RBL Platinum ShopSmart SuperCard Review

‘RBL Platinum Prime SuperCard’ is one of the innovative MasterCard credit card from ‘RBL Bank of India’ this RBL bajaj finserve credit card is specially designed for shopaholics. The benefits offered by this card are – big welcome benefit, reward program, movie benefit, dining offers, milestone reward, instant loan facility, add on facility, balance transfer facility, anytime cash withdrawal, EMI Option, easy pin set up option, worldwide acceptance and Also this card comes with a built-in EMV chip that enhances the convenience and security of your card. Now let’s talk about the rbl super card benefits in detail. 

ShopSmart RBL Credit Card Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Above Rs. 25,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Above Rs. 25,000 monthly.
  • A good CIBIL Score (750 or more) is required to apply for this card.

You can apply for this card from the RBl card online application portal. And once your rbl credit card application is submitted successfully, you can track your rbl super credit card application status via the application status tracking page, using your application id. 

Documents Required To Apply For ShopSmart Bajaj Finserv RBL Card:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR (Income Tax Return)
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report.

ShopSmart RBL Bajaj Finserv Credit Card Fees:

  • ShopSmart rbl bajaj finance credit card joining fee: Rs. 499 + GST
  • RBL platinum credit card annual fee: Rs. 499 + GST

ShopSmart RBL Platinum Supercard Benefits:

  • An attractive gift to welcome you:

With the issuance of the rbl platinum card, you will get an Rs. 500 gift voucher as a welcome gift. To get the benefit you only have to pay your annual fee in time and make a purchase of Rs. 2000 with this card within 30 days of card issuance.

  • Exclusive cash-back on every transaction you make:

This rbl bank credit card offers you attractive cash-backs on groceries. You will get up to 5% cash back on every transaction you make on groceries. Also if you can spend Rs. 1,00,000 with your rbl bank platinum credit card within a year you will get Rs. 1,000 Cash-Back.

  • Free access to make your journey more comfortable:

This bajaj finance rbl credit card offers 2 lounge accesses per year at some selected domestic lounges. You will get a maximum of 1 access per quarter. 

  • Free movie tickets to make your evening more delightful:

If you book a movie ticket from BookMyShow you will get another ticket completely free. Maximum ticket value Rs. 200, and you can use this offer once in an rbl bank credit card statement cycle. 

  • Opportunity to make your card lifetime free:

If you can spend Rs. 50,000 with your card within a year, then the annual fee of the next year will be waived off.

  • Instant loan facility to give you financial support during emergencies:

This bajaj rbl credit card allows you to get a loan against your credit card almost instantly. You can pay it back with monthly EMIs. Min loan amount – Rs.  500, Processing fee – 2.5%. You can calculate the payable interest and monthly installments from the RBl credit card loan calculator.

  • Complimentary add-on cards for your loved ones:

You can share the awesome features of your rbl platinum super card with your loved ones. Just add your loved ones, (min age – 18+) with your card and they can also enjoy the features of credit card.

  • Transfer your outstandings to enjoy a lower interest rate:

Using the rbl balance transfer facility, you can transfer the outstanding of your other cards to this rbl platinum credit card to get a lower interest rate and also some extra time to clear off your outstanding.

  • Split your high-ticket transaction into parts using the EMI payment option:

With this card, you can convert your payments (over Rs. 3000) into EMI. This RBL credit card feature is very helpful for frequent shoppers. You can also calculate the applicable rbl credit card emi interest rate using the RBl card EMI calculator

  • Get complete control over your account using the MyCard app:

RBL gives you total control over your account, with the help of the RBl bajaj credit card online banking account, you can do a lot of things, you can check your credit card bill, check your monthly rbl credit card statement, monitor your activity, pay your EMI installments, etc. 

  • Transact anywhere in the world:

This RBL bajaj shopping card is globally accepted, you can use this card at any outlet or e-commerce site where the MasterCard Credit Cards are accepted. 

  • Easy PIN Set-up procedure to give you a seamless credit card experience:

You can up your rbl bajaj finserv credit card pin very easily, with the help of the MyCard app you can set your credit card pin within minutes.

  • Option to set a monthly budget for yourself:

With the help of the rbl my card app, you can set a spending limit for yourself. It helps to set a monthly budget.

  • Convenient bajaj finserv credit card payment options:

You don’t need to visit any RBL branch to pay your monthly credit card bill. You can use your rbl credit card net banking or any credit card bill payment app to pay your monthly credit card bill online. If you don’t have access to the above-stated options, you can make your rbl bank credit card payment through neft, cheque, or from your nearby ATM

  • An advanced EMV chip to make your card much more secure:

This ShopSmart bajaj finserv rbl credit card comes with a built-in EMV Chip. It adds more security and convenience to your transactions. If you notice something suspicious with your account, you should immediately inform it by calling the rbl bajaj credit card customer care number, You can also temporarily block your credit card account using the RBL online banking account

ShopSmart Bajaj Finserv RBL Bank Credit Card Charges:

Particulars

Payable amount

RBL bank credit card cash withdrawal charges

2.5% against the transaction amount, min Rs. 500 (Check your RBL credit card limit before making a withdrawal)

RBL bajaj finserv credit card finance charges

3.99% monthly (Applicable even if the credit card minimum amount due is paid)

Foreign currency transaction

3.50% against the transacted amount

RBL add on card fee

None

RBL Credit Card Customer Service Contact Details:

  • Call the bajaj rbl credit card customer care no: 022-7119-0900 (Super Card Customers) or 022-6232-7777
  • Write to the rbl credit card email id: supercardservice@rblbank.com 

100xGain Ratings:

3.5/10

Final Opinion:

This rbl bank bajaj finserv credit card is best for those who want a credit card that can earn then Cash-Back on groceries and also provides some premium benefits like lounge access. You will get a 5% Cash-Back on groceries, 1 free lounge access per quarter, free movie tickets, an annual fee waiver, etc. 

This bajaj finserv super credit card does not offer benefits on other shopping categories like clothing, electronics, which makes this card quite incomplete. So if you want a complete shopping card then you can take a look at the 100xGain top 10 credit card page. You can also compare the alternative card options given below.

Alternative Cards: 

  1. Axis Bank My Wings Credit Card (Best for cashback and lounge access benefits)
  2. HDFC bank regalia first credit card (Best for cashback and lounge access benefits)
  3. ICICI Bank Ferrari Platinum Credit Card. (Best for cashback and lounge access benefits)
  4. Yes Prosperity Cashback Plus Credit Card. (Best for cashback benefits) 

 

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