RBL Practo Plus Credit Card

‘RBL Practo Plus Credit Card’ is a ‘MasterCard’ credit card form ‘RBL Bank of India’. This card is specially designed to meet your medical needs. This card is a collaboration of RBL with Practo. With this card you can enjoy a lot of health related benefits like – Anytime Doctor Consultancy, A free health check-up as a welcome gift, lounge access, Reward points on your daily expenses, Add on facility, Lost card assistance, also with this card you can maintain your health more better with its number of healthcare features. In fact this card is one of the most feature rich cards from ‘RBL Bank of India’. 

  • Eligibility criteria –
  • Nationality – Indian.
  • Age – 21 – 65 years.
  • Occupation – Both salaried and self-employed people can apply.
  • Income – Min 25,000 monthly (for both salaried and self employed)
  • Good CIBIL score. (750)
  • Good relation with the bank.
  • Zero due payments.
  • Documents Required –
  • Proof of Identity –
  • Job Card.
  • Voter Id.
  • Driving License
  • Aadhar Id.
  • Letter from UIDAI.
  • Proof of Address –
  • Passport.
  • Gas, Electricity or any utility bill. ( recent )
  • Ration card.
  • Document of property registration.
  • Proof of Income –
  • 3 month’s bank statement. (latest)
  • Recently submitted form 16.
  • Salary Slip (recent 3 months)
  • KYC-PAN.
  • Fees – 
  • Joining fee – None.
  • Annual fee – ₹ 2,000 annually.
  • Add on fee – None.
  • Finance Charge – 3.99% monthly.
  • Benefits – The benefits of ‘RBL Practo Plus Credit Card’ is described below –
  • Welcome benefit – With the activation of the card RBL will give you a free complete health check-up as a welcome gift. This offer covers you and your family. You don’t need to go to the clinic for checkup the samples will be picked up from your home. Thyroid Profile, Vitamin, Diabetes, Blood count, Iron deficiency, will be included in the test. You can also get the E-reports within 24 hours. Tests are done in NABL & CAP affiliated labs.
  • Healthcare Benefits – With this card you can maintain your health much better. As with your ‘RBL Practo Plus Credit Card’ you will get your own personal family physician. You can get any assistance anytime from them. You can contact your doctor through video call, phone, or even through text. RBL assures you to keep your conversation with the doctor private. This feature covers you and your family also.
  • Health cash Programme – Now your spends can take care of your health! With RBL you can earn 1 HealthCash points. These points can be used for health service. The points will be credited monthly. 1 point = ₹ 1. Min transaction amount is ₹ 100.
  • Lounge access – This card not only takes care of your health but it also makes your travel more comfortable and luxurious. As with your ‘RBL Practo Plus Credit Card’ you can get free access to all the airport lounges in India. You can get 2 access per quarter.
  • Zero joining fees – You don’t need to pay any joining fee for this card. This card comes with free from any joining fee.
  • Credit limit – your credit limit depends on a number of things like Annual Income, CIBIL score and lots more. The bank will determine your Credit score with the issuance of your card.
  • Add on facility – Now you can share the benefits of your credit card with your loved ones. You just have to add your loved ones (Children, Parents, Siblings or any family members of 18 years) with your card, and they can also enjoy the awesome benefits of a credit card. There is no charge for add on facility.
  • EMI facility – Now you don’t need to worry about your big bills. With this feature you can transform your big bills into easy monthly EMIs that you can pay very easily. You can transform your any bills into EMI.
  • Lost card assistance – You don’t need to worry, if your card is lost or stolen. With the help of RBL  Customer service you can block your card within no time. also if you can report within 24 hours then your liability for lost card will be limited to a certain amount.
  • Interest free period – With this card you can enjoy 20 – 50 days of interest free period. This feature is very helpful for EMI payment.
  • Charges –
  • Cash Advance – ₹ 250 (at branch)
  • Late payment Fee – 15% against the due amount.
  • Foreign currency transaction – 3.5% against the transaction amount.
  • Over-limit charge – ₹ 600. 
  • Other features –
  • Cash Advance – If you need cash, then with your ‘RBL Practo Plus Credit Card’ you can withdraw cash from any ATMs in the world. Charges apply.
  • Security – ‘RBL Practo Plus Credit Card’ comes with a built in EMV chip. This chip is specially designed to add convenience and security to your transactions. This chip can also make your card acceptable at any machine. You can also use your EMV enabled card with your android mobile for online payments securely.
  • Online control – RBL gives you the convenience of controlling your account through net banking. You can transfer money, pay bills online. You can also use the ‘RBL My Card’ App for payments.
  • Worldwide Acceptance – This card is designed for both domestic and International uses. You can use your ‘RBL Practo Plus Credit Card’ at any merchant outlet where the MasterCard logo is displayed.    
  • 24X7 Customer Assistance – With RBL you can  experience a 24X7 active and helpful customer care experience. you can call them for any help, whenever you need.
  • Customer care number –
  • +91 22 6232 7777
  • +91 22 7119 0900
  • Mail – [email protected]
  • Final verdict –

If you are looking for a credit card that can earn you big reward points and also take care of your health, then this card is the best card for you. It comes with a lot of features that easily justifies its high annual fee. So if you have the eligibility then you must go for the card. 

Categories RBL

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