift. To get this benefit, you have to pay the joining fee in time and you also have to spend ₹ 2,000 within the first 60 days of the card activation.  

  • Reward benefit:

You will get 2 reward points on each ₹ 100 spends with this card, also you can get 5X reward points on the purchase of Home appliances, Electronics, etc.

  • Movie benefit:

If you book a movie ticket from BookMyShow with this card you will get another ticket completely free. 

  • Dining benefit:

With this card, you will get a 5% discount (through 20 reward points) on your dining bill. This offer is applicable at most of the premium restaurants in India. Max reward – 1000/month.

  • Fuel surcharge waiver:

This card offers a ₹100 waiver on fuel surcharges monthly. This offer is applicable at any fuel station in India. 

  • Milestone benefit:

If you can spend ₹1,50,000 within a year then you will get 10,000 reward points. Also if you can cross the ₹2,00,000 mark then you will get extra 5,000 reward points.

You can also redeem your earned points very easily with multiple options like – Hotel/Flight booking, Mobile recharge, Gift voucher, etc.

  • Instant Loan facility:

This card allows you to get a loan against your credit card almost instantly. You can pay it back with monthly EMIs. Min loan amount – ₹ 500, Processing fee – 2.5%.

  • Add-on facility:

You can share the awesome features of your cards with your loved ones. Just add your loved ones, (min age – 18+) with your card and they can also the features of a credit card.

  • Balance transfer:

You can transfer the balance of your other cards to this card to get a lower interest rate. 

  • Concierge service:

This card comes with a class concierge service. You can get assistance with hotel booking and getting information about the fitness center, spa and sports center, etc.

  • EMI facility:

With this card, you can convert your payments over ₹3000 into EMI. This feature is very helpful for frequent shoppers. 

  • Online Control:

RBL gives you total control over your account, with the help of the MyCard app, you can do a lot of things like bill payment, Statement checking, monitoring your activity, EMI payment, Pin set up, etc. 

  • Global Acceptance:

This card is globally accepted, you can use this card at any outlet or e-commerce site where the MasterCard Credit Cards are accepted.  

  • Easy PIN set-up:

You can up your card pin very easily, with the help of the MyCard app you can set your PIN within minutes. 

  • Spend Limit:

With the help of the MyCard app, you can set a spending limit for yourself. It helps to set a monthly budget.  

  • EMV Chip Card:

This card comes with a built-in EMV Chip. It adds more security and convenience to your transactions.


  • Cash Withdrawal Charge: 3.5% against the amount, Min ₹500
  • Finance Charge: 3.99% monthly. 
  • Foreign currency transaction: 3.5 % against the transacted amount. 

Contact Details:


  • 1800-121-9050 (Toll-Free)
  • +91-22-6232-7777
  • +91-22-7119-0900 (Super Card)


100xGain Ratings:


Final Opinion:

This card is best for earning reward points and daily uses. This card offers some exclusive benefits like a big welcome benefit, exclusive reward program, free movie tickets, dining benefits, fuel surcharge waiver, milestone benefit, add-on facility, and lots more. The most attractive feature of the card is the Instant loan facility. It can give you financial support during emergencies. So if you are looking for a card for your daily use, this card can be a very good option for you. 

But if you want to earn a Cash-Back of premium benefits like lounge access then you can go for Yes FIRST Preferred credit card. And if you want to earn Cash-Back then you can go for Axis Bank FreeCharge Plus Credit Card.


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