RBL Platinum ShopSmart SuperCard

RBL now makes your shopping more delightful with their ‘RBL Platinum ShopSmart SuperCard’. It is a MasterCard credit card specially designed to give you more benefits on shopping and lifestyle. Also with this card you can make a huge savings annually. The awesome benefits of the card includes – Welcome Gift, Big Reward programme, Big reward on online spends, Extra cash-back on groceries, Movie benefits, Instant Loan facility, Anytime cash withdrawal, Add on facility, Airport Lounge Access, Annual fee Waiver, Easy Pin set-up facility, Easy control feature, EMI option, Balance transfer, Easy bill Payment and lots more. Also this card is protected with advanced EMV chip security and with the always active Customer Service.   

  • Eligibility criteria –
  • Nationality – Indian.
  • Age – 21 – 65 years.
  • Occupation – Both salaried and self-employed people can apply for this card. 
  • Income – ₹ 25,000 Monthly.
  • A good CIBIL score.
  • Good relation with the bank.
  • Zero due payment.
  • Documents Required –
  • Proof of Identity –
  • Job Card.
  • Voter Id.
  • Driving License
  • Aadhar Id.
  • Letter from UIDAI.
  • Proof of Address –
  • Passport.
  • Gas, Electricity or any utility bill. ( recent )
  • Ration card.
  • Document of property registration.
  • Proof of Income –
  • 3 month’s bank statement. (latest)
  • Recently submitted form 16.
  • Salary Slip (recent 3 months)
  • KYC-PAN.
  • Fees –  
  • Joining fee – ₹ 499. (One Time)
  • Annual fee – ₹ 499. (One Time)
  • Add on fee – None.
  • Finance charge – 3.99% Monthly.  
  • Benefits – The benefits of ‘RBL Platinum ShopSmart SuperCard’ is described below –
  • Welcome benefit – You are an important customer to RBL. So with the issuance of the card, RBL welcomes you with a big welcome gift. With the issuance of the card you will get ₹ 500 gift voucher as a welcome gift. To avail this offer you only have to pay your annual fee in time and make a purchase of  2000 with this card within 30 days of card issuance.
  • Big Cash-back – With your ‘RBL Platinum ShopSmart SuperCard’ you can earn big cash-back from your spends. If you can spend ₹ 1,00,000 within a year then you can get up-to ₹ 1,000 cash-back. Also you will get 5% cash-back on each spends on grocery.
  • Entertainment – RBL also takes care of your entertainment too. With your ‘RBL Platinum ShopSmart SuperCard’ you can get a free movie tickets monthly. Just book your ticket on BookMyShow with this card and you will get 1 ticket (max – ₹ 200) completely free with it. This offer is applicable only once in a month.
  • Lounge access – With this card you can now travel more comfortably. As with your ‘RBL Platinum ShopSmart SuperCard’ you will get 2 free accesses at most of the airports in India. You can get 1 access per quarter. This feature is applicable at most of the major airports in India.
  • Annual Fee waiver – This card comes with a low annual fee of ₹ 499. Also you can get 100% discount on your annual fee. Just spend ₹ 50,000 within a year and the next year’s annual fee will be waived off.
  • Instant Loan – In case of emergency you can get a loan against your credit limit, almost instantly, with applicable processing fee of 2.5%. This feature converts your credit limit into Loan. You can pay the loan in easy monthly EMIs.
  • Add on facility – Now you can share the benefits of your credit card with your loved ones. Just add your Children, Parents, Siblings or any other family members of 18 years with your card and they can also enjoy the awesome benefits of having a credit card. Also you don’t need to pay any extra charges for this. 
  • EMI facility – Now you don’t need to worry about your big bill amount, or you can extend your shopping budget without worries. As with ‘RBL Platinum ShopSmart SuperCard’ you can convert your bills into Easy EMIs with a low interest rate. Min bill amount – ₹ 3,000.
  • Balance transfer – Now you can get a lower interest rate on your due amounts. Just transfer the dues of your other credit card to ‘RBL Platinum ShopSmart SuperCard’ and you can get a lower interest rate on your due amounts.
  • Lost card liability – Now you don’t need to worry about your lost or stolen card. As with RBL you are now completely covered against lost or stolen cards. Also if you can report within 24 hours then you can also enjoy Zero liability. This feature also covers you against any kind of frauds.    
  • Charges –
  • Cash Advance – 2.5% against the amount.
  • Late payment Fee – 15% against the due amount(Min – ₹ 50 / Max – ₹ 1250)
  • Foreign currency transaction – 3.5% against the transaction amount
  • Other Features –
  • Easy pin Set-up – Pin set up is now very easy. With the help of MyCard app you can set your card pin in no time, with some few simple steps. Also you can set you pin by visiting www.rblbank.com, just go to ‘Online Services’ section and select ‘Set your Card Pin’.
  • Anytime Cash Withdrawal – You can withdraw cash against your credit limit from ATMs, whenever you need. Applicable charge – 2.5% against the amount.
  • Online control – RBL has brought all the controls at your finger-tips. With the RBL MyCard app you can do a lot of things like – Bill payment, Checking Statement, Viewing transaction History, EMI payment, Pin Set-up and lots more.
  • Easy Bill payments – Paying card bill is now easy. You can pay your card bills very easily with multiple options like – NEFT payment, With RBL MyCard App, also you can pay using check.
  • Security – With this card you can enjoy the advanced EMV chip security. The EMV chip is a special chip designed to add more security and convenience to your transactions. Also this chip makes your card acceptable at ant ATM machines. This card is also protected with end to end encryption, you will need an OTP every time for transaction.
  • Worldwide acceptance – This card id designed for both domestic and overseas uses. You can use this card at anywhere where the MasterCard logo is displayed.
  • 24X7 Customer Service –    With RBL you can enjoy an always helpful and 24X7 active customer care service. You can ask for any assistance from them whenever you need.
  • Customer care number –
  • +91 22 6232 7777
  • +91 22 7119 0900
  • Mail – [email protected]
  • Final verdict –

If you are looking for a credit card that can earn you big cash-back and benefits, then this card is perfect for you. It comes with a lower joining and annual fee, and also with an opportunity to get a 100% discount on annual fees. This card also has a lot of features and benefits. So if you are eligible then you must go for this card, as it gives all the best possible offers at a very low cost.

Categories RBL

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