RBL Platinum ShopSmart SuperCard Credit Card Review

‘RBL Platinum Prime SuperCard’ is a MasterCard credit card from ‘RBL Bank of India’ this card is specially designed for shopping-related uses. The benefits offered by this card are – big welcome benefit, reward program, movie benefit, dining offers, milestone reward, instant loan facility, add on facility, balance transfer facility, anytime cash withdrawal, EMI Option, easy pin set up option, worldwide acceptance and Also this card comes with a built-in EMV chip that enhances the convenience and security of your card

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Above ₹25,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Above ₹25,000 monthly.
  • Good CIBIL Score (750 or more).

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report. 


  • Joining Fee: ₹499 + GST
  • Annual Fee: ₹499 + GST


  • Welcome benefit:

With the issuance of the card, you will get a ₹500 gift voucher as a welcome gift. To get the benefit you only have to pay your annual fee in time and make a purchase of ₹2000 with this card within 30 days of card issuance.

  • Cash-Back:

This card offers a big Cash-Back on groceries you will get a 5% Cash-Back on your spending on groceries. 

Also if you can spend ₹1,00,000 with your card within a year you will get ₹1,000 Cash-Back.

  • Lounge access:

This card offers 2 lounge accesses per year at some selected domestic lounges. You will get a maximum of 1 access per quarter. 

  • Movie benefit:

If you book a movie ticket from BookMyShow you will get another ticket completely free. Maximum ticket value ₹200, and you can use this offer once a month. 

  • Annual fee waiver:

If you can spend ₹50,000 with your card within a year, then the annual fee of the next year will be waived off. 

  • Instant Loan facility:

This card allows you to get a loan against your credit card almost instantly. You can pay it back with monthly EMIs. Min loan amount – ₹ 500, Processing fee – 2.5%.

  • Add-on facility:

You can share the awesome features of your cards with your loved ones. Just add your loved ones, (min age – 18+) with your card and they can also the features of a credit card.

  • Balance transfer:

You can transfer the balance of your other cards to this card to get a lower interest rate. 

  • EMI facility:

With this card, you can convert your payments over ₹3000 into EMI. This feature is very helpful for frequent shoppers. 

  • Online Control:

RBL gives you total control over your account, with the help of the MyCard app, you can do a lot of things like bill payment, Statement checking, monitoring your activity, EMI payment, Pin set up, etc. 

  • Global Acceptance:

This card is globally accepted, you can use this card at any outlet or e-commerce site where the MasterCard Credit Cards are accepted.  

  • Easy PIN set-up:

You can up your card pin very easily, with the help of the MyCard app you can set your PIN within minutes. 

  • Spend Limit:

With the help of the MyCard app, you can set a spending limit for yourself. It helps to set a monthly budget.  

  • EMV Chip Card:

This card comes with a built-in EMV Chip. It adds more security and convenience to your transactions.


  • Cash Withdrawal Charge: 2.5% against the transaction amount, min ₹500.
  • Finance Charge: 3.99% monthly. 
  • Foreign currency transaction: 3.50% against the transacted amount. 

Contact Details:


  • 1800-121-9050 (Toll-Free)
  • +91-22-6232-7777
  • +91-22-7119-0900 (Super Card)


100xGain Ratings:


Final Opinion:

This card is best for those who want a credit card that can earn then Cash-Back on groceries and also provides some premium benefits like lounge access. You will get a 5% Cash-Back on groceries, 1 free lounge access per quarter, free movie tickets, an annual fee waiver, etc. 

Bit this card does not offer benefits on other shopping categories like clothing, electronics, which makes this card quite incomplete. So if you want a complete shopping card then you can go for Standard Chartered DigiSmart Credit Card or Flipkart Axis Bank Credit Card.

9 thoughts on “RBL Platinum ShopSmart SuperCard Credit Card Review”

Leave a Reply

Share via
Copy link
Powered by Social Snap
%d bloggers like this: