RBL Platinum ValuePlus SuperCard Credit Card Review

RBL has brought value to all your spending with their RBL Platinum ValuePlus SuperCard. It is a MasterCard credit card with a built-in EMV Chip. This card also comes with several features and benefits like – Welcome Benefit, Cash-back on fuel purchase, Milestone Benefit, Fuel Surcharge Waiver, annual fee waiver, Easy Pin set up, Instant loan, Add on the facility, Online control, Anytime Cash withdrawal from ATMs, Easy Bill payment Option, Worldwide acceptance, Balance transfer, EMV chip security and lots more. Let’s discuss this card in detail. 

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs.
    • Income: Above ₹25,000 monthly.
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Above ₹25,000 monthly. 
  • Good CIBIL Score (750 or more).

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report. 


  • Joining Fee: ₹499 + GST
  • Annual Fee: ₹499 + GST


  • Welcome benefit:

With the issuance of the card, RBL welcomes you with a big welcome gift of a ₹500 gift voucher. To avail of this offer, you have to pay your annual fee in time and also you have to spend at least ₹2000 with this card within 30 days of the card issuance.

  • Cash-Back benefit:

With your RBL Platinum ValuePlus SuperCard, you will get 10% cashback on every fuel purchase. This offer is applicable at most of the fuel stations in India.

  • Fuel surcharge waiver:

As with this card you will get up to ₹100 off on fuel surcharges. That means you can now travel long distances more freely.

  • Lost card liability:

You dot need to worry about your lost or stolen card anymore, as with RBL you are now completely covered against lost or stolen cards. Also if you can report within 24 hours then you can enjoy zero liability.

  • Milestone benefit:

If you can spend ₹1,00,000 with this card, within a year then you can get a gift voucher of ₹1,000.

The gift voucher is easily redeemable and the cash-backs will be directly credited to your account.

You can get a 100% discount on your annual fee. To get this offer you just have to spend ₹50,000 with this card within a year and the annual fee of the next year will be waived off.

  •  Add-on facility:

You can now share the awesome benefits of your card with your loved ones. You just have to add your loved ones (children, parents, siblings, or any family member of 18 years) with your card and they can also enjoy the awesome benefits of a credit card.

  • Balance Transfer Facility:

You can now get a lower interest rate against your dues. You just have to transfer the dues of your other card to your ‘RBL Platinum ValuePlus SuperCard’ and you can enjoy a lower interest rate.

  • Spend Limit:

With this card, you can enjoy a flexible spending limit. Just download and register the MyCard app and you can set a spending limit for yourself.

  • Easy PIN Setup:

Pin Setup is now very easy.  With the help of the RBL MyCard app, you can set your card pin with a few simple steps.

Also, you can set your pin on RBL Official website, just log on to www.rblbank.com and select ‘Online Services, then select ‘Set your Card Pin’

  • Anytime Cash withdrawal:

With your ‘RBL Platinum ValuePlus SuperCard’ you can withdraw cash against your credit limit whenever you need it. Applicable charges – 2.5% against the amount.

  • Online control:

You can now control your account online through MyCard App. With this card, you can get all the features at your fingertips. You can pay your bills, view your transaction history, Get a Statement, Pay EMI, Set your card Pin, etc.

  • Easy bill payment: 

Paying your card bill is now very easy. With RBL you can pay your card bill very easily with multiple options including – NEFT Payment, Check Payment, and payment through the MyCard app.

  • Security:

This card comes with a built-in EMV chip. This chip is specially designed to add security and convenience to your transaction. Also, your ‘RBL Platinum ValuePlus SuperCard’ is secured with end-to-end encryption, you will need an OTP every time for successful transactions.

  • Global acceptance:

This card is designed to be acceptable worldwide. You can use this card anywhere where the MasterCard logo is displayed.


  • Cash Withdrawal Charge: 2.5% against the withdrawn amount, min ₹500. 
  • Finance Charge: 3.99% monthly. 
  • Foreign currency transaction: 3.5% against the transaction amount. 

Contact Details:


  • 1800-121-9050 (Toll Free)
  • +91-22-6232-7777
  • +91-22-7119-0900 (Super Card)


100xGain Ratings:


Final Opinion:

If you are looking for a card that can earn you big cash-back and rewards then this card is the best card for you. It comes with a huge number of features and benefits, at a very low cost. So if you are eligible and looking for a budget card then you must go for it, as it offers the best possible features at this price point.

But if you want to spend more to have some extra benefits then you can go for IndusInd Bank InterMiles Voyage Credit Card, this card is very good for traveling, and if you want an entertainment credit card then you can go for RBL Bank Popcorn Credit Card

Leave a Reply

Share via
Copy link
Powered by Social Snap
%d bloggers like this: